
$349,900
6504 21st StreetTampa, FL 33610
Listing updated: October 29, 2026 at 10:19 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Short Sale. UNBEATABLE TAMPA VALUE! Assumable Low 4% VA Rate! Stop scrolling—this is the unicorn you have been waiting for! Perfectly tailored for first time homebuyers, young families, and military veterans, this immaculate property offers a rare combination of modern upgrades, peace of mind, and an unbeatable financial upside. Please note that this property is a short sale and any purchase agreement requires final lender approval. Do not let the short sale label fool you—this home is in rare, turn key condition and exceptionally well maintained. Even better? Qualified buyers can bypass todays high market interest rates entirely by assuming the existing Freedom Mortgage VA loan with a jaw dropping rate in the low 4% range! Step inside this solid 3 bedroom, 2.5 bathroom block home to find a bright, open concept layout designed for modern living and effortless entertaining. The heart of the home is a fully updated kitchen showcasing premium granite countertops, a massive center island, and sleek stainless steel appliances. Big ticket updates mean zero stressful projects after closing. You will enjoy total peace of mind for years to come thanks to a roof replaced in 2019, plus a new water heater and a fully updated electrical panel completed in 2020. Outside, the massive, fully fenced backyard is an absolute dream for children, pets, and weekend barbecues, complete with a convenient storage shed. The location offers the ultimate mix of neighborhood charm and urban convenience. Young families will love being just a block away from Foster Elementary School and less than a mile from vibrant local parks. When you are ready to head out, you are just minutes away from the hot Seminole Heights dining scene—including local favorites like Rooster & the Till and Ella's—as well as USF, Armature Works, historic Ybor City, and Downtown Tampa. Plus, with lightning fast access to both I 275 and I 4, your daily commute will be a breeze. Opportunities like this are virtually non existent in todays market. Snag a historic interest rate, bypass high prices, and secure incredible equity today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history233 days on market
- Status: ActiveOct 30, 2026
- Listed$349,900Oct 29, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 233
- Cumulative DOM
- 233
- Subdivision
- Stephen Foster Highlands
- County
- Hillsborough
- Year built
- 1955
- Living area
- 1,405 sq ft
- Price/sq ft
- $249
- Building area
- 1,441 sq ft (Public Records)
- Lot size
- 7,740 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12057C0218J)
- Annual taxes
- $6,514 (2025)
- Parcel #
- A-31-28-19-471-000001-00004.0
- Zoning
- SH-RS
- MLS #
- TB8562471
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Open Floorplan
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 0
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Yard, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | ||
| Primary Bedroom | ||
| Living Room |
Listing Details
- Listing date
- 2026-10-26
- On market date
- 2026-10-29
- Original list price
- $349,900
- Occupant type
- Vacant
- Special conditions
- Short Sale
- MLS area
- 33610 - Tampa / East Lake
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-30
- Tax legal description
- STEPHEN FOSTER HIGHLANDS LOT 4 BLOCK 1
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
from I-275: Take Exit 47A for US-92 E / E Hillsborough Ave. Head East on E Hillsborough Ave for 1.2 miles. Turn right onto N 22nd St. Turn right onto E Fast Ave (just past the school). Turn left onto N 21st St, and the home is on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 29, 2026 at 10:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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