6504 21st Street, FL
Stellar MLS
1 / 1

$349,900

6504 21st StreetTampa, FL 33610

Listing updated: October 29, 2026 at 10:19 PM ET

Active
Stellar MLSListing courtesy of Mc Homes Realty Inc · Angela Sutton · MLS #TB8562471 · Active · 727-432-2181
3
Beds
3
Baths
1,405
Sq Ft
0.18
Acres
1955
Built
◆$249/sqft
Single Family Residence

Property type

1955

Year built

7,740 sqft

Lot size

$249

Price / sq ft

No HOA

HOA dues

233

Days on market

X

Flood zone

About this home

Short Sale. UNBEATABLE TAMPA VALUE! Assumable Low 4% VA Rate! Stop scrolling—this is the unicorn you have been waiting for! Perfectly tailored for first time homebuyers, young families, and military veterans, this immaculate property offers a rare combination of modern upgrades, peace of mind, and an unbeatable financial upside. Please note that this property is a short sale and any purchase agreement requires final lender approval. Do not let the short sale label fool you—this home is in rare, turn key condition and exceptionally well maintained. Even better? Qualified buyers can bypass todays high market interest rates entirely by assuming the existing Freedom Mortgage VA loan with a jaw dropping rate in the low 4% range! Step inside this solid 3 bedroom, 2.5 bathroom block home to find a bright, open concept layout designed for modern living and effortless entertaining. The heart of the home is a fully updated kitchen showcasing premium granite countertops, a massive center island, and sleek stainless steel appliances. Big ticket updates mean zero stressful projects after closing. You will enjoy total peace of mind for years to come thanks to a roof replaced in 2019, plus a new water heater and a fully updated electrical panel completed in 2020. Outside, the massive, fully fenced backyard is an absolute dream for children, pets, and weekend barbecues, complete with a convenient storage shed. The location offers the ultimate mix of neighborhood charm and urban convenience. Young families will love being just a block away from Foster Elementary School and less than a mile from vibrant local parks. When you are ready to head out, you are just minutes away from the hot Seminole Heights dining scene—including local favorites like Rooster & the Till and Ella's—as well as USF, Armature Works, historic Ybor City, and Downtown Tampa. Plus, with lightning fast access to both I 275 and I 4, your daily commute will be a breeze. Opportunities like this are virtually non existent in todays market. Snag a historic interest rate, bypass high prices, and secure incredible equity today!

Estimated monthly payment

Principal & interest$1,769
Property taxes$543
Home insurance (est.)$160

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history233 days on market

  1. Status: Active
    Oct 30, 2026
  2. Listed$349,900
    Oct 29, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
233
Cumulative DOM
233
Subdivision
Stephen Foster Highlands
County
Hillsborough
Year built
1955
Living area
1,405 sq ft
Price/sq ft
$249
Building area
1,441 sq ft (Public Records)
Lot size
7,740 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12057C0218J)
Annual taxes
$6,514 (2025)
Parcel #
A-31-28-19-471-000001-00004.0
Zoning
SH-RS
MLS #
TB8562471

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Open Floorplan
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Yard, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Kitchen
Primary Bedroom
Living Room

Listing Details

Listing date
2026-10-26
On market date
2026-10-29
Original list price
$349,900
Occupant type
Vacant
Special conditions
Short Sale
MLS area
33610 - Tampa / East Lake
Listing AOR
Suncoast Tampa
Status changed
2026-10-30
Tax legal description
STEPHEN FOSTER HIGHLANDS LOT 4 BLOCK 1

Flood risk

Minimal riskFEMA Zone XPanel 12057C0218J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

from I-275: Take Exit 47A for US-92 E / E Hillsborough Ave. Head East on E Hillsborough Ave for 1.2 miles. Turn right onto N 22nd St. Turn right onto E Fast Ave (just past the school). Turn left onto N 21st St, and the home is on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 29, 2026 at 10:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA