
$610,000
22649 & 22645 & Land 105th Avenue RoadFort Mc Coy, FL 32134
Listing updated: October 23, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
RARE OPPORTUNITY! THREE ADJOINING WATERFRONT PARCELS WITH APPROXIMATELY 300 FEET OF COMBINED LAKE FRONTAGE ON BEAUTIFUL MILES KALE LAKE! TWO FURNISHED FLORIDA LAKE HOUSES, A WOODED WATERFRONT LOT, A WOODEN DOCK, AND A CONCRETE BOAT RAMP—ALL FOR $610,000! Discover the timeless charm of Old Florida in peaceful Fort McCoy! Enjoy towering oak trees draped in Spanish moss, picturesque lake views, spacious waterfront lawns, and inviting outdoor gathering areas. Imagine peaceful mornings beside the water, afternoons exploring the lake, and evenings under the stars surrounded by the sights and sounds of nature. Owned by the same family for generations, these three adjoining parcels present a wonderful opportunity for a private family compound, vacation retreat, or potential rental investment. THE BIG GREEN HOUSE features 2 bedrooms, 2 bathrooms, soaring vaulted ceilings, beautiful tongue-and-groove woodwork, abundant natural light, and large windows overlooking the lake. The spacious great room opens to a welcoming kitchen with stainless steel appliances, gas range, center island, and dining area. Relax on the screened waterfront porch while enjoying peaceful lake views. Extensively rebuilt and expanded in 2004, the home features updated plumbing, electrical wiring, roof trusses, a standing-seam metal roof, and Hardie board siding. THE BROWN COTTAGE offers 1 bedroom, 1 bathroom, gorgeous tongue-and-groove wood interiors, a spacious family room, kitchen and dining area, screened porch, attached laundry shed, and a wooden waterfront dock. Both homes are offered furnished with household essentials, excluding the Brown Cottage's dining room furniture. THE THIRD WATERFRONT PARCEL features approximately 0.44 wooded acres, approximately 90 feet of lake frontage, and an existing concrete boat ramp shown on the survey. Enjoy additional recreational space or explore the possibility of a future homesite, subject to county requirements and verification of buildability. MILES KALE LAKE is a peaceful, spring-fed lake with clear water, a sandy bottom, gently sloping shorelines, and depths reportedly reaching 16–22 feet in some areas. Enjoy fishing, kayaking, boating, watersports, and abundant natural beauty. VACATION RENTAL POTENTIAL! Both homes have welcomed paying guests, including repeat visitors. Seller-reported weekly rental rates are approximately $1,500 for the Green House and $1,349 for the Brown Cottage. Selected rental records are available for review. Comprehensive annual income figures have not been established, and rental rates do not guarantee future income or occupancy. All three parcels front NE 105th Avenue Road, an unpaved private road. Marion County Zoning has verbally confirmed access for all three parcels. The homes currently share a driveway through the Green House parcel; separate entrances have not been constructed. Recorded access rights are under title review. NO HOA! Convenient to Silver Springs State Park, Ocala National Forest, and Historic Downtown Ocala. Properties also offered individually: Green House $340,000, Brown Cottage $235,000, and vacant waterfront lot $50,000. PURCHASE ALL THREE FOR $610,000—A $15,000 SAVINGS OVER THE COMBINED INDIVIDUAL PRICES! WHETHER YOU ENVISION A FAMILY LAKEFRONT COMPOUND, WEEKEND RETREAT, OR WATERFRONT INVESTMENT, THIS UNIQUE OFFERING DELIVERS TWO CHARMING FLORIDA LAKE HOUSES, APPROXIMATELY 300 FEET OF COMBINED LAKE FRONTAGE, AND AN UNFORGETTABLE OLD FLORIDA LIFESTYLE!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 22, 2026
- Listed$600,000Oct 22, 2026
- Price increased$610,000
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 1
- Subdivision
- Island Lake Estates Unit
- County
- Marion
- Year built
- 1952
- Living area
- 2,186 sq ft
- Price/sq ft
- $279
- Building area
- 2,371 sq ft (Public Records)
- Lot size
- 84,071 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X
- Annual taxes
- $2,812 (2025)
- Parcel #
- 04374-000-00
- Zoning
- R4
- MLS #
- O6451985
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Interior Details
- Bedrooms
- 0
- Appliances
- Dryer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Solid Wood Cabinets
- Laundry
- Inside, Laundry Room, Outside
- Stories / Levels
- One
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 0
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Ownership
- Fee Simple
Exterior & Construction
- Exterior features
- Outdoor Grill, Outdoor Shower, Private Yard
- Construction materials
- HardiPlank Type, Frame, Wood Siding
- Roof
- Metal
- Foundation
- Crawlspace, Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Dirt
Utilities
- Sewer
- Septic Tank
- Water source
- Private, Well
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-10-21
- On market date
- 2026-10-22
- Original list price
- $600,000
- MLS area
- 32134 - Fort Mc Coy/Salt Springs
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-22
- Tax legal description
- SEC 03 TWP 12 RGE 23 COM AT NW COR OF NE 1/4 OF SW 1/4 OF NE 1/4 OF SEC 3 TH S 00-08-30 E 283.3 FT TH N 89-05 W 100 FT TH S 67-34-30 W 169.3 FT FOR POB TH S 14-18-30 E 279.5 FT AT WATERS EDGE TH S 54-03-30 W 100 FT TH N 28-04-30 W 257.5 FT TH N 52-27 -30 E 168 FT TO POB.
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From NE Highway 315, turn onto NE 220th Street/NE 220th Lane. Follow the road as it curves right and becomes NE 106th Avenue. Bear left onto NE 222nd Place Road, then bear right onto NE 105th Avenue Road (private dirt road). Continue to the first gated driveway on the left at 22649 NE 105th Avenue Road. This is the existing entrance serving the two lakefront homes and adjoining vacant parcel.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 23, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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