6509 Lake Joanna Circle, FL
Stellar MLS
1 / 1

$254,900

6509 Lake Joanna CirclePanama City, FL 32404

Listing updated: October 27, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Carlos Morales · MLS #TB8559910 · Active · 877-366-2213
3
Beds
2
Baths
1,599
Sq Ft
0.2
Acres
2007
Built
◆$159/sqft◆360° tour
Single Family Residence

Property type

2007

Year built

8,904 sqft

Lot size

$159

Price / sq ft

$33/mo

HOA dues

1

Day on market

A

Flood zone

About this home

Welcome to 6509 Lake Joanna Circle in Panama City, FL! This charming 3-bedroom, 2-bath home offers approximately 1,599 square feet of comfortable living space and features a **durable metal roof installed in 2018**, providing long-term value and added peace of mind! Step inside to discover an inviting and functional layout with spacious living areas ideal for everyday living and entertaining. The three bedrooms offer flexibility for guests, a home office, or additional living needs. Outside, enjoy a yard with plenty of potential for outdoor gatherings, gardening, or creating your own private retreat. Conveniently located near shopping, dining, schools, parks, and everyday amenities, this property offers easy access to everything Panama City has to offer, including the beautiful Emerald Coast beaches. Whether you're searching for a primary residence, a Florida getaway, or an investment opportunity, this home offers a great combination of comfort, convenience, and potential. Don't miss your opportunity to make this Panama City property your own. Schedule your private showing today!

Estimated monthly payment

Principal & interest$1,289
Property taxes$142
Home insurance (est.)$117
HOA dues$33

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 26, 2026
  2. Listed$254,900
    Oct 26, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Sweetwater Village North Ph 03
County
Bay
Year built
2007
Living area
1,599 sq ft
Price/sq ft
$159
Building area
1,807 sq ft (Public Records)
Lot size
8,904 sq ft
Lot category
0 to less than 1/4
Flood zone
A (12005C0243J)
Annual taxes
$1,704 (2025)
Parcel #
05635-244-000
Zoning
R-2
MLS #
TB8559910

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0

HOA & Financial

HOA fee
$200 / Semi-Annually
Monthly HOA
$33/mo
Total monthly fees
$33/mo
Total annual fees
$400
HOA name
Melissa Thompson
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Kitchen
Great Room
Primary Bedroom
Living Room

Listing Details

Listing date
2026-10-26
On market date
2026-10-26
Original list price
$254,900
Occupant type
Vacant
MLS area
32404 - Panama City
Listing AOR
Orlando Regional
Status changed
2026-10-26
Tax legal description
SWEETWATER VILLAGE N PH 3 142D LOT 5 BLK D ORB 4313 P 645

Flood risk

High riskFEMA Zone APanel 12005C0243J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Panama City, head north on US-231. Continue past Star Avenue and Highway 2301, then turn right onto Bayou George Drive. Turn right into Sweetwater Village North onto S Lake Joanna Drive. Continue to Lake Joanna Circle and turn right. Follow the road to 6509 Lake Joanna Circle.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 27, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA