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$1,100,000

320 Bayshore DrivePalmetto, FL 34221

Listing updated: October 22, 2026 at 8:52 PM ET

Active

Listing courtesy of Hot Florida Real Estate · Colon Lambert · MLS #P4940224 · Active · 863-473-4544

Baths

2,826

Sq Ft

Acres

1965

Built

◆Waterfront◆Water access◆1 acres◆$352/sqft◆360° tour

Mixed Use

Property type

1965

Year built

43,598 sqft

Lot size

$352

Price / sq ft

No HOA

HOA dues

Days on market

AE, X

Flood zone

About this home

RARE WATERFRONT COMMERCIAL OPPORTUNITY — NEAR I-75 & I-275 | TERRA CEIA BAY | PALMETTO, FLORIDA! Discover an exceptional opportunity to acquire approximately 0.95 acres of waterfront property along beautiful Terra Ceia Bay, strategically located near the I-75 and I-275 interchange in northern Manatee County! Situated at 320 Bayshore Drive, this unique property combines a highly desirable waterfront setting with convenient access to major transportation corridors serving Tampa, St. Petersburg, Bradenton, Sarasota, and the surrounding Gulf Coast region. The property features an existing 2,826-square-foot building with 3,122 square feet under roof, offering potential for renovation, adaptive reuse, or future redevelopment. The building requires repairs and updating, allowing a new owner to evaluate improvements and customize the property to suit their intended use. LOCATION IS A MAJOR ADVANTAGE! Positioned just off the US 19 corridor and near the interstate junction, this property offers convenient regional connectivity while maintaining the appeal of a scenic waterfront setting. Mature trees, established surroundings, and frontage along Terra Ceia Bay add character to this distinctive property. Whether you're an investor seeking a unique waterfront asset, a business owner exploring a potential commercial location, or a developer evaluating future opportunities, this property offers flexibility and possibilities worth investigating. WATERFRONT LOCATION • NEAR MAJOR INTERSTATES • EXISTING BUILDING • RENOVATION & REDEVELOPMENT POTENTIAL! Property is offered with existing improvements in need of renovation. Commercial uses, redevelopment opportunities, and improvements are subject to verification of zoning, permitting, environmental requirements, and governmental approvals. Additional property photographs and information are available upon request. Explore the potential of this distinctive Terra Ceia Bay waterfront property!

Estimated monthly payment

Principal & interest$5,562

Property taxes$751

Home insurance (est.)$504

Down payment

20%

$220,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Oct 22, 2026
Listed$1,100,000
Oct 22, 2026

Facts & features

Property type: Commercial Sale
Sub type: Mixed Use
Status: Active
Days on market: 0
County: Manatee
Year built: 1965
Living area: 2,826 sq ft
Price/sq ft: $352
Building area: 3,122 sq ft (Public Records)
Lot size: 43,598 sq ft
Lot category: 1 to less than 2
Flood zone: AE, X
Annual taxes: $9,014 (2025)
Parcel #: 2199700359
MLS #: P4940224

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Heating & Cooling

Cooling: Central Air

Parking

Garage spaces: 0

HOA & Financial

Total monthly fees: None
Total annual fees: None
Ownership: Fee Simple

Exterior & Construction

Construction materials: Block
Roof: Shingle
Foundation: Other
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Listing Details

Listing date: 2026-10-20
On market date: 2026-10-22
Original list price: $1,100,000
Occupant type: Tenant
MLS area: 34221 - Palmetto/Rubonia
Listing AOR: East Polk
Status changed: 2026-10-22
Tax legal description: PARCEL C: A PARCEL OF LAND LYING AND BEING IN SEC 26 & 35, TWN 33S, RNG 17E, MANATEE COUNTY, FL BEING DESC AS FOLLOWS: COM AT THE NE COR OF THE E 1/2 OF THE E 1/2 OF THE SE 1/4 OF THE SW 1/4 OF SD SEC 26; TH S 00 DEG 43 MIN 02 SEC W, ALG THE E LN OF SD E 1/2 OF THE E 1/2 OF THE SE 1/4 OF THE SW 1/4, A DIST OF 1194.98 FT FOR A POB; TH S 49 DEG 33 MIN 15 SEC E, 379.90 FT M/L TO A PT ON THE APPROX MHWL OF TERRA CEIA BAY; TH SWLY ALG SD MHWL, THE FOLLOWING 3 COURSES AND DIST: (1) S 31 DEG 26 MIN 36 SEC W, 58.77 FT M/L; (2) S 18 DEG 30 MIN 42 SEC W, 69.50 F M/L; (3) S 40 DEG 23 MIN 36 SEC W, 35.88 FT M/L; TH LEAVING SD APPROX MHWL, N 43 DEG 26 MIN 58 SEC W, 312.88 FT M/L TO A PT ON THE SLY EXT OF THE AFOREMENTIONED E LN OF THE E 1/2 OF THE E 1/2 OF THE [REPLACE "NE 1/4 OF NW 1/4" WITH SE 1/4 OF SW 1/4"]; TH N 00 DEG 43 MIN 02 SEC E, ALG SD EXT AND SD E LN, A DIST OF 162.69 FT TO THE POB; LESS R/W FOR BAYSHORE DR. (INST#202241073908) PI #21997.0035/9

Flood risk

High riskFEMA Zone AE, X

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 North to Bayshore Drive, turn right and the first property is on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 22, 2026 at 8:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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