$314,900
2939 Cialella PassSt Cloud, FL 34772
Listing updated: November 2, 2026 at 1:34 PM ET
Listing courtesy of Larimar Realty · Linda Urena · MLS #S5159814 · Active · 407-483-1600Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Affordable Opportunity in Canoe Creek Estates | Low HOA | No CDD! Welcome to St. Cloud! This 3-bedroom, 2-bathroom, single-story home offers approximately 1,134 square feet of living space and an opportunity to make a home your own. A major highlight is the roof, approximately four years old. Inside, you'll find vaulted ceilings, a functional living and dining area, and a spacious covered rear porch offering additional room to relax or entertain. The home is move-in ready but could benefit from cosmetic TLC and updating, making it a great opportunity for buyers who want to personalize their surroundings at their own pace. Enjoy the added appeal of a low HOA fee of just $350 annually and no CDD fee, helping keep ongoing community expenses manageable. Enjoy the convenience of living in St. Cloud, with nearby shopping, restaurants, everyday services, and outdoor recreation. Explore the waterfront, beach area, playgrounds, and boating opportunities at Lakefront Park on East Lake Tohopekaliga, or enjoy the local shops and restaurants of historic downtown St. Cloud. Conveniently located approximately 17–19 miles from Orlando International Airport, with an estimated 25–35-minute drive depending on traffic, this home offers access to air travel and the greater Central Florida area. Property is being sold AS IS. Bring your vision and discover the possibilities!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveOct 31, 2026
- Listed$314,900Oct 31, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Canoe Creek Estates Ph 2
- County
- Osceola
- Year built
- 1995
- Living area
- 1,134 sq ft
- Price/sq ft
- $278
- Building area
- 1,980 sq ft (Public Records)
- Lot size
- 5,271 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Annual taxes
- $3,007 (2025)
- Parcel #
- 22-26-30-0072-0001-0760
- Zoning
- SPUD
- MLS #
- S5159814
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 0
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $350 / Annually
- Monthly HOA
- $29/mo
- Total monthly fees
- $29/mo
- Total annual fees
- $350
- HOA name
- ASSOC SOLUTIONS OF CENTRAL FLORIDA
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x9 |
| Primary Bedroom | First | 13x10 |
| Great Room | First | 30x12 |
Listing Details
- Listing date
- 2026-10-19
- On market date
- 2026-10-31
- Original list price
- $314,900
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-10-31
- Tax legal description
- CANOE CREEK EST PH 2 PB 8 PG 92 LOT 76
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
WEST VINE STREET (192) RIGHT ONTO CANOE CREEK RD RIGHT ONTO CANOE CREEK ESTATE RIGHT ONTO CIALELLA PASS.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 2, 2026 at 1:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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