4634 Sabal Key Drive, FL
Stellar MLS
1 / 1

$235,000

4634 Sabal Key DriveBradenton, FL 34203

Listing updated: October 24, 2026 at 7:07 PM ET

Active
Stellar MLSListing courtesy of Kw Suncoast · Jose Ortega · MLS #A4710036 · Active · 941-792-2000
2
Beds
3
Baths
1,080
Sq Ft
0.02
Acres
2000
Built
◆$218/sqft
Townhouse

Property type

2000

Year built

745 sqft

Lot size

$218

Price / sq ft

$424/mo

HOA dues

125

Days on market

X

Flood zone

About this home

One or more photo(s) were virtually staged. RARE FHA ASSUMABLE MORTGAGE AT 2.8 • WATER VIEWS • GATED COMMUNITY • FLEXIBLE LEASING! Welcome to 4634 Sabal Key Drive, where Florida living meets an exceptional financing opportunity! Qualified buyers may be able to assume the seller's existing FHA mortgage at just 2.8, subject to loan servicer approval, qualification, and the required equity contribution. Ask for details! Nestled in the gated, pet-friendly Sabal Key community of Sabal Harbour, this charming Key West-style townhome offers 2 bedrooms, 2.5 bathrooms, and 1,080 square feet of comfortable living space. Enjoy peaceful water views, a screened patio, and a low-maintenance lifestyle that leaves more time for the things you love. Inside, an inviting open living and dining area makes everyday living and entertaining easy. The two-story layout places both bedrooms upstairs, creating separation from the main gathering spaces, while a convenient downstairs half bath welcomes guests. Picture yourself starting the day with coffee on the screened patio or unwinding there after an afternoon exploring the Gulf Coast. LIFESTYLE AND AMENITIES! Sabal Harbour offers a community pool, clubhouse, tennis and other recreational courts, and a playground. Enjoy opportunities to relax, stay active, and connect with neighbors without leaving the community. FLEXIBILITY IS ANOTHER BIG PLUS! No minimum lease period, no lease restrictions, and no ownership waiting period before leasing. That creates appealing possibilities for a primary residence, seasonal retreat, or investment, subject to current HOA documents and local regulations. The monthly HOA fee helps simplify ownership by covering listed exterior and grounds maintenance, pool maintenance, and recreational facilities. The property is in Flood Zone X, with no annual CDD fee reported. Conveniently located near shopping, restaurants, Lakewood Ranch, major roadways, and the gorgeous Gulf Coast beaches, including Anna Maria Island, this home puts the best of the Bradenton lifestyle within reach. MORE THAN A TOWNHOME—IT'S A CHANCE TO ENJOY WATER VIEWS, COMMUNITY AMENITIES, AND A POTENTIALLY REMARKABLE MORTGAGE RATE! Schedule your private showing today and ask about the FHA assumption opportunity. Mortgage assumption and leasing are subject to lender approval, applicable loan terms, association rules, and local requirements.

Estimated monthly payment

Principal & interest$1,188
Property taxes$136
Home insurance (est.)$108
HOA dues$424

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history125 days on market

  1. Status: Active
    Oct 20, 2026
  2. Listed$235,000
    Oct 20, 2026

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
125
Cumulative DOM
125
Subdivision
Sabal Harbour Ph I-B
County
Manatee
Year built
2000
Living area
1,080 sq ft
Price/sq ft
$218
Building area
1,200 sq ft (Public Records)
Lot size
745 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12081C0309F)
Annual taxes
$1,635 (2025)
Parcel #
1697706859
Zoning
PDR
MLS #
A4710036

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Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Window Treatments
Laundry
In Kitchen, Washer Hookup
Stories / Levels
Two
Direction faces
Northwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
No
Parking features
Reserved

HOA & Financial

HOA fee
$424 / Monthly
Monthly HOA
$424/mo
Total monthly fees
$424/mo
Total annual fees
$5,088
HOA name
SABAL HARBOUR ASSOCIATION INC / JENNIFFER TRULLING
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Assumable, Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryWilliam H. Bashaw ElementaryGreatSchools ↗
MiddleBraden River MiddleGreatSchools ↗
High SchoolBraden River HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living Room13.2x14.2
Dining Room8.6x10.8
Kitchen11.5x10.8
Bathroom 1
Primary Bedroom16.1x12.4
Primary Bathroom5.7x7.8
Bedroom 29.9x12.8
Bathroom 24.1x7.3
Balcony/Porch/Lanai11.5x10.8

Listing Details

Listing date
2026-10-19
On market date
2026-10-20
Original list price
$235,000
Occupant type
Owner
MLS area
34203 - Bradenton/Braden River/Lakewood Rch
Listing AOR
Sarasota - Manatee
Status changed
2026-10-20
Tax legal description
LOT 7 BLK 6 SABAL HARBOUR PHASE 1B PI#16977.0685/9

Flood risk

Minimal riskFEMA Zone XPanel 12081C0309F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From State Road 70, head north on 45th Street East (Lockwood Ridge Road). Turn right into the gated Sabal Key community. Proceed through the gate and continue straight on Sabal Key Drive. Follow the road to 4634 Sabal Key Drive, located on the right-hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 24, 2026 at 7:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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