4985 Cobia Drive, FL
Stellar MLS
1 / 1

$199,000

4985 Cobia DriveSt Petersburg, FL 33705

Listing updated: October 15, 2026 at 12:57 AM ET

Active
Stellar MLSListing courtesy of Nexthome Luxe Coastal · Patricia Hughes · MLS #TB8557462 · Active · 727-315-0315
1
Bed
1
Bath
646
Sq Ft
0
Acres
1979
Built
◆Waterfront◆Water access◆$308/sqft◆360° tour
Condominium

Property type

1979

Year built

$308

Price / sq ft

$714/mo

HOA dues

0

Days on market

AE

Flood zone

About this home

Welcome to paradise in this spacious, modern ground-floor waterfront condo located in a highly desirable, 24-hour guard-gated, non-age-restricted 80+ acre boating community right on Tampa Bay! Offering the ultimate coastal lifestyle, this rare gem boasts a large private patio perfect for entertaining situated directly on a deep-water canal with direct, bridge-free boat access to the Bay. The property also features a massive outdoor storage shed, perfectly suited for all your fishing and boating gear. Priced to sell, this home is move-in ready and waiting for you to bring your own personal style. You will enjoy complete peace of mind with all major, high-ticket mechanical components already upgraded, including new windows and doors (2020), a new water heater (2022), and a brand-new HVAC system (2023). Inside, beautiful and durable laminate flooring flows seamlessly through an open-concept layout. The fully equipped kitchen is a chef's delight, complete with extra storage closets to maximize organization and also boasting a washer/dryer combo. The thoughtful floor plan extends into a bright bathroom that features tile flooring updated shower and additional linen and storage space, ensuring a place for everything. Just steps from your front door, you can embrace an unparalleled waterfront lifestyle with premium, resort-style amenities. Residents enjoy access to two heated pools, a relaxing hot tub, a state-of-the-art fitness center, EV charging stations, and a massive fishing dock perfect for catching stunning Florida sunsets. Stay active on the tennis, pickleball, basketball, and volleyball courts, or unwind at the private clubhouse complete with its own bar. Whether you are an avid boater or looking for a vibrant, active community on the water, this canal-front retreat truly has it all!

Estimated monthly payment

Principal & interest$1,006
Property taxes$134
Home insurance (est.)$91
HOA dues$714

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 15, 2026
  2. Listed$199,000
    Oct 14, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
Waterside South Coquina Key
County
Pinellas
Year built
1979
Living area
646 sq ft
Price/sq ft
$308
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
AE
Annual taxes
$1,603 (2025)
Parcel #
053217950950029852
MLS #
TB8557462

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Laminate, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Other, Solid Surface Counters, Thermostat
Laundry
In Kitchen, Other
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Common, Guest, Open, Other

HOA & Financial

HOA fee
$714 / Monthly
Monthly HOA
$714/mo
Total monthly fees
$714/mo
Total annual fees
$8,568
HOA name
DAN GRAHM
CDD
No
Min lease term
1 Week
Listing terms
Cash, Conventional, Other, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
see docs
Approval process
see docs

Exterior & Construction

Exterior features
Basketball Court, Dog Run, Lighting, Other, Outdoor Shower, Rain Gutters, Sidewalk, Tennis Court(s)
Construction materials
Brick, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Other, Phone Available, Private, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Yes

Schools

ElementaryBay Point Elementary-PNGreatSchools ↗
MiddleBay Point Middle-PNGreatSchools ↗
High SchoolLakewood High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst
DinetteFirst

Listing Details

Listing date
2026-10-14
On market date
2026-10-14
Original list price
$199,000
Occupant type
Vacant
MLS area
33705 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-10-15
Tax legal description
WATERSIDE AT COQUINA KEY SOUTH CONDO PHASE I BLDG 2, UNIT 4985B

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

: Heading South on 4th St, turn left on 45th Ave S, then right on Beach Dr SE. Once you've gone through the front gate, turn right on Cobia Dr. The destination will be located on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 15, 2026 at 12:57 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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