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$2,999,999

12917 42nd TerraceCortez, FL 34215

Listing updated: October 20, 2026 at 1:34 PM ET

Active

Listing courtesy of Coldwell Banker Realty · Charles Buky · MLS #A4709317 · Active · 941-383-6411

Beds

Baths

2,798

Sq Ft

0.23

Acres

2023

Built

◆Waterfront◆Water access◆Private pool◆Fireplace◆$1,072/sqft

Single Family Residence

Property type

2023

Year built

10,023 sqft

Lot size

$1,072

Price / sq ft

$333/mo

HOA dues

207

Days on market

Flood zone

About this home

Newly built direct bay front home in gated Sunset Harbor offers full sunset views over Anna Maria Island. Situated on a private cul-de-sac with 85 feet of Intracoastal Waterway frontage, the elevated residence includes 4 bedrooms, 3.5 baths, 2,798 square feet of heated living space, a private elevator, and an oversized four-car garage. The open floor plan features high ceilings, a gas fireplace, and a kitchen with solid wood cabinetry, solid-surface countertops, and built-in appliances. Upstairs includes the primary suite, a study/den, and guest bedrooms. Outdoor amenities include a heated saltwater pool with a 38-foot lap lane, an in-ground spa, covered living areas, and an outdoor kitchen—all overlooking the water with sunset views toward Anna Maria Island. A deeded on-site boat slip includes a private dock with water and electric, a fish-cleaning station, and a 10,000-pound boat lift. Enjoy sunsets all year long! Walking distance to the beaches, shops and restaurants of Anna Maria Island!

Estimated monthly payment

Principal & interest$15,170

Property taxes$1,830

Home insurance (est.)$1,375

HOA dues$333

Down payment

20%

$600,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history207 days on market

Status: Active
Oct 20, 2026
Listed$2,999,999
Oct 20, 2026

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 207
Cumulative DOM: 207
Subdivision: Sunset Harbor
County: Manatee
Year built: 2023
Living area: 2,798 sq ft
Price/sq ft: $1,072
Building area: 5,278 sq ft (Public Records)
Lot size: 10,023 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12081C0277F)
Pool: Private pool
Annual taxes: $21,960 (2025)
Parcel #: 7619700250
Zoning: PDR/CH
MLS #: A4709317

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Half bathrooms: 1
Flooring: Carpet, Luxury Vinyl, Tile, Wood
Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
Interior features: Built-in Features, Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
Stories / Levels: Two
Direction faces: West
Fireplace: Yes

Heating & Cooling

Heating: Central, Electric, Exhaust Fan, Propane
Cooling: Central Air

Parking

Garage spaces: 0
Attached garage: Yes
Parking features: Driveway, Garage Door Opener, Oversized

HOA & Financial

HOA fee: $4,000 / Annually
Monthly HOA: $333/mo
Total monthly fees: $333/mo
Total annual fees: $4,000
HOA name: SUNSET PROPERTY MANAGEMENT
CDD: No
Homestead exemption: Yes
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: No

Exterior & Construction

Exterior features: Balcony, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox
Construction materials: Block, Cement Siding, Frame
Roof: Concrete
Foundation: Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Cable Connected, Electricity Connected, Fiber Optics, Propane, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Yes

Room Details

Room	Level	Dimensions
Living Room		17.6x19.1
Dining Room		11.1x8.6
Kitchen		17.6x14.9
Primary Bedroom		19x13.5
Den		10x10.4
Bedroom 2		13.7x10.8
Bedroom 3		13.5x12
Bedroom 4		13.9x13.3

Listing Details

Listing date: 2026-10-16
On market date: 2026-10-20
Original list price: $2,999,999
Occupant type: Owner
MLS area: 34215 - Cortez
Listing AOR: Sarasota - Manatee
Status changed: 2026-10-20
Tax legal description: LOT 3 SUNSET HARBOR SUB; SUBJ TO PRIVATE ROADWAY AS PLATTED PI#76197.0025/0

Flood risk

High riskFEMA Zone AEPanel 12081C0277F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West on Cortez Rd to 127th St W. Follow road to gated community on your left Sunset Harbor. Home is on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 20, 2026 at 1:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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