
$439,900
5020 Moss Hammock TrailSebring, FL 33872
Listing updated: October 13, 2026 at 6:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage space
Flood zone
About this home
Why settle for builder-basic when the upgrades have already been done? Welcome to 5020 Moss Hammock Trail, a beautifully enhanced 2022-built home situated on approximately half an acre in the gated Moss Hammock community.Step inside and you’ll immediately see the difference. The kitchen is highlighted by quartz countertops and upgraded appliances, creating a polished space that flows naturally into the main living areas. Upgraded lighting fixtures, a stylish accent wall, and wood-look tile add personality and warmth while giving the home a finished look that goes beyond standard builder selections.The attention to detail continues outside. The landscaping has been carefully designed and maintained, adding curb appeal from the moment you arrive. A private irrigation well helps keep the landscaping looking its best without relying solely on metered household water—a practical feature that is especially valuable on a homesite of this size.Even the garage has received an upgrade with an epoxy-coated floor, creating a cleaner, more finished space for parking, storage, hobbies or projects.One of the home's biggest advantages is the setting. With approximately half an acre, there is room to enjoy your property while still being part of an established gated community. Moss Hammock offers a quieter residential atmosphere with a relatively low annual HOA, making it an appealing alternative to communities where homes are positioned much closer together.What makes this home stand out isn't simply that it was built recently—it's what has been added since. Quartz surfaces, upgraded appliances and lighting, cabinets in the laundry room, upgraded flooring, a feature wall, epoxy garage flooring, extensive landscaping and a dedicated irrigation well mean much of the work buyers often plan for after closing has already been completed.If you've been looking for a newer Sebring home with more land, thoughtful upgrades and a gated-community setting, 5020 Moss Hammock Trail deserves a closer look. Schedule your private showing and experience what makes this home different.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveOct 12, 2026
- Listed$439,900Oct 12, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Moss Hammock
- County
- Highlands
- Year built
- 2022
- Living area
- 2,220 sq ft
- Price/sq ft
- $198
- Building area
- 2,746 sq ft (Public Records)
- Lot size
- 23,314 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- x (12055C0207C)
- Garage
- 1 spaces
- Annual taxes
- $4,177 (2025)
- Parcel #
- C-34-34-28-100-0000-0280
- Zoning
- R1
- MLS #
- S5159346
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Epoxy
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Garage Faces Side
HOA & Financial
- HOA fee
- $450 / Annually
- Monthly HOA
- $38/mo
- Total monthly fees
- $38/mo
- Total annual fees
- $450
- HOA name
- W. Jeffrey “JJ” Parker
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please contact HOA for any lease restrictions.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sprinkler Well, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 22x18 |
| Dining Room | First | 11x12 |
| Kitchen | First | 19x16 |
| Primary Bedroom | First | 19x14 |
| Primary Bathroom | First | 9x12 |
| Bedroom 2 | First | 12x13 |
| Bedroom 3 | First | 12x13 |
| Bedroom 4 | First | 12x13 |
| Bathroom 2 | First | 9x5 |
| Laundry | First | 9x8 |
Listing Details
- Listing date
- 2026-10-12
- On market date
- 2026-10-12
- Original list price
- $439,900
- Occupant type
- Owner
- MLS area
- 33872 - Sebring
- Listing AOR
- Osceola
- Status changed
- 2026-10-12
- Tax legal description
- MOSS HAMMOCK PB 16 PG 88 LOT 28
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Hwy 27 in Sebring, turn west onto Hammock Road/CR 634 and continue toward Highlands Hammock State Park. Turn right into the gated Moss Hammock community onto Moss Hammock Trail. Continue on Moss Hammock Trail to 5020 Moss Hammock Trail.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 13, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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