5020 Moss Hammock Trail, FL
Stellar MLS
1 / 1

$439,900

5020 Moss Hammock TrailSebring, FL 33872

Listing updated: October 13, 2026 at 6:52 AM ET

Active
Stellar MLSListing courtesy of Re/Max Heritage Professionals · Chris Loschiavo · MLS #S5159346 · Active · 863-256-2188
4
Beds
2
Baths
2,220
Sq Ft
0.54
Acres
2022
Built
◆$198/sqft
Single Family Residence

Property type

2022

Year built

23,314 sqft

Lot size

$198

Price / sq ft

$38/mo

HOA dues

1

Day on market

1

Garage space

x

Flood zone

About this home

Why settle for builder-basic when the upgrades have already been done? Welcome to 5020 Moss Hammock Trail, a beautifully enhanced 2022-built home situated on approximately half an acre in the gated Moss Hammock community.Step inside and you’ll immediately see the difference. The kitchen is highlighted by quartz countertops and upgraded appliances, creating a polished space that flows naturally into the main living areas. Upgraded lighting fixtures, a stylish accent wall, and wood-look tile add personality and warmth while giving the home a finished look that goes beyond standard builder selections.The attention to detail continues outside. The landscaping has been carefully designed and maintained, adding curb appeal from the moment you arrive. A private irrigation well helps keep the landscaping looking its best without relying solely on metered household water—a practical feature that is especially valuable on a homesite of this size.Even the garage has received an upgrade with an epoxy-coated floor, creating a cleaner, more finished space for parking, storage, hobbies or projects.One of the home's biggest advantages is the setting. With approximately half an acre, there is room to enjoy your property while still being part of an established gated community. Moss Hammock offers a quieter residential atmosphere with a relatively low annual HOA, making it an appealing alternative to communities where homes are positioned much closer together.What makes this home stand out isn't simply that it was built recently—it's what has been added since. Quartz surfaces, upgraded appliances and lighting, cabinets in the laundry room, upgraded flooring, a feature wall, epoxy garage flooring, extensive landscaping and a dedicated irrigation well mean much of the work buyers often plan for after closing has already been completed.If you've been looking for a newer Sebring home with more land, thoughtful upgrades and a gated-community setting, 5020 Moss Hammock Trail deserves a closer look. Schedule your private showing and experience what makes this home different.

Estimated monthly payment

Principal & interest$2,224
Property taxes$348
Home insurance (est.)$202
HOA dues$38

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 12, 2026
  2. Listed$439,900
    Oct 12, 2026

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Moss Hammock
County
Highlands
Year built
2022
Living area
2,220 sq ft
Price/sq ft
$198
Building area
2,746 sq ft (Public Records)
Lot size
23,314 sq ft
Lot category
1/2 to less than 1
Flood zone
x (12055C0207C)
Garage
1 spaces
Annual taxes
$4,177 (2025)
Parcel #
C-34-34-28-100-0000-0280
Zoning
R1
MLS #
S5159346

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Ceramic Tile, Epoxy
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side

HOA & Financial

HOA fee
$450 / Annually
Monthly HOA
$38/mo
Total monthly fees
$38/mo
Total annual fees
$450
HOA name
W. Jeffrey “JJ” Parker
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please contact HOA for any lease restrictions.

Exterior & Construction

Exterior features
Sidewalk
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Public, Sprinkler Well, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst22x18
Dining RoomFirst11x12
KitchenFirst19x16
Primary BedroomFirst19x14
Primary BathroomFirst9x12
Bedroom 2First12x13
Bedroom 3First12x13
Bedroom 4First12x13
Bathroom 2First9x5
LaundryFirst9x8

Listing Details

Listing date
2026-10-12
On market date
2026-10-12
Original list price
$439,900
Occupant type
Owner
MLS area
33872 - Sebring
Listing AOR
Osceola
Status changed
2026-10-12
Tax legal description
MOSS HAMMOCK PB 16 PG 88 LOT 28

Flood risk

Minimal riskFEMA Zone XPanel 12055C0207C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 27 in Sebring, turn west onto Hammock Road/CR 634 and continue toward Highlands Hammock State Park. Turn right into the gated Moss Hammock community onto Moss Hammock Trail. Continue on Moss Hammock Trail to 5020 Moss Hammock Trail.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 13, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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