
$454,000
27 Michiana DriveTerra Ceia, FL 34250
Listing updated: October 20, 2026 at 10:09 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Maximize your lifestyle and ROI at 27 Michiana Drive. This turnkey waterfront gem in Terra Ceia is primed for high-performing short-term rental yields or full time, simple island living! This 2-bedroom, 1-bathroom retreat features a bright, open floorplan that seamlessly connects the living space to a sleek, fully renovated kitchen with stainless steel appliances and modern finishes. While the interior is sophisticated and move-in ready, the outdoor space is the true showstopper. The backyard is a private oasis designed for relaxation, centered around a sparkling saltwater pool and framed by low-maintenance paved grounds. An expansive backyard deck offers the ultimate setting for coastal entertaining, all while the boat dock provides direct canal access to Tampa Bay, Intracoastal Waterway, and the Gulf of Mexico. Whether you are looking for a lucrative addition to your portfolio or a serene primary residence, this property delivers high-end functionality and undeniable waterfront appeal. Terra Ceia Village Improvement Association offers an optional membership for just $250 per year to enjoy the private Seabreeze waterfront park, 300 ft fishing dock, private boat ramp, playground, pickleball courts, and recreation hall. Just minutes from St Pete, a short commute to Tampa or Sarasota, and award winning beaches; Terra Ceia Island is a premier coastal neighborhood.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history107 days on market
- Status: ActiveOct 7, 2026
- Listed$454,000Oct 7, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 107
- Cumulative DOM
- 107
- Subdivision
- Terra Ceia
- County
- Manatee
- Year built
- 1950
- Living area
- 838 sq ft
- Price/sq ft
- $542
- Lot size
- 5,101 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Pool
- Private pool
- Annual taxes
- $4,385 (2025)
- Parcel #
- 2174100004
- Zoning
- PDR
- MLS #
- A4708410
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Window Treatments
- Laundry
- Laundry Room, Outside, Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Parking features
- Curb Parking, Deeded, Driveway, Golf Cart Parking, Ground Level, Guest, On Street, Parking Pad
HOA & Financial
- Total monthly fees
- $21/mo
- Total annual fees
- $250
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Active AirBnb- Average gross rental income: $145,138 ÷ 64 months = approximately $2,267.78 per month $4,000-$4700 a month during peak season
Exterior & Construction
- Exterior features
- Private Yard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | 12x18 | |
| Bedroom 2 | ||
| Bathroom 1 | ||
| Kitchen | 8x10 | |
| Great Room | 12x22 |
Listing Details
- Listing date
- 2026-08-11
- On market date
- 2026-10-07
- Original list price
- $454,000
- Occupant type
- Vacant
- MLS area
- 34250 - Terra Ceia/Terra Ceia Island
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-10-07
- Tax legal description
- BEG AT THE NW COR OF SW1/4 OF SE1/4 OF NW1/4 OF SEC 34; THEN S 267.1 FT TO A PT; THEN S 81 DEG 39 MIN W ALG CENTER OF A SHELL RD 135.2 FT TO A POB; CONT S 81 DEG 39 MIN W ALG CENTER OF SD SHELL RD 60 FT; THEN S 01 DEG 42 MIN E 100 FT; THEN N 81 DEG 39 MIN E 60 FT; THEN N 01 DEG 42 MIN W 100 FT TO POB; TOG WITH ALL LAND LYING BETWEEN THE SOUTHERN BDRY OF THE AOVE DESC PROPERTY AND THE WATERS OF THE EXISTING CANAL IF ANY; ALSO TOG W/ A NON-EXCLUSIVE 15 FT EASMNT FOR INGRESS/EGRESS FROM AND TO BAYSHORE DR OVER AND ACROSS THE ROAD KNOWN AS MICHIANA DR WHICH LIES IMMEDIATELY NORTH OF AND CONTIGUOUS TO THE ABOVE DESC PARCEL; ALSO TOG WITH A NON-EXCLUSIVE RIGHT OF USE OF THE THREE CANAL WATERWAYS WHICH WERE DEDICATED TO THE PERPETUAL USE OF
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 (northbound or southbound): Take Exit 224 for US-301 toward Ellenton / Palmetto Head west on US-301 toward Palmetto Continue as US-301 merges with US-41 Turn right onto Bayshore Drive (heading north toward Terra Ceia) Continue onto Terra Ceia Road Follow the road across the bridge onto Terra Ceia Island Turn left onto Michiana Drive Proceed to 27 Michiana Drive (canal-front side)
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 20, 2026 at 10:09 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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