428 Pine Bluff Drive, FL
Stellar MLS
1 / 1

$1,299,900

428 Pine Bluff Drive

Lutz, FL 33549

Listing updated: October 2, 2026 at 5:38 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Tampa Central · William Lolly · MLS #TB8554327 · Active · 813-865-0700
4
Beds
3
Baths
3,585
Sq Ft
1.05
Acres
2005
Built
◆Private pool◆Fireplace◆3-car garage◆1.05 acres◆$363/sqft
Single Family Residence

Property type

2005

Year built

45,608 sqft

Lot size

$363

Price / sq ft

$211/mo

HOA dues

0

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to this completely remodeled 4-bedroom, 3-bathroom residence with a private office, expansive bonus room, pool, and 3-car garage, beautifully situated on a 1.05-acre lot in the quiet, gated community of Pine Crest Estates. Thoughtfully redesigned with sophisticated finishes and exceptional attention to detail, this home blends timeless elegance with modern comfort. Enter through impressive glass double doors into a welcoming foyer overlooking the grand formal living room, where an elegant coffered ceiling adds architectural dimension and sliding glass doors provide a seamless connection to the pool and outdoor living area. A formal dining room is conveniently located just off the foyer, creating an inviting setting for entertaining. At the heart of the home is a stunning designer kitchen featuring beautifully crafted custom white oak cabinetry that showcases the wood’s natural grain, quartz countertops, and Italian-inspired Forno appliances, including a gas range and French door double oven. A custom built-in hutch with integrated lighting complements the cabinetry while providing an elegant space for both display and storage. The kitchen opens to the spacious family room, highlighted by a gas fireplace and dramatic black tile feature wall. The north wing of the home offers a private office and luxurious primary suite. The oversized primary bedroom features a coffered ceiling, crown molding, two walk-in closets, and private access to the pool. The spa-inspired en suite bath showcases dual vanities with Carrara marble countertops, a freestanding soaking tub, an oversized walk-in shower wrapped in large-format Carrara marble tile, and coordinating marble mosaic flooring with intricate detailing. The south wing features two generously sized guest bedrooms and a beautifully appointed guest bathroom with marble mosaic flooring that continues into the shower for a cohesive custom look. On the west side of the home, an additional guest bedroom is accompanied by a full bathroom that also serves as the pool bath, featuring refined marble stonework for a timeless finish. A large bonus room with sliding doors opening to the pool provides flexible space for entertaining, a media room, game room, or additional living area. Wide-plank white oak flooring flows throughout the home, complemented by upscale chandeliers, statement lighting, plantation shutters, and custom draperies and window treatments. The laundry room is exceptionally equipped with two full-size washers and two full-size dryers. Additional upgrades include a roof replaced in 2021, two HVAC systems installed in 2022, state of the art security cameras, and a 3-car garage with a durable, low-maintenance epoxy-coated floor. Step outside to your private outdoor oasis featuring a screened-in chlorine pool with a salt cell for easy conversion, a spacious covered seating area, and an expansive brick paver deck ideal for relaxing or entertaining. The pool has been completely refinished with PebbleTec and features a new pool heater. Set on more than an acre within the privacy of gated Pine Crest Estates, this beautifully remodeled home offers an exceptional combination of space, craftsmanship, luxury finishes, and indoor-outdoor Florida living.

Estimated monthly payment

Principal & interest$6,573
Property taxes$1,163
Home insurance (est.)$596
HOA dues$211

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 2, 2026
  2. Listed$1,299,900
    Oct 2, 2026
  3. Price increased$1,299,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Pine Crest Estates
County
Hillsborough
Year built
2005
Living area
3,585 sq ft
Price/sq ft
$363
Building area
5,106 sq ft (Public Records)
Lot size
45,608 sq ft
Lot category
1 to less than 2
Flood zone
X (12057C0062H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$13,954 (2024)
Parcel #
U-01-27-18-66P-000001-00001.0
Zoning
ASC-1
MLS #
TB8554327

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Marble, Tile, Wood
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Coffered Ceiling(s), High Ceilings, Kitchen/Family Room Combo
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$2,536 / Annually
Monthly HOA
$211/mo
Total monthly fees
$211/mo
Total annual fees
$2,536
HOA name
Associa Gulf Coast
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify with the HOA & County
Approval process
Please verify with the HOA & County

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available

Community

Pets allowed
Yes

Schools

ElementaryLutz-HBGreatSchools ↗
MiddleLiberty-HBGreatSchools ↗
High SchoolFreedom-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-10-02
On market date
2026-10-02
Original list price
$1,299,900
Occupant type
Owner
MLS area
33549 - Lutz
Listing AOR
Suncoast Tampa
Status changed
2026-10-02
Tax legal description
PINE CREST ESTATES LOT 1 BLOCK 1

Flood risk

Minimal riskFEMA Zone XPanel 12057C0062H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading north on US Hwy 41 make a right onto Newberger Rd. Slight right onto Pine Bluff Dr. After entering the gate make your first right and the house will be the first one on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 2, 2026 at 5:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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