
$1,299,900
428 Pine Bluff Drive
Lutz, FL 33549
Listing updated: October 2, 2026 at 5:38 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this completely remodeled 4-bedroom, 3-bathroom residence with a private office, expansive bonus room, pool, and 3-car garage, beautifully situated on a 1.05-acre lot in the quiet, gated community of Pine Crest Estates. Thoughtfully redesigned with sophisticated finishes and exceptional attention to detail, this home blends timeless elegance with modern comfort. Enter through impressive glass double doors into a welcoming foyer overlooking the grand formal living room, where an elegant coffered ceiling adds architectural dimension and sliding glass doors provide a seamless connection to the pool and outdoor living area. A formal dining room is conveniently located just off the foyer, creating an inviting setting for entertaining. At the heart of the home is a stunning designer kitchen featuring beautifully crafted custom white oak cabinetry that showcases the wood’s natural grain, quartz countertops, and Italian-inspired Forno appliances, including a gas range and French door double oven. A custom built-in hutch with integrated lighting complements the cabinetry while providing an elegant space for both display and storage. The kitchen opens to the spacious family room, highlighted by a gas fireplace and dramatic black tile feature wall. The north wing of the home offers a private office and luxurious primary suite. The oversized primary bedroom features a coffered ceiling, crown molding, two walk-in closets, and private access to the pool. The spa-inspired en suite bath showcases dual vanities with Carrara marble countertops, a freestanding soaking tub, an oversized walk-in shower wrapped in large-format Carrara marble tile, and coordinating marble mosaic flooring with intricate detailing. The south wing features two generously sized guest bedrooms and a beautifully appointed guest bathroom with marble mosaic flooring that continues into the shower for a cohesive custom look. On the west side of the home, an additional guest bedroom is accompanied by a full bathroom that also serves as the pool bath, featuring refined marble stonework for a timeless finish. A large bonus room with sliding doors opening to the pool provides flexible space for entertaining, a media room, game room, or additional living area. Wide-plank white oak flooring flows throughout the home, complemented by upscale chandeliers, statement lighting, plantation shutters, and custom draperies and window treatments. The laundry room is exceptionally equipped with two full-size washers and two full-size dryers. Additional upgrades include a roof replaced in 2021, two HVAC systems installed in 2022, state of the art security cameras, and a 3-car garage with a durable, low-maintenance epoxy-coated floor. Step outside to your private outdoor oasis featuring a screened-in chlorine pool with a salt cell for easy conversion, a spacious covered seating area, and an expansive brick paver deck ideal for relaxing or entertaining. The pool has been completely refinished with PebbleTec and features a new pool heater. Set on more than an acre within the privacy of gated Pine Crest Estates, this beautifully remodeled home offers an exceptional combination of space, craftsmanship, luxury finishes, and indoor-outdoor Florida living.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveOct 2, 2026
- Listed$1,299,900Oct 2, 2026
- Price increased$1,299,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Pine Crest Estates
- County
- Hillsborough
- Year built
- 2005
- Living area
- 3,585 sq ft
- Price/sq ft
- $363
- Building area
- 5,106 sq ft (Public Records)
- Lot size
- 45,608 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X (12057C0062H)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $13,954 (2024)
- Parcel #
- U-01-27-18-66P-000001-00001.0
- Zoning
- ASC-1
- MLS #
- TB8554327
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Marble, Tile, Wood
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Coffered Ceiling(s), High Ceilings, Kitchen/Family Room Combo
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $2,536 / Annually
- Monthly HOA
- $211/mo
- Total monthly fees
- $211/mo
- Total annual fees
- $2,536
- HOA name
- Associa Gulf Coast
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify with the HOA & County
- Approval process
- Please verify with the HOA & County
Exterior & Construction
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-10-02
- On market date
- 2026-10-02
- Original list price
- $1,299,900
- Occupant type
- Owner
- MLS area
- 33549 - Lutz
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-10-02
- Tax legal description
- PINE CREST ESTATES LOT 1 BLOCK 1
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading north on US Hwy 41 make a right onto Newberger Rd. Slight right onto Pine Bluff Dr. After entering the gate make your first right and the house will be the first one on the right.
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