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$595,000

531 Garrard DriveTemple Terrace, FL 33617

Listing updated: October 4, 2026 at 8:28 PM ET

Active

Listing courtesy of Mammoth Realty, Llc · Brian Filsinger SR · MLS #TB8553949 · Active · 813-400-7247

Beds

Baths

2,949

Sq Ft

0.3

Acres

1979

Built

◆Private pool◆Fireplace◆$202/sqft◆360° tour

Single Family Residence

Property type

1979

Year built

13,200 sqft

Lot size

$202

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

CUSTOM RANCH HOME with OVERSIZED POOL! Stunning Great Room with vaulted ceilings, wood-burning fireplace, wood floors, LED lighting, and cedar accent wall. Gorgeous, updated kitchen with granite counters. Home features two double-size bedrooms and can easily convert back to five bedrooms. Expansive Master Suite includes a huge 15' x 9' spa-style bath with Jacuzzi tub, separate shower, dedicated water heater, massive walk-in closet, and private screened porch. Second bedroom offers two walk-in closets. Bonus room (9' x 7'). Inside laundry with new Whirlpool washer/dryer. Enjoy the oversized heated pool (32' x 15', 8' depth), paver porch, fenced backyard, and multiple front/rear/side porches. Newer hurricane windows, newer pool heater, Ring doorbell, sprinkler system, outdoor speakers. New Roof 2023. Stunning entryway with glass double-entry doors and travertine flooring. Rear of home features two sets of double-beveled French doors. Extra-long driveway + 2-car garage. NO HOA, NO CDD, NO FLOOD INSURANCE, No deed restrictions. Located in beautiful Frances Arbor, close to schools, restaurants, shopping, USF, major highways, and Family Recreation Complex.

Estimated monthly payment

Principal & interest$3,009

Property taxes$474

Home insurance (est.)$273

Down payment

20%

$119,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

Status: Active
Oct 1, 2026
Listed$595,000
Oct 1, 2026
Price increased$595,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 3
Subdivision: Frances Arbor South
County: Hillsborough
Year built: 1979
Living area: 2,949 sq ft
Price/sq ft: $202
Building area: 3,604 sq ft (Public Records)
Lot size: 13,200 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12057C0217H)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $5,690 (2025)
Parcel #: T-14-28-19-542-000002-00006.0
Zoning: R-10
MLS #: TB8553949

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Flooring: Ceramic Tile, Wood
Appliances: Dishwasher, Microwave, Range, Refrigerator
Interior features: Kitchen/Family Room Combo
Laundry: Laundry Room
Stories / Levels: One
Direction faces: South
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Yard, Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Pool: Private pool
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Schools

ElementaryLewis-HBGreatSchools ↗

MiddleGreco-HBGreatSchools ↗

High SchoolKing-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	15x9
Bedroom 2	First
Bedroom 3	First
Bedroom 4	First
Kitchen	First
Family Room	First

Listing Details

Listing date: 2026-10-01
On market date: 2026-10-01
Original list price: $595,000
Occupant type: Owner
MLS area: 33617 - Tampa / Temple Terrace
Listing AOR: Suncoast Tampa
Status changed: 2026-10-01
Tax legal description: FRANCES ARBOR SOUTH LOT 6 BLOCK 2

Flood risk

Minimal riskFEMA Zone XPanel 12057C0217H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Fowler; then go south on Riverhills Drive; then right on Whiteway; then left on Bua; immediately turn left on Garrard Drive. Home is on the left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 4, 2026 at 8:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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