2698 Hwy 98 W, FL
Stellar MLS
1 / 1

$974,800

2698 Hwy 98 WCarrabelle, FL 32322

Listing updated: October 10, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Morris Realty And Investments · Lynn Haynes · MLS #G5118416 · Active · 352-435-4663
3
Beds
2
Baths
1,350
Sq Ft
0.28
Acres
2022
Built
◆Waterfront◆Water access◆$722/sqft
Single Family Residence

Property type

2022

Year built

12,000 sqft

Lot size

$722

Price / sq ft

No HOA

HOA dues

1

Day on market

VE

Flood zone

About this home

Wake up to the water, unwind with breathtaking sunsets, and make every day feel like a vacation. This stunning custom-designed waterfront home, only four years young, offers the perfect blend of coastal charm, modern comfort, and unforgettable outdoor living. From the moment you arrive, you’ll appreciate the privacy and thoughtful design of this beautiful three-bedroom, two-bath home. The open-concept floor plan and split-bedroom layout create a comfortable space for both entertaining and relaxing. The spacious great room flows seamlessly into the screened living area and out to three private balconies, giving you plenty of opportunities to enjoy panoramic water views, spectacular sunrises, colorful sunsets, and the abundant marine life right outside your door. Just steps away is your own private white-sandy beach, complete with a fire pit and endless opportunities for swimming, fishing, kayaking, boating, and other water adventures. Imagine spending your mornings with a cup of coffee overlooking the water, afternoons on the beach, and evenings gathered around the fire as the sun sets. The beautifully designed kitchen offers solid wood cabinets, granite countertops, generous workspace and is well equipped for preparing everything from casual beachside meals to dinner with family and friends. Prefer to cook outdoors? Step outside and fire up the grill while enjoying the sounds and scenery of the waterfront. The private primary suite is a peaceful retreat featuring premium coastal French doors leading to your private balcony, a walk-in closet, and a gorgeous ensuite bath with a linen cabinet, seamless glass shower doors, and custom-tiled shower. The second bedroom enjoys its own private balcony and connects to the shared bath with the third bedroom, providing comfortable accommodations for family and guests. Practicality meets coastal living with a conveniently located cargo lift for luggage, groceries and more. The laundry room offers additional storage for seasonal belongings and beach supplies. An outdoor shower makes rinsing off sandy toes and salty beach days effortless. A private gated entrance leads to a concrete driveway with ample covered parking beneath the home, plus RV parking and hookups for added flexibility. Custom built only four years ago with upgraded high impact siding. The 100 year flood plan requires 17 feet high and this house is 22 feet high. Also, includes land on the north side of 98W that is approximately 24 feet by 100 feet. Coastal storm shutters are already installed on the two private balcony doors for peace of mind. For those looking for an investment opportunity, this home is furnished and ready for the vacation rental market, if you choose. A short drive to St. George Island, Apalachicola, dining, shopping and festive things to do. Whether you envision this as your full-time waterfront retreat, a private vacation escape, or an income-producing coastal getaway, this property delivers something truly special: your own private piece of paradise where the water is always part of the view and every day feels like a getaway.

Estimated monthly payment

Principal & interest$4,929
Property taxes$320
Home insurance (est.)$447

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Oct 9, 2026
  2. Listed$974,800
    Oct 9, 2026

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Yents Bayou
County
Franklin
Year built
2022
Living area
1,350 sq ft
Price/sq ft
$722
Building area
1,578 sq ft (Public Records)
Lot size
12,000 sq ft
Lot category
1/4 to less than 1/2
Flood zone
VE
Annual taxes
$3,844 (2026)
Parcel #
09-08S-05W-0280-000G-0060
Zoning
R
MLS #
G5118416

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Attached garage
No
Parking features
Covered, Driveway, Parking Pad, RV Access/Parking, Basement
Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Fire Pit, Hurricane Shutters, Outdoor Shower, RV Hookup
Construction materials
Vinyl Siding, Frame
Roof
Metal
Foundation
Stilt/On Piling
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenSecond9x16
Dining RoomSecond9x16
Living RoomSecond13x19
LaundrySecond7x12
Primary BedroomSecond13x13
Primary BathroomSecond122x10
Bedroom 2Second13x13
Bathroom 2Second6x10
Bedroom 3Second11x13
Balcony/Porch/LanaiSecond13x18
Balcony/Porch/LanaiSecond8x12
Balcony/Porch/LanaiSecond8x12

Listing Details

Listing date
2026-10-07
On market date
2026-10-09
Original list price
$974,800
Occupant type
Vacant
MLS area
32322 - Carrabelle
Listing AOR
Lake and Sumter
Status changed
2026-10-09
Tax legal description
BL G LOT 6 LESS THE EAST 2.1' CITY OF ST GEORGE OR 112/145 455/9 780/249 1266/764

Flood risk

High riskFEMA Zone VE

Coastal high-hazard area (Zone V) with wave action. In a FEMA Special Flood Hazard Area — flood insurance is generally required by lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 98W turn into private drive and use private gate code. Permission to use lift during the inspection.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 10, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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