430 Palm Island, FL430 Palm Island, FL430 Palm Island, FL
Stellar MLS
1 / 3

$1,875,000

430 Palm Island

Clearwater Beach, FL 33767

Listing updated: October 3, 2026 at 1:22 AM ET

Active
Stellar MLSListing courtesy of Coastal Properties Group International · Christy Ploch · MLS #TB8552952 · Active · 727-493-1555
4
Beds
4
Baths
2,780
Sq Ft
0.2
Acres
1968
Built
◆Waterfront◆Water access◆$674/sqft◆360° tour
Single Family Residence

Property type

1968

Year built

8,904 sqft

Lot size

$674

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

WATERFRONT COASTAL MASTERPIECE ON ISLAND ESTATES WITH BOATDOCK & 2 BOATLIFTS (16,000lb 2020; 9,000lb 2015)— completely redesigned from the studs and trusses, this exquisite Florida coastal retreat is a BOATER’S PARADISE. (SELLER WILL GIVE AN ALLOWANCE FOR A POOL AT CLOSING WITH ACCEPTABLE OFFER). Offering terrific water views out of the canal to Dunedin, a vast OPEN FLOOR PLAN with 9 foot ceilings, all wood trim, triple crown moldings, gorgeous travertine and luxury vinyl tile flooring, custom kitchen with solid maple cabinets, Cambria quartz countertops, a beautiful built-in wet bar with shelving, wine refrigerator, and icemaker, expansive waterfront patio with large outdoor bar and grilling station, making this a wonderful space for entertaining and large family gatherings. TWO PRIMARY SUITES, one with two closets, a spa inspired bath with WALK IN STEAM SHOWER, soaking tub and dual vanity. The spacious waterfront patio offers ample space for a POOL. Addition of 2nd primary, new entry, bar and NEW METAL & FLAT ROOF ‘24-‘25. 2 NEW HVAC units ‘23-‘24. Located in the highly desirable Island Estates community, residents can walk, bike or take a golf cart to nearby restaurants, Publix grocery, Clearwater Marine Aquarium, Sunset Sam Park, gas station, UPS postal store, dental office, nail salon, with Clearwater Beach just minutes away. Most furniture can be purchased separately. (Restoration Hardware and Arhaus).

Estimated monthly payment

Principal & interest$9,481
Property taxes$801
Home insurance (est.)$859

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Oct 3, 2026
  2. Listed$1,875,000
    Oct 2, 2026
  3. Price increased$1,875,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Cumulative DOM
190
Subdivision
Island Estates Of Clearwater Unit 6-A
County
Pinellas
Year built
1968
Living area
2,780 sq ft
Price/sq ft
$674
Building area
3,324 sq ft (Public Records)
Lot size
8,904 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0102H)
Garage
2 spaces
Annual taxes
$9,617 (2025)
Parcel #
05-29-15-43416-000-0290
Zoning
LMDR-NCOD
MLS #
TB8552952

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Luxury Vinyl, Travertine
Appliances
Dishwasher, Disposal, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
NA

Exterior & Construction

Exterior features
Dog Run, Outdoor Grill, RV Hookup, Sidewalk
Construction materials
Concrete, Stucco
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Public

Community

Pets allowed
Yes

Schools

ElementarySandy Lane Elementary-PNGreatSchools ↗
MiddleDunedin Highland Middle-PNGreatSchools ↗
High SchoolClearwater High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst
Great RoomFirst
KitchenFirst
Primary BedroomFirst
Primary Bedroom 2First
Bedroom 3First
Bedroom 4First
LaundryFirst

Listing Details

Listing date
2026-09-29
On market date
2026-10-02
Original list price
$1,875,000
Occupant type
Owner
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Suncoast Tampa
Status changed
2026-10-03
Tax legal description
ISLAND ESTATES OF CLEARWATER UNIT 6-A LOT 29

Flood risk

High riskFEMA Zone AEPanel 12103C0102H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West over Clearwater Memorial Causeway to the stoplight at Island Way. Turn right on Island Way, turn right on Palm Island SE to home on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 3, 2026 at 1:22 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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