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$209,900

21 Windward DriveFlagler Beach, FL 32136

Listing updated: October 1, 2026 at 7:03 AM ET

Active

Listing courtesy of Stiles Real Estate Co. · Kimberley Hall · MLS #FC321732 · Active · 386-320-5530

Beds

Baths

900

Sq Ft

0.07

Acres

1993

Built

◆55+ community◆$233/sqft◆360° tour

Manufactured Home

Property type

1993

Year built

2,866 sqft

Lot size

$233

Price / sq ft

$220/mo

HOA dues

Days on market

Flood zone

About this home

If you are looking for a winter get-away or a full time residence at the beach this might be the one for you. This charming barrier island coastal home offers two bedrooms, two full baths with a long semi enclosed carport and screened in front porch. Roof replaced in 2020 and A/C replaced in 2022. Located in the very desirable Surfside Estates, a 55+ community that offers the ultimate Florida Lifestyle with the significant advantage of resident ownership with no lot rent. This house sits next to one of the community's beautiful garden parks and you are just steps away from the intracoastal waterway. Take a short stroll down to one of the community's fishing docks to sip morning coffee as you watch the boats and dolphins go by, and in the evenings you can enjoy breathtaking sunsets! Low monthly fee of $220. covers cable, wi-fi internet, yard care and Clubhouse with heated and cooled swimming pool, elevator, library, pool tables and rooftop deck. You can get involved with the busy social calendar, featuring bingo, line dancing, exercise classes, potluck meals and Holiday social events. This special community is nestled between the atlantic ocean and intracoastal waterway and is both golf cart and pet friendly! You are just minutes away from the quant city of Flagler Beach, with major shopping, doctors and hospital just over the bridge.Come experience what this beach lifestyle feels like and claim your piece of paradise!

Estimated monthly payment

Principal & interest$1,061

Property taxes$53

Home insurance (est.)$96

HOA dues$220

Down payment

20%

$41,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

Status: Active
Sep 28, 2026
Listed$209,900
Sep 28, 2026
Price increased$209,900

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Manufactured Home
Status: Active
Days on market: 3
Subdivision: Beverly Beach Surfside Estates
County: Flagler
Year built: 1993
Living area: 900 sq ft
Price/sq ft: $233
Building area: 1,545 sq ft (Public Records)
Lot size: 2,866 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12035C0144E)
Annual taxes: $640 (2025)
Parcel #: 26-11-31-0420-00000-0210
Zoning: RES
MLS #: FC321732

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile, Vinyl
Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
Interior features: Ceiling Fans(s)
Laundry: Outside
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Electric, Heat Pump
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

HOA fee: $220 / Monthly
Monthly HOA: $220/mo
Total monthly fees: $220/mo
Total annual fees: $2,640
HOA name: Heidi Armellino
CDD: No
Homestead exemption: Yes
Min lease term: 3 Months
Listing terms: Cash, Conventional
Ownership: Co-op
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Age requirement, 3 month minimum, see community rules
Approval process: Background check, interview, see community rules

Exterior & Construction

Exterior features: Private Mailbox, Storage
Construction materials: Vinyl Siding
Roof: Shingle
Foundation: Crawlspace
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
Senior community: Yes

Room Details

Room	Level	Dimensions
Dining Room	First	10x11
Kitchen	First	12x8
Living Room	First	15x16
Primary Bedroom	First	14x13
Primary Bathroom	First	7x8
Bedroom 2	First	10x10
Bathroom 2	First	5x8
Florida Room	First	15x9

Listing Details

Listing date: 2026-09-26
On market date: 2026-09-28
Original list price: $209,900
Occupant type: Vacant
MLS area: 32136 - Flagler Beach
Listing AOR: Flagler
Status changed: 2026-09-28
Tax legal description: BEVERLY BEACH SURFSIDE ESTATES LOT 21 OR 513 PG 1842 OR 1121 PG 899

Flood risk

High riskFEMA Zone AEPanel 12035C0144E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 1-95 exit Flagler Beach, head east twords ocean. Left at traffic light on HWY A1A head north. Turn left into Surfside Estates, turn right at stop sign. Turn left on Windward Drive, home is on the left look for sign.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 7:03 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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