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$299,900

5171 Indian Ocean Loop

Tavares, FL 32778

Listing updated: October 1, 2026 at 10:17 AM ET

Active

Listing courtesy of Bhhs Florida Realty · Joanne Levy · MLS #G5118276 · Active · 352-729-7325

Beds

Baths

1,658

Sq Ft

0.15

Acres

2005

Built

◆Water access◆55+ community◆$181/sqft

Single Family Residence

Property type

2005

Year built

6,600 sqft

Lot size

$181

Price / sq ft

$228/mo

HOA dues

Day on market

Garage spaces

Flood zone

About this home

Welcome to the gated community of Royal Harbor! This inviting 2-bedroom, 2-bathroom home offers an open-concept layout with a versatile den, perfect for a home office, reading nook, hobby space, or additional sleeping area. Sliding glass doors open to the outdoor space, creating a seamless flow for enjoying the fresh air and entertaining guests. The spacious primary suite features a relaxing garden tub and his-and-hers closets. With its comfortable layout, flexible living spaces, and desirable gated-community setting, this home offers a wonderful place to call home.

Estimated monthly payment

Principal & interest$1,516

Property taxes$243

Home insurance (est.)$137

HOA dues$228

Down payment

20%

$59,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Sep 30, 2026
Listed$299,900
Sep 30, 2026
Price increased$299,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Subdivision: Royal Harbor
County: Lake
Year built: 2005
Living area: 1,658 sq ft
Price/sq ft: $181
Building area: 2,487 sq ft (Public Records)
Lot size: 6,600 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12069C0345E)
Garage: 2 spaces
Annual taxes: $2,911 (2025)
Parcel #: 13-20-25-1805-000-29000
Zoning: RES
MLS #: G5118276

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Carpet, Tile
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central, Natural Gas
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway, Garage Door Opener, Ground Level, Off Street

HOA & Financial

HOA fee: $228 / Monthly
Monthly HOA: $228/mo
Total monthly fees: $228/mo
Total annual fees: $2,736
HOA name: Liam Sierra - Leland Management
CDD: No
Homestead exemption: Yes
Min lease term: 8-12 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Buyer to Verify Lease Restrictions with HOA
Approval process: Application Process with HOA

Exterior & Construction

Exterior features: Sprinkler Metered
Construction materials: Block, Brick, Stucco
Roof: Shingle
Foundation: Slab
Water access: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Available, Water Connected

Community

Pets allowed: Yes
Senior community: Yes

Room Details

Room	Level	Dimensions
Living Room	First	19.1x13
Dining Room	First	9.5x8.4
Kitchen	First	9.5x13
Den	First	10.1x11.1
Primary Bedroom	First	13.1x17.3
Primary Bathroom	First	9.11x18.6
Bedroom 2	First	11.8x13
Bathroom 2	First	5.1x8.6
Laundry	First	7.1x6.1
Balcony/Porch/Lanai	First	19.2x7.7

Listing Details

Listing date: 2026-09-30
On market date: 2026-09-30
Original list price: $299,900
Occupant type: Owner
MLS area: 32778 - Tavares / Deer Island
Listing AOR: Lake and Sumter
Status changed: 2026-09-30
Tax legal description: TAVARES ROYAL HARBOR PHASE 2 SUB LOT 290 PB 45 PGS 32-35 ORB 4865 PG 335

Flood risk

Minimal riskFEMA Zone XPanel 12069C0345E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-441 N, Follow FL-19 S to Royal Harbor Blvd, Turn left onto Royal Harbor Blvd, At the traffic circle, take the 3rd exit and stay on Royal Harbor Blvd, Turn right to stay on Royal Harbor Blvd, Turn right to stay on Royal Harbor Blvd, At the traffic circle, take the 1st exit onto Indian Ocean Loop, Destination will be on the left

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 10:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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