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$590,000

5451 Tropic DriveNew Port Richey, FL 34653

Listing updated: October 16, 2026 at 2:38 PM ET

Active

Listing courtesy of Mega Property Solutions · RISERIS CONTRERAS · MLS #TB8552043 · Active · 656-263-8919

Beds

Baths

2,332

Sq Ft

0.15

Acres

1996

Built

◆Waterfront◆Water access◆Private pool◆In-law suite◆Fireplace◆3-car garage◆$253/sqft◆360° tour

Single Family Residence

Property type

1996

Year built

6,432 sqft

Lot size

$253

Price / sq ft

No HOA

HOA dues

311

Days on market

Garage spaces

Flood zone

About this home

A Rare Opportunity in New Port Richey! Welcome to 5451 Tropic Dr, a property that combines space, comfort, waterfront living, and a financing opportunity that could make a significant difference for the next homeowner. This spectacular, fully remodeled residence features 4 bedrooms and 4.5 bathrooms, offering plenty of space and privacy for the entire family. Every area has been thoughtfully renovated to create a modern, comfortable home that is ready to enjoy from day one. In addition, the property features a private efficiency with its own separate entrance, ideal for hosting family members or guests while giving them their own space and allowing everyone to maintain their privacy. This unique feature adds even more comfort and versatility to the home. And if living in Florida means enjoying the outdoors, you’ll have your own private oasis right at home. ???? The property features a private swimming pool, perfect for enjoying year-round, entertaining family and friends, or simply relaxing after a long day. But there’s something that makes this property even more special: its waterfront location on a canal with access to the Gulf, giving you the opportunity to enjoy the Florida waterfront lifestyle with the water literally in your backyard. The home is also located on a dead-end street, providing a quieter setting with less traffic. ?? And here is one of the most attractive opportunities: the existing mortgage may be assumable at an approximate 5.6 interest rate. In a market where current interest rates can be considerably different, this is an opportunity worth exploring. 4 Bedrooms 4.5 Bathrooms Fully Remodeled Private Efficiency with Separate Entrance Private Swimming Pool Canal with Gulf Access Dead-End Street Potential to Assume the Existing Mortgage at 5.6 This is more than just a home; it’s an opportunity to enjoy the Florida lifestyle you are looking for, with features that don’t come on the market every day. ?? 5451 Tropic Dr, New Port Richey, FL 34653 Schedule your private showing and come discover everything this property.

Estimated monthly payment

Principal & interest$2,983

Property taxes$819

Home insurance (est.)$270

Down payment

20%

$118,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history311 days on market

Status: Active
Sep 25, 2026
Listed$609,900
Sep 25, 2026
Price reduced$590,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 311
Cumulative DOM: 311
Subdivision: Tropic Shores
County: Pasco
Year built: 1996
Living area: 2,332 sq ft
Price/sq ft: $253
Building area: 3,620 sq ft (Owner)
Lot size: 6,432 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12101C0352G)
Garage: 3 spaces
Pool: Private pool
Annual taxes: $9,825 (2025)
Parcel #: 16-26-09-0050-00000-0030
Zoning: R3
MLS #: TB8552043

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Interior Details

Bedrooms: 4
Full bathrooms: 4
Half bathrooms: 1
Flooring: Tile
Appliances: Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Water Purifier, Water Softener
Interior features: Ceiling Fans(s), High Ceilings, Open Floorplan, Smart Home, Solid Surface Counters, Walk-In Closet(s)
Laundry: In Garage, In Kitchen, Laundry Room
Stories / Levels: Two
Direction faces: East
Fireplace: Yes
In-law suite: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 3
Attached garage: Yes

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Assumable, Cash, Conventional, FHA, Lease Option, Private Financing Available, USDA Loan, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Balcony, Playground, Private Mailbox, Private Yard, Sidewalk
Construction materials: Block, Concrete
Roof: Shingle
Foundation: Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Water Connected

Room Details

Room	Level	Dimensions
Primary Bedroom	Second	12x10
Bedroom 2	Second
Bedroom 3	Second
Bathroom 1	Second
Bathroom 2	Second
Bathroom 3	First
Bathroom 4	Second
Bathroom 5	First
Balcony/Porch/Lanai	Second	17x7
Kitchen	Second
Living Room	Second
Studio	First

Listing Details

Listing date: 2026-09-24
On market date: 2026-09-25
Original list price: $609,900
Occupant type: Vacant
MLS area: 34653 - New Port Richey
Listing AOR: Suncoast Tampa
Status changed: 2026-09-25
Tax legal description: TROPIC SHORES UNIT TWO PB 7 PG 70 LOT 3

Flood risk

High riskFEMA Zone AEPanel 12101C0352G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-75 N and FL-54 W to Madison St in Elfers Continue on Madison St. Drive to Tropic Dr in New Port Richey

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 16, 2026 at 2:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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