5232 Hammock Circle, FL5232 Hammock Circle, FL5232 Hammock Circle, FL
Stellar MLS
1 / 51

$609,900

5232 Hammock Circle

St Cloud, FL 34771

Listing updated: September 24, 2026 at 6:49 AM ET

Active
Stellar MLSListing courtesy of Weichert Realtors Hallmark Pro · Sherry Feck · MLS #S5158158 · Active · 407-891-1220
4
Beds
3
Baths
2,317
Sq Ft
0.25
Acres
1995
Built
◆Private pool◆Fireplace◆$263/sqft◆360° tour
Single Family Residence

Property type

1995

Year built

10,886 sqft

Lot size

$263

Price / sq ft

$22/mo

HOA dues

1

Day on market

2

Garage spaces

AE

Flood zone

About this home

POOL HOME, with new ROOF 2021 and new WINDOWS 2020. Immaculate and meticulous home! Upon entering the home you will find a completely open floor plan, formal living room with fireplace, and dining room. Upgrades include all ceramic tile floors throughout except 4 bedrooms that have wood floors and tile in the bathrooms, solid wood kitchen cabinets, stainless steel appliances. Your island bar with optional seating with an open floor plan which allows an open view of the living room, dining room, kitchen, and pool. The open space is ideal for a big family. The kitchen, which is located adjacent to the dining room and living room, allows for free interaction with the family as you cook dinner or even enjoy looking past the dining room to the covered rear patio. The amount of natural light pouring from all sides of the house is amazing, perfect for those who prefer a natural atmosphere. In the rest of the house, you will find the owner's suite and three additional bedrooms. The owner’s suite, located towards one side of the house, master has plenty of space with a shower, garden tub, dual vanity sink, solid wood cabinets, large walk-in closet. Next, you will find the Welcome to this stunning 4-bedroom, 3 bath Home located in the charming city of St. Cloud! This fabulous home boasts a luxurious pool, perfect for relaxing and entertaining guests on those hot summer days. Step inside to find a lovely kitchen featuring solid wood kitchen cabinets, newly remodeled countertops and top-of-the-line stainless steel appliances - a chef's dream! The open concept layout is ideal for hosting dinner parties or simply enjoying family time. The spacious bedrooms offer plenty of room for everyone to have their own oasis, while the bathrooms are beautifully appointed with modern fixtures and finishes. But the perks don't stop there! This property is conveniently located near lots of shopping and restaurants, making it easy to explore the local scene. And with schools nearby, this is the perfect place for families to call home. Don't miss out on this incredible opportunity to live in luxury in the heart of St. Cloud - Furniture included or can be remove. Call today for showing.

Estimated monthly payment

Principal & interest$3,084
Property taxes$638
Home insurance (est.)$280
HOA dues$22

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 23, 2026
  2. Listed$609,900
    Sep 23, 2026
  3. Price increased$609,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Cumulative DOM
157
Subdivision
Hammock Pointe
County
Osceola
Year built
1995
Living area
2,317 sq ft
Price/sq ft
$263
Building area
3,241 sq ft (Public Records)
Lot size
10,886 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12097C0105G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,660 (2025)
Parcel #
05-25-31-3325-0001-0160
Zoning
ORS2
MLS #
S5158158

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
Interior features
Ceiling Fans(s), High Ceilings, Open Floorplan, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air, Attic Fan

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$262 / Annually
Monthly HOA
$22/mo
Total monthly fees
$22/mo
Total annual fees
$262
HOA name
EMPIRE MANAGEMENT GROUP
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact HOA for Additional Lease Restrictions.
Approval process
Contact HOA for Approval Process.

Exterior & Construction

Exterior features
Lighting, Sidewalk, Private Yard
Construction materials
Concrete, Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolATohopekaliga High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
OfficeFirst
Bedroom 4First14x9
Bedroom 3First13x12
Bedroom 2First10x9
Primary BathroomFirst9x6
Primary BedroomFirst18x12
Dining RoomFirst14x11
KitchenFirst11x12
Living RoomFirst21x15
FoyerFirst

Listing Details

Listing date
2026-09-21
On market date
2026-09-23
Original list price
$609,900
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-09-23
Tax legal description
HAMMOCK POINTE PB 7 PG 174 LOT 16

Flood risk

High riskFEMA Zone AEPanel 12097C0105G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Traveling north on Narcoossee Rd, make a left on Hammock Cir. Home is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 24, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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