$195,000
4805 Alt 19
Palm Harbor, FL 34683
Listing updated: October 1, 2026 at 9:24 AM ET
Listing courtesy of Charles Rutenberg Realty Inc · Erin Zitka · MLS #TB8551422 · Active · 727-538-9200Property type
Year built
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
WELCOME TO WATERFRONT FLORIDA LIVING AT COVE SPRINGS! This beautifully renovated FIRST-FLOOR 2-bedroom, 2-bath condo offers the perfect combination of modern upgrades, low-maintenance living, and a waterfront lifestyle in the heart of Palm Harbor. Step inside to a completely redone interior featuring luxury vinyl plank flooring throughout, beautiful custom tile in both bathrooms, and a stunning updated kitchen anchored by an oversized 1¼-inch quartz countertop. All-new GE stainless steel appliances and a new water heater were added in April 2026. Two spacious walk-in closets provide exceptional storage, while all-new HURRICANE-IMPACT WINDOWS AND DOORS add comfort and peace of mind. Enjoy one of the best features of first-floor living—a private SCREENED-IN LANAI with direct access to the backyard, creating an easy indoor-outdoor Florida lifestyle. But what truly sets Cove Springs apart is the WATERFRONT LIFESTYLE! Launch your kayak and explore the water, spend an afternoon fishing from the community dock, or simply relax by the cove and watch for dolphins and manatees passing through. Enjoy the COMMUNITY POOL, challenge friends to a game of SHUFFLEBOARD, or unwind at the beautifully redesigned clubhouse featuring separate men’s and women’s saunas. Conveniently located near Downtown Palm Harbor, Tarpon Springs, the Pinellas Trail, Honeymoon Island, shopping, restaurants, beaches, and the Gulf Coast, this MOVE-IN-READY condo lets you enjoy everything the area without sacrificing style or comfort. Whether you’re looking for a full-time residence or your own Florida retreat, this is an opportunity to start enjoying the Palm Harbor waterfront lifestyle from day one!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveSep 30, 2026
- Listed$195,000Sep 30, 2026
- Price increased$195,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 1
- Subdivision
- Cove Spgs Condo
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,075 sq ft
- Price/sq ft
- $181
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- AE (12103C0057G)
- Annual taxes
- $734 (2025)
- Parcel #
- 24-27-15-18719-007-7130
- MLS #
- TB8551422
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, None
HOA & Financial
- Total monthly fees
- $594/mo
- Total annual fees
- $7,128
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Must own 18 months before leasing
- Approval process
- application form, fees and interview. Call Bay Management 727-733-7800
Exterior & Construction
- Exterior features
- Outdoor Grill, Rain Gutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public
Community
- Pets allowed
- Breed Restrictions, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x10 |
| Living Room | First | 15x12 |
| Primary Bedroom | First | 12x15 |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-09-29
- On market date
- 2026-09-30
- Original list price
- $195,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-30
- Tax legal description
- COVE SPRINGS CONDO BLDG 7, UNIT 713
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
On Northbound US HWY 19, head toward Alderman Rd. Use the left 2 lanes to turn left onto E Klosterman. Turn left onto Palm Harbor Blvd/Alt 19. Turn right into the complex, then make an immediate left. Destination will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 1, 2026 at 9:24 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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