12 Saint Kitts Circle, FL
Stellar MLS
1 / 1

$299,000

12 Saint Kitts Circle

Winter Haven, FL 33884

Listing updated: September 22, 2026 at 7:19 PM ET

Active
Stellar MLSListing courtesy of La Rosa Realty Prestige · Monica Harris PA · MLS #L4965243 · Active · 863-940-4850
3
Beds
2
Baths
1,639
Sq Ft
0.2
Acres
1993
Built
$182/sqft
Single Family Residence

Property type

1993

Year built

8,529 sqft

Lot size

$182

Price / sq ft

$86/mo

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to the beautifully maintained 3-bedroom, 2-bath home with a bonus room in the desirable Planters Walk community of SE Winter Haven! Offering approximately 1,640 square feet of living space on a spacious 8,712-square-foot lot, this home provides comfortable living with plenty of room to enjoy both indoors and out. Step inside to find beautiful wood flooring flowing through the entrance, living room, and dining area, creating a warm and inviting atmosphere. The family room and kitchen feature easy-care tile flooring, while the kitchen offers stainless steel appliances and granite countertops. Granite countertops are also featured in the other wet areas of the interior, adding both style and functionality. The bonus room provides flexible space that can be used as a home office, den, craft room, playroom, or additional living area. Outside, enjoy your fully fenced backyard featuring a deck and gazebo—perfect for relaxing, entertaining guests, enjoying your morning coffee, or creating your own private outdoor retreat. The roof was recently replaced, providing an added benefit for the next homeowner. Another great feature is the exceptionally low HOA fee, with no CDD fees, helping keep the cost of ownership affordable. Located in SE Winter Haven, Planters Walk offers convenient access to shopping, restaurants, grocery stores, medical facilities, schools, and major roadways. The area is also close to Winter Haven's famous Chain of Lakes and is just a short drive from LEGOLAND Florida Resort, making this a great location for both everyday living and enjoying Central Florida attractions. Winter Haven offers plenty of opportunities for outdoor recreation and entertainment, including parks, trails, lakes, downtown restaurants, local shopping, and community events. Nearby attractions include South Lake Howard Nature Park, Trailhead Park Playground, and the vibrant Downtown Winter Haven area with its restaurants, shops, events, and local markets. Sizes and measurements are estimates and are to be verified by buyer and or buyers agent.

Estimated monthly payment

Principal & interest$1,512
Property taxes$277
Home insurance (est.)$137
HOA dues$86

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 22, 2026
  2. Listed$299,000
    Sep 22, 2026
  3. Price increased$299,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Planters Walk
County
Polk
Year built
1993
Living area
1,639 sq ft
Price/sq ft
$182
Building area
2,157 sq ft (Public Records)
Lot size
8,529 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12105C0535H)
Garage
2 spaces
Annual taxes
$3,328 (2025)
Parcel #
26-29-01-663567-010060
MLS #
L4965243

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile, Wood
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Stone Counters, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$86 / Monthly
Monthly HOA
$86/mo
Total monthly fees
$86/mo
Total annual fees
$1,032
HOA name
Planters Walk HOA
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available

Community

Pets allowed
Yes

Schools

ElementaryGarden Grove ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst8x9
Bedroom 2First11x12
Bedroom 3First10x10
Great RoomFirst13x19
KitchenFirst11x13
Dining RoomFirst10x12

Listing Details

Listing date
2026-09-22
On market date
2026-09-22
Original list price
$299,000
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2026-09-22
Tax legal description
PLANTER'S WALK PB 86 PG 29 BLK A LOT 6

Flood risk

High riskFEMA Zone AEPanel 12105C0535H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 17 N turn right onto Cypress Gardens Blvd, turn right to stay on Cypress Gardens Blvd, turn left onto Cypress Gardens Rd SE, turn right to stay on Cypress Gardens Rd SE, turn right onto Chambliss Rd, turn right onto Saint Kitts Circle, house will be on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 22, 2026 at 7:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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