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$697,000

624 Cumberland Drive

Flagler Beach, FL 32136

Listing updated: September 18, 2026 at 6:52 AM ET

Active

Listing courtesy of Stiles Real Estate Co. · Robert Stiles · MLS #FC321542 · Active · 386-320-5530

Beds

Baths

1,699

Sq Ft

0.24

Acres

1989

Built

◆Waterfront◆Water access◆$410/sqft

Single Family Residence

Property type

1989

Year built

10,498 sqft

Lot size

$410

Price / sq ft

No HOA

HOA dues

Day on market

Garage spaces

X500*

Flood zone

About this home

MLS Listing Description Waterfront living at its best! This beautifully updated 3-bedroom, 2-bath block home is ideally situated on a private cul-de-sac along a saltwater canal with direct access to the Intracoastal Waterway and a personal dock offering beautiful water views. Boaters, anglers, kayakers and paddleboarders will love the convenience—hop in your boat and reach the Intracoastal in less than 200 yards. Inside, the thoughtfully designed floor plan offers spacious living areas and a stunning oversized primary suite featuring a huge walk-in closet and a beautiful ensuite bath with a large walk-in shower and separate deep soaking tub. The home has been meticulously updated and maintained, providing a move-in-ready opportunity in a highly desirable waterfront setting. The exterior is equally impressive, with block construction, a durable metal roof, oversized two-car garage and an extra-wide driveway providing abundant parking. Enjoy the Florida lifestyle from the covered rear patio with pergola overlooking the beautifully landscaped front and backyard. There is also plenty of room to add a pool if desired. Located in an X flood zone, according to available property information, this home offers an exceptional combination of waterfront access, thoughtful updates, outdoor living and boating convenience. Whether you’re looking for a full-time residence, coastal retreat or waterfront lifestyle, 624 Cumberland Drive offers the opportunity to enjoy Florida living right from your own dock.

Estimated monthly payment

Principal & interest$3,524

Property taxes$596

Home insurance (est.)$319

Down payment

20%

$139,400 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Sep 17, 2026
Listed$697,000
Sep 17, 2026
Price increased$697,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Cumulative DOM: 42
Subdivision: Morningside Sub
County: Flagler
Year built: 1989
Living area: 1,699 sq ft
Price/sq ft: $410
Building area: 2,736 sq ft (Public Records)
Lot size: 10,498 sq ft
Lot category: 0 to less than 1/4
Flood zone: X500* (12035C0253E)
Garage: 2 spaces
Annual taxes: $7,148 (2025)
Parcel #: 19-12-32-4550-00300-0070
Zoning: SFR
MLS #: FC321542

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Tile
Appliances: Dishwasher, Range, Refrigerator
Interior features: Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: 6 Months
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Contact City of Flagler Beach for leasing info.

Exterior & Construction

Exterior features: Private Yard
Construction materials: Block
Roof: Metal
Foundation: Slab
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Room Details

Room	Level	Dimensions
Primary Bedroom	First
Primary Bathroom	First
Living Room	First
Kitchen	First

Listing Details

Listing date: 2026-09-17
On market date: 2026-09-17
Original list price: $697,000
Occupant type: Vacant
MLS area: 32136 - Flagler Beach
Listing AOR: Flagler
Status changed: 2026-09-17
Tax legal description: MORNINGSIDE SUB DIV BLK 30 LOT 7 OR BOOK 210 PG 467 OR 339 PG 756 OR 346 PG 129-CD OR 372 PG 612 OR 372 PG 614 OR 1120 PG 685 OR 2080/912 OR 2108/442 OR 2173/291 OR 2309/1238

Flood risk

Moderate riskFEMA Zone X500*Panel 12035C0253E

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

GPS

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 18, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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