
$229,999
10190 178th StreetSummerfield, FL 34491
Listing updated: November 2, 2026 at 12:49 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Located in Spruce Creek South, this Pecan model home is a gem! Upon arrival, you are greeted by a lovely exterior and a welcoming front porch. Offering 2 bedrooms and 2 full bathrooms, the atmosphere is inviting and tranquil with Luxury Vinyl Tile (LVT) flooring throughout and plenty of natural light. Enjoy the recently refreshed kitchen featuring a new dishwasher, a new over-the-range microwave, and updated countertops. The spacious primary bedroom features a walk-in closet and an en-suite bath. The enclosed lanai with tile flooring is the perfect place to relax, entertain, and extend your indoor living space. The fenced-in backyard is a secure retreat with a vinyl-coated chain-link fence and an extended outdoor patio slab perfect for grilling. A new rear storm door, recently added retractable sun shades on the front porch, outdoor motion-sensor lights and a brand new irrigation control box add to the overall appeal. The 2-car garage is equipped with a convenient sliding screen door, offering a well-ventilated workspace or parking. This fantastic home has been lovingly maintained. Recent improvements include a 2025 roof, a 2026 water heater, and a brand-new electrical panel that meets the new regulations that went into effect in September 2026. The septic tank was also pumped this year, and new smoke alarms have been installed throughout. All of these notable features offer convenience and peace of mind. Spruce Creek South is Summerfield’s highly desirable, active 55+ community, conveniently located near The Villages. Community amenities include a community center, a heated pool with a separate jacuzzi, a fitness center, pickleball courts, a billiards room, a library, and card rooms. The opportunity to socialize is endless, with numerous classes, activities, groups, and seasonal community events with live entertainment. If you are a golf enthusiast, be sure to check out the gentle rolling greens at The Links at Spruce Creek South. Adding additional convenience to your active lifestyle, shopping, dining, and medical facilities are just a golf cart ride away. For those looking to move right in, furnishings are negotiable. There’s so much to love about this home and community! We invite you to schedule a showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history45 days on market
- Status: ActiveSep 18, 2026
- Listed$229,999Sep 18, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 45
- Subdivision
- Spruce Crk South 04
- County
- Marion
- Year built
- 1991
- Living area
- 1,008 sq ft
- Price/sq ft
- $228
- Building area
- 1,799 sq ft (Public Records)
- Lot size
- 10,890 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0905D)
- Garage
- 2 spaces
- Annual taxes
- $2,181 (2025)
- Parcel #
- 6004-002-005
- Zoning
- R1
- MLS #
- OM732456
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate, Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $180 / Monthly
- Monthly HOA
- $180/mo
- Total monthly fees
- $180/mo
- Total annual fees
- $2,160
- HOA name
- Jeanette Morgan
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA
- Approval process
- See HOA
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 11.4x13.1 |
| Dining Room | First | 10.9x9 |
| Bedroom 2 | First | 10x11 |
| Living Room | First | 17x14 |
| Balcony/Porch/Lanai | First | 15x10 |
| Kitchen | First | 9x11 |
Listing Details
- Listing date
- 2026-09-16
- On market date
- 2026-09-18
- Original list price
- $229,999
- Occupant type
- Owner
- MLS area
- 34491 - Summerfield
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-09-18
- Tax legal description
- SEC 35 TWP 17 RGE 23 PLAT BOOK 001 PAGE 179 SPRUCE CREEK SOUTH IV BLK B LOT 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Main entrance of SPRUCE CREEK SOUTH off US 27/HWY 441 onto SE 176th Street, LEFT SE 102nd Terrace, RIGHT SE 178th Street on LEFT.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of November 2, 2026 at 12:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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