$429,000
3232 Songbird Circle
St Cloud, FL 34773
Listing updated: September 18, 2026 at 8:03 AM ET
Listing courtesy of Exp Realty Llc · Steve Pugh · MLS #S5157246 · Active · 407-846-0940Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Space is the standout here. With 2,355 square feet, 3 bedrooms, and 3 full bathrooms, this Saint Cloud home features the largest floor plan offered among the newer builds in this 55+ community—a layout that rarely becomes available. Fully PAID OFF SOLAR PANELS add another major benefit, along with an open design, generous room sizes, and plenty of space for everyday living and entertaining. From the foyer, the home opens into a spacious main living area where the kitchen, living room, breakfast nook, and dining room connect naturally. The kitchen is a standout with granite countertops throughout, abundant cabinetry, stainless steel appliances, a generous sized pantry, and an oversized island with seating. Multiple dining areas give you the flexibility to keep things casual at the breakfast nook or create a more traditional dining space when entertaining. The primary suite is tucked toward the back of the home and offers an especially spacious bedroom along with a private bath featuring a long dual-sink granite vanity and oversized walk-in tile shower. Two additional bedrooms are positioned separately within the floor plan, and with three full bathrooms, guests have plenty of privacy and convenience. A dedicated laundry room adds even more functionality with cabinetry, granite counter space, a utility sink, and additional storage. Throughout the main living areas, tile flooring and a light, neutral interior help keep the home feeling bright and open. Sliding glass doors extend the living space outdoors to a covered paver patio with a ceiling fan, overlooking a spacious backyard with room to enjoy the Florida weather. The FULLY PAID OFF SOLAR PANELS offers the added benefit of solar without taking on an existing solar loan or payment. And it leaves you with an electric bill under $40! Built in 2022 and situated on nearly a quarter-acre lot, this single-story home brings together a rarely available floor plan, multiple gathering areas, covered outdoor living, fully paid-off solar panels, and a two-car garage in the Harmony area of Saint Cloud.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history8 days on market
- Status: ActiveSep 10, 2026
- Listed$429,000Sep 10, 2026
- Price increased$429,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 8
- Subdivision
- Harmony Nbhd J
- County
- Osceola
- Year built
- 2022
- Living area
- 2,355 sq ft
- Price/sq ft
- $182
- Building area
- 3,000 sq ft (Owner)
- Lot size
- 8,712 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0285G)
- Garage
- 2 spaces
- Annual taxes
- $7,525 (2025)
- Parcel #
- 29-26-32-3357-0001-0830
- Zoning
- RESI
- MLS #
- S5157246
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $755 / Quarterly
- Monthly HOA
- $252/mo
- Total monthly fees
- $252/mo
- Total annual fees
- $3,020
- HOA name
- Association Solutions of Central FL/Mark Hills
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Any and all information to be verified by buyer or buyer's agent with HOA.
- Approval process
- Any and all information to be verified by buyer or buyer's agent with HOA.
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First |
Listing Details
- Listing date
- 2026-09-10
- On market date
- 2026-09-10
- Original list price
- $429,000
- Occupant type
- Owner
- MLS area
- 34773 - St Cloud (Harmony)
- Listing AOR
- Osceola
- Status changed
- 2026-09-10
- Tax legal description
- HARMONY NEIGHBORHOOD J PB 27 PGS 49-53 LOT 83
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192 in St. Cloud, head east toward Harmony. Turn left onto Harmony Square Dr, then turn right onto Five Oaks Dr. Turn right into the Lakes at Harmony community onto Songbird Cir and follow Songbird Cir to 3232 Songbird Cir.
More homes like this
$337,500
3128 Songbird Cir
Harmony, FL 34773
2 bd · 2 ba · 1,408 sqft
Harmony Nbhd J
MLS ID #O6435144, ORCHARD BROKERAGE, LLC.
Listing provided by Stellar MLS
$375,000
3331 Sagebrush St
Harmony, FL 34773
4 bd · 2 ba · 1,859 sqft
Harmony Nbrhd 1
MLS ID #O6428360, RESORT REALTY GROUP LTD INC.
Listing provided by Stellar MLS
$380,000
7544 Bent Tree Loop
St Cloud, FL 34773
4 bd · 3 ba · 2,200 sqft
Harmony Central
MLS ID #O6378633, ADAMS HOMES REALTY, INC.
Listing provided by Stellar MLS
$525,000
1646 Groveline Rd
St Cloud, FL 34771
4 bd · 4 ba · 2,827 sqft
Amelia Groves
MLS ID #S5157732, LA ROSA REALTY LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 18, 2026 at 8:03 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA