2796 Challenger Drive, FL
Stellar MLS
1 / 1

$799,000

2796 Challenger Drive

Palm Harbor, FL 34683

Listing updated: September 6, 2026 at 6:05 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty- Palm Harbor · Linda Caruso · MLS #TB8544917 · Active · 727-772-0772
4
Beds
2
Baths
2,248
Sq Ft
0.22
Acres
1991
Built
Private poolFireplace$355/sqft360° tour
Single Family Residence

Property type

1991

Year built

9,771 sqft

Lot size

$355

Price / sq ft

$85/mo

HOA dues

2

Days on market

2

Garage spaces

X

Flood zone

About this home

LOCATION, LIFESTYLE AND A BEAUTIFULLY REMODELED POOL HOME COME TOGETHER AT 2796 CHALLENGER DRIVE! Welcome to Waterford Crossings, a highly sought-after Palm Harbor community where a friendly neighborhood atmosphere meets an enviable location. Beautifully remodeled from top to bottom, this 4-bedroom, 2-bath pool home showcases a sleek, contemporary design with clean lines, high-end finishes, and a comfortable open-concept layout designed for the way you live today. At the heart of the home, the gourmet kitchen features modern cabinetry, quartz countertops, and premium stainless-steel appliances, all new in 2026. The living spaces flow effortlessly together, creating an inviting setting for both everyday living and entertaining. The primary suite offers a true resort-style retreat, complete with a luxurious standalone soaking tub and an oversized walk-in shower, creating a beautiful space to unwind at the end of the day. The secondary bathroom has also been thoughtfully updated with contemporary finishes. Step outside and the Florida lifestyle truly comes alive with a newly resurfaced pool featuring a Pebble Tec finish and gorgeous glass tile, completed in 2026. The pool and surrounding outdoor space provide the perfect setting for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Major updates include a NEW ROOF in 2026, HVAC replaced in 2025, Hot Water Heater 2018, luxury vinyl flooring throughout, updated kitchen & bathrooms, lighting and window treatments throughout, interior/exterior painting, built in features plus much more! Located in Flood Zone X (flood insurance is not required), adds another layer of appeal and peace of mind. Waterford Crossings offers low HOA fees, while its location puts you just minutes from Honeymoon Island State Park and the pristine beaches of Caladesi Island, as well as the Pinellas Trail. Enjoy easy access to the charming downtowns of Dunedin and Palm Harbor, Clearwater Beach, boating, golf, shopping, dining, and countless other recreational opportunities. Whether you’re looking for a full-time residence, Florida retreat, or simply a home where you can enjoy the best of the coastal lifestyle, 2796 Challenger Drive delivers the combination of sophisticated remodeling, resort-style outdoor living, community, and LOCATION that makes Palm Harbor so desirable. Check out the 3-D tour!

Estimated monthly payment

Principal & interest$4,040
Property taxes$302
Home insurance (est.)$366
HOA dues$85

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Sep 4, 2026
  2. Listed$799,000
    Sep 4, 2026
  3. Price increased$799,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
2
Cumulative DOM
121
Subdivision
Waterford Crossing Ph I
County
Pinellas
Year built
1991
Living area
2,248 sq ft
Price/sq ft
$355
Lot size
9,771 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0067H)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,622 (2025)
Parcel #
14-28-15-95070-000-1040
MLS #
TB8544917

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters
Laundry
Inside
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$513 / Semi-Annually
Monthly HOA
$85/mo
Total monthly fees
$85/mo
Total annual fees
$1,026
HOA name
Proactive Property Managment Association
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Minimum 6-month lease term.
Approval process
Verify approval process with property manager

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard, Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Primary BedroomFirst22.1x14.3
Bedroom 2First14.7x10.1
Bedroom 3First10.9x11.6
Bedroom 4First8.5x13.9
Living RoomFirst20.8x26
KitchenFirst27.5x20.11

Listing Details

Listing date
2026-08-29
On market date
2026-09-04
Original list price
$799,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-09-04
Tax legal description
WATERFORD CROSSING PHASE I LOT 104

Flood risk

Minimal riskFEMA Zone XPanel 12103C0067H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US Hwy 19 north, west on Curlew Rd right on Challenger Dr.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 6, 2026 at 6:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA