
$799,000
2796 Challenger Drive
Palm Harbor, FL 34683
Listing updated: September 6, 2026 at 6:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
LOCATION, LIFESTYLE AND A BEAUTIFULLY REMODELED POOL HOME COME TOGETHER AT 2796 CHALLENGER DRIVE! Welcome to Waterford Crossings, a highly sought-after Palm Harbor community where a friendly neighborhood atmosphere meets an enviable location. Beautifully remodeled from top to bottom, this 4-bedroom, 2-bath pool home showcases a sleek, contemporary design with clean lines, high-end finishes, and a comfortable open-concept layout designed for the way you live today. At the heart of the home, the gourmet kitchen features modern cabinetry, quartz countertops, and premium stainless-steel appliances, all new in 2026. The living spaces flow effortlessly together, creating an inviting setting for both everyday living and entertaining. The primary suite offers a true resort-style retreat, complete with a luxurious standalone soaking tub and an oversized walk-in shower, creating a beautiful space to unwind at the end of the day. The secondary bathroom has also been thoughtfully updated with contemporary finishes. Step outside and the Florida lifestyle truly comes alive with a newly resurfaced pool featuring a Pebble Tec finish and gorgeous glass tile, completed in 2026. The pool and surrounding outdoor space provide the perfect setting for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Major updates include a NEW ROOF in 2026, HVAC replaced in 2025, Hot Water Heater 2018, luxury vinyl flooring throughout, updated kitchen & bathrooms, lighting and window treatments throughout, interior/exterior painting, built in features plus much more! Located in Flood Zone X (flood insurance is not required), adds another layer of appeal and peace of mind. Waterford Crossings offers low HOA fees, while its location puts you just minutes from Honeymoon Island State Park and the pristine beaches of Caladesi Island, as well as the Pinellas Trail. Enjoy easy access to the charming downtowns of Dunedin and Palm Harbor, Clearwater Beach, boating, golf, shopping, dining, and countless other recreational opportunities. Whether you’re looking for a full-time residence, Florida retreat, or simply a home where you can enjoy the best of the coastal lifestyle, 2796 Challenger Drive delivers the combination of sophisticated remodeling, resort-style outdoor living, community, and LOCATION that makes Palm Harbor so desirable. Check out the 3-D tour!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveSep 4, 2026
- Listed$799,000Sep 4, 2026
- Price increased$799,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Cumulative DOM
- 121
- Subdivision
- Waterford Crossing Ph I
- County
- Pinellas
- Year built
- 1991
- Living area
- 2,248 sq ft
- Price/sq ft
- $355
- Lot size
- 9,771 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0067H)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,622 (2025)
- Parcel #
- 14-28-15-95070-000-1040
- MLS #
- TB8544917
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $513 / Semi-Annually
- Monthly HOA
- $85/mo
- Total monthly fees
- $85/mo
- Total annual fees
- $1,026
- HOA name
- Proactive Property Managment Association
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Minimum 6-month lease term.
- Approval process
- Verify approval process with property manager
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard, Rain Gutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 22.1x14.3 |
| Bedroom 2 | First | 14.7x10.1 |
| Bedroom 3 | First | 10.9x11.6 |
| Bedroom 4 | First | 8.5x13.9 |
| Living Room | First | 20.8x26 |
| Kitchen | First | 27.5x20.11 |
Listing Details
- Listing date
- 2026-08-29
- On market date
- 2026-09-04
- Original list price
- $799,000
- Occupant type
- Vacant
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-04
- Tax legal description
- WATERFORD CROSSING PHASE I LOT 104
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US Hwy 19 north, west on Curlew Rd right on Challenger Dr.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 6, 2026 at 6:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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