1100 Tortuga Circle, FL
Stellar MLS
1 / 1

$2,000,000

1100 Tortuga Circle

St Petersburg, FL 33702

Listing updated: September 7, 2026 at 10:21 AM ET

Active
Stellar MLSListing courtesy of Smith & Associates Real Estate · Becky Malowany · MLS #TB8544382 · Active · 727-342-3800
6
Beds
6
Baths
4,259
Sq Ft
0.34
Acres
1998
Built
Water accessPrivate poolFireplace3-car garage$470/sqft
Modular Home

Property type

1998

Year built

14,728 sqft

Lot size

$470

Price / sq ft

$268/mo

HOA dues

3

Days on market

3

Garage spaces

AE

Flood zone

About this home

Experience the distinctive lifestyle of Caya Costa, one of St. Pete’s most sought-after waterfront communities, where a 24-hour staffed guard gate, lush tropical surroundings, scenic lakes, and exceptional community amenities create a serene and private residential setting. Miles of walking paths wind throughout the neighborhood, while a private community boat ramp (with boat storage area) provides direct access to Tampa Bay. Remarkably peaceful yet exceptionally convenient, Caya Costa is just minutes from downtown St. Pete, the 4th Street N shopping and dining corridor, I-275, and Gandy Boulevard—offering the rare combination of tranquility and proximity to the best of St. Pete. Set within this exceptional community, this distinctive block-construction Spanish Mediterranean residence offers 4,259 square feet of living space on a 0.34-acre homesite, combining grand architectural character with extensive improvements and exceptional indoor-outdoor living. The home has no history of storm damage or flooding whatsoever and has undergone significant recent upgrades, including a NEW TILE ROOF, chimney, gutters with in-ground drainage, irrigation control system, two new HVAC systems, garage door, wrought-iron front railings, paver driveway and side landings, surge protectors, custom cabinetry in the first-floor laundry room, built-in family room bookcases, new shades in the great room and kitchen, a new saltwater pool system, newly refinished Brazilian cherry hardwood floors, recently painted exterior, and new front and side yard landscaping. A grand entry introduces an open floor plan with formal living and dining rooms and a great room featuring a soaring cathedral ceiling, custom built-in bookcases, stained-glass interior doors, and a fireplace. The formal dining room is distinguished by a striking stained-glass picture window, while a wet bar adds to the home’s entertaining appeal. Designed for both serious cooking and effortless entertaining, the expansive chef’s kitchen opens seamlessly to the great room and wet bar, creating a spacious and highly functional gathering area. Custom solid-wood cabinetry, quartz countertops, a generous center island, and a customized pantry provide abundant workspace and storage, while stainless steel appliances (new in 2024), include a Thermador oven, Frigidaire range, and Bosch dishwasher. Exceptional flexibility is found throughout the home with TWO PRIMARY SUITES—one upstairs and one downstairs—plus four additional bedrooms, an upstairs loft, two laundry rooms, five full bathrooms, and one-half bath, providing abundant space and privacy for family, guests, or multigenerational living. Outdoors, a resort-style pool deck creates a private tropical retreat, with multiple covered loggia and lounge areas surrounding the pool and spa, newly converted to saltwater. A true three-car garage completes the residence. Caya Costa residents enjoy a community pool, tennis and pickleball courts, scenic lakes, walking paths, a fishing dock, and a private boat ramp. Adding to Caya Costa’s distinctive appeal, optional on-site boat and watercraft storage—a rare community amenity in St. Pete—offers exceptional convenience for enjoying direct access to Tampa Bay. This combination of a 24-hour guard gate, waterfront amenities, lush natural surroundings, and exceptional proximity to downtown St. Petersburg makes Caya Costa one of the city’s most distinctive communities to call it home.

Estimated monthly payment

Principal & interest$10,113
Property taxes$2,995
Home insurance (est.)$917
HOA dues$268

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Sep 4, 2026
  2. Listed$2,000,000
    Sep 4, 2026
  3. Price increased$2,000,000

Facts & features

Property type
Residential
Sub type
Modular Home
Status
Active
Days on market
3
Cumulative DOM
140
Subdivision
Tortuga Circle Rep
County
Pinellas
Year built
1998
Living area
4,259 sq ft
Price/sq ft
$470
Building area
5,829 sq ft (Public Records)
Lot size
14,728 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12103C0228H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$35,936 (2025)
Parcel #
29-30-17-91190-001-0010
MLS #
TB8544382

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Interior Details

Bedrooms
6
Full bathrooms
5
Half bathrooms
1
Flooring
Tile, Travertine, Wood
Appliances
Bar Fridge, Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Other, Upper Level, Washer Hookup
Stories / Levels
Two
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street, Parking Pad

HOA & Financial

HOA fee
$268 / Monthly
Monthly HOA
$268/mo
Total monthly fees
$268/mo
Total annual fees
$3,216
HOA name
Jennifer Tutko
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify any and all leasing restrictions directly with the HOA. Seller has no knowledge.
Approval process
Verify with HOA

Exterior & Construction

Exterior features
Balcony, Lighting, Sprinkler Metered
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Private
Utilities
Cable Available, Electricity Connected, Sprinkler Recycled

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst15x23
Game RoomFirst16x22
FoyerFirst8x8
Living RoomFirst18x14
Dining RoomFirst18x10
DinetteFirst9x10
Primary BedroomFirst15x20
Primary BedroomSecond17x19
Bedroom 1First9x13
Bedroom 2Second12x12
Bedroom 3Second12x14
Bedroom 4Second12x11
LoftSecond11x15

Listing Details

Listing date
2026-08-29
On market date
2026-09-04
Original list price
$2,000,000
Occupant type
Vacant
MLS area
33702 - St Pete
Listing AOR
Suncoast Tampa
Status changed
2026-09-04
Tax legal description
TORTUGA CIRCLE REPLAT BLK 1, LOT 1

Flood risk

High riskFEMA Zone AEPanel 12103C0228H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

4th Street N, take 78th Ave NE east to Caya Costa guard gate, then take Caya Costa loop to Tortuga Circle to address.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 7, 2026 at 10:21 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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