3906 Santiago Street, FL3906 Santiago Street, FL
Stellar MLS
1 / 2

$269,900

3906 Santiago Street

Sebring, FL 33872

Listing updated: September 21, 2026 at 4:47 PM ET

Active
Stellar MLSListing courtesy of Keller Williams South Shore · Geraldina Turlington-Santana · MLS #TB8544080 · Active · 813-641-8300
3
Beds
2
Baths
1,652
Sq Ft
0.23
Acres
1979
Built
$163/sqft360° tour
Single Family Residence

Property type

1979

Year built

10,000 sqft

Lot size

$163

Price / sq ft

No HOA

HOA dues

18

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to your dream home in the highly desirable Sun 'n Lake community! This beautiful, move-in-ready 3-bedroom, 2-bathroom residence features a desirable split-bedroom floor plan designed for modern comfort and privacy. As you step inside, you are greeted by a spacious great room boasting impressive cathedral ceilings and durable, low-maintenance laminate and tile flooring throughout; completely carpet-free! The open kitchen provides plenty of counter space and cabinetry, perfect for cooking and entertaining. Step out the back door to enjoy a spacious, fully fenced backyard that offers a safe haven for pets and an ideal setup for outdoor gatherings. A huge bonus: this property includes solar panels, providing incredible energy efficiency and substantial savings on your monthly electric utility bills. Residents enjoy access to community perks including championship golf courses, community pool, tennis, and fitness facilities. Don't miss out on this spectacular Sebring gem, schedule your showing today!

Estimated monthly payment

Principal & interest$1,365
Property taxes$103
Home insurance (est.)$124

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history18 days on market

  1. Status: Active
    Sep 3, 2026
  2. Listed$269,900
    Sep 3, 2026
  3. Price increased$269,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
18
Subdivision
Sun N Lake
County
Highlands
Year built
1979
Living area
1,652 sq ft
Price/sq ft
$163
Building area
2,394 sq ft (Public Records)
Lot size
10,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12055C0119C)
Garage
2 spaces
Annual taxes
$1,236 (2025)
Parcel #
C-04-34-28-020-0240-0210
Zoning
R1
MLS #
TB8544080

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Laminate
Appliances
Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Chair Rail, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric, Solar
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Pool & Fitness Center Pass: Standard resident annual pass rates are roughly $150.00 + tax for an individual or $275.00 + tax for a family. (Otherwise, a daily pool guest fee applies).

Exterior & Construction

Exterior features
Lighting, Private Yard, Sidewalk
Construction materials
Block, Concrete, Stucco, Vinyl Siding
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst14x16
KitchenFirst10x12
Great RoomFirst16x20
Balcony/Porch/LanaiFirst10x20

Listing Details

Listing date
2026-09-01
On market date
2026-09-03
Original list price
$269,900
Occupant type
Owner
MLS area
33872 - Sebring
Listing AOR
Suncoast Tampa
Status changed
2026-09-03
Tax legal description
SUN N LAKE EST OF SEBRING UNIT 2 PB 9-PG 48 LOT 21 BLK 24

Flood risk

Minimal riskFEMA Zone XPanel 12055C0119C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-27 N in Sebring, turn left onto Sun 'n Lake Blvd. Continue straight on Sun 'n Lake Blvd for approximately 1.5 miles. Turn right onto Columbus Blvd. Drive about 0.8 miles, then turn right onto Santiago St. Proceed straight, and the property at 3906 Santiago St will be on your left-hand side.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 21, 2026 at 4:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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