

$399,900
195 Summerset Drive
Punta Gorda, FL 33982
Listing updated: September 7, 2026 at 8:02 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an "Environmentally Sensitive" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. DON'T DELAY...schedule your viewing TODAY!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 7, 2026
- Listed$399,900Sep 7, 2026
- Price increased$399,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Peace River Shores
- County
- Charlotte
- Year built
- 1988
- Living area
- 1,408 sq ft
- Price/sq ft
- $284
- Building area
- 1,932 sq ft (Public Records)
- Lot size
- 22,900 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE* (12015C0088G)
- Garage
- 1 spaces
- Annual taxes
- $684 (2025)
- Parcel #
- 402301151006
- Zoning
- RSF3.5
- MLS #
- C7530166
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- Northeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Oversized, RV Access/Parking
HOA & Financial
- HOA fee
- $100 / Annually
- Monthly HOA
- $8/mo
- Total monthly fees
- $8/mo
- Total annual fees
- $100
- HOA name
- Peace River Shores HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Garden, Hurricane Shutters, Lighting, Rain Gutters
- Construction materials
- Block, Stucco, Frame
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available, Electricity Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x8 |
| Living Room | First | 20x14 |
| Dinette | First | 11x9 |
| Primary Bedroom | Second | 17x17 |
| Primary Bathroom | Second | 8x9 |
| Bedroom 2 | First | 12x11 |
| Bathroom 2 | First | 8x5 |
| Bedroom 3 | Second | 11x11 |
| Laundry | First | 8x8 |
| Balcony/Porch/Lanai | First | 16x12 |
Listing Details
- Listing date
- 2026-09-07
- On market date
- 2026-09-07
- Original list price
- $399,900
- Occupant type
- Owner
- MLS area
- 33982 - Punta Gorda
- Listing AOR
- Port Charlotte
- Status changed
- 2026-09-07
- Tax legal description
- PRS 003 0001 0127 PEACE RIVER SHORES UN 3 BLK 1 LTS 127 & 128 113/409 663/501 851/287 1184/2189 4793/81 PRS 003 0001 0126 PEACE RIVER SH UN 3 BLK 1 NW 1/2 LT 126 320/481 DC544/400 576/1977 770/1393 800/1271 REV/POA1559/356 DC1569/109(LW) POA1571/1083 1990/1937 2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take US-41 South toward Punta Gorda. Turn left onto US-17 South toward Arcadia. Continue on US-17 for several miles. Turn right onto Bermont Road/CR-64. Turn onto Summerset Drive in the Peace River Shores area. Continue on Summerset Drive to 195 Summerset Dr.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 7, 2026 at 8:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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