195 Summerset Drive, FL195 Summerset Drive, FL
Stellar MLS
1 / 2

$399,900

195 Summerset Drive

Punta Gorda, FL 33982

Listing updated: September 7, 2026 at 8:02 PM ET

Active
Stellar MLSListing courtesy of Re/Max Palm Realty · Nick Demers · MLS #C7530166 · Active · 941-889-7654
3
Beds
2
Baths
1,408
Sq Ft
0.53
Acres
1988
Built
WaterfrontWater accessFireplace$284/sqft360° tour
Single Family Residence

Property type

1988

Year built

22,900 sqft

Lot size

$284

Price / sq ft

$8/mo

HOA dues

0

Days on market

1

Garage space

AE*

Flood zone

About this home

TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an "Environmentally Sensitive" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. DON'T DELAY...schedule your viewing TODAY!

Estimated monthly payment

Principal & interest$2,022
Property taxes$57
Home insurance (est.)$183
HOA dues$8

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 7, 2026
  2. Listed$399,900
    Sep 7, 2026
  3. Price increased$399,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Peace River Shores
County
Charlotte
Year built
1988
Living area
1,408 sq ft
Price/sq ft
$284
Building area
1,932 sq ft (Public Records)
Lot size
22,900 sq ft
Lot category
1/2 to less than 1
Flood zone
AE* (12015C0088G)
Garage
1 spaces
Annual taxes
$684 (2025)
Parcel #
402301151006
Zoning
RSF3.5
MLS #
C7530166

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Northeast
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Oversized, RV Access/Parking

HOA & Financial

HOA fee
$100 / Annually
Monthly HOA
$8/mo
Total monthly fees
$8/mo
Total annual fees
$100
HOA name
Peace River Shores HOA
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Garden, Hurricane Shutters, Lighting, Rain Gutters
Construction materials
Block, Stucco, Frame
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected

Community

Pets allowed
Yes

Schools

ElementaryEast ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10x8
Living RoomFirst20x14
DinetteFirst11x9
Primary BedroomSecond17x17
Primary BathroomSecond8x9
Bedroom 2First12x11
Bathroom 2First8x5
Bedroom 3Second11x11
LaundryFirst8x8
Balcony/Porch/LanaiFirst16x12

Listing Details

Listing date
2026-09-07
On market date
2026-09-07
Original list price
$399,900
Occupant type
Owner
MLS area
33982 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-09-07
Tax legal description
PRS 003 0001 0127 PEACE RIVER SHORES UN 3 BLK 1 LTS 127 & 128 113/409 663/501 851/287 1184/2189 4793/81 PRS 003 0001 0126 PEACE RIVER SH UN 3 BLK 1 NW 1/2 LT 126 320/481 DC544/400 576/1977 770/1393 800/1271 REV/POA1559/356 DC1569/109(LW) POA1571/1083 1990/1937 2

Flood risk

High riskFEMA Zone AE*Panel 12015C0088G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take US-41 South toward Punta Gorda. Turn left onto US-17 South toward Arcadia. Continue on US-17 for several miles. Turn right onto Bermont Road/CR-64. Turn onto Summerset Drive in the Peace River Shores area. Continue on Summerset Drive to 195 Summerset Dr.

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