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$714,999

3040 Windridge Oaks DrivePalm Harbor, FL 34684

Listing updated: October 5, 2026 at 11:23 AM ET

Active

Listing courtesy of Sanctuary Real Estate Group, Llc · Stephanie Bell · MLS #TB8542553 · Active · 404-974-5843

Beds

Baths

2,492

Sq Ft

0.2

Acres

1991

Built

◆Private pool◆$287/sqft◆360° tour

Single Family Residence

Property type

1991

Year built

8,777 sqft

Lot size

$287

Price / sq ft

$56/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Refined Designer-Led Renovation in The Groves at Cobbs Landing – A Palm Harbor SANCTUARY! This beautifully reimagined pool home—transformed under the guidance of a professional interior designer—offers a level of sophistication and comfort rarely found in today’s market. Set on a manicured corner lot shaded by mature oaks, the residence features 5 bedrooms, or 4 bedrooms plus a dedicated office, arranged within a flexible layout tailored to modern living. Inside, every space has been curated with intention. Wide-plank flooring, soaring ceilings, and custom lighting establish an elegant yet inviting atmosphere, while thoughtfully separated living areas provide both openness for gathering and privacy for daily routines. The renovated kitchen serves as a central focal point, showcasing quartz surfaces, abundant cabinetry, stainless steel appliances, and an expansive island that flows effortlessly into the home’s main living spaces. The primary suite offers a calming retreat with generous proportions, a beautifully updated ensuite featuring a large walk-in shower, and serene views overlooking the sparkling pool and spa—an ideal place to begin and end each day. Outdoors, a screened lanai frames the private pool area, creating a tranquil setting for year-round enjoyment. Mature landscaping enhances the sense of seclusion, and a convenient pool bath adds everyday practicality. Blending designer aesthetics with a highly functional floor plan, this exceptional residence delivers refined living in one of Palm Harbor’s most desirable communities. Located within the highly sought-after Groves at Cobb’s Landing, this residence offers peace of mind with a new roof and new water heater, along with the added benefit of a low annual HOA. Families appreciate access to top-rated Palm Harbor schools, while the community’s prime location places Gulf beaches, marinas, golf courses, parks, shopping, and dining all within easy reach. This is a rare opportunity to own a home where thoughtful design, meaningful updates, and an exceptional Palm Harbor setting come together to deliver a truly elevated lifestyle.

Estimated monthly payment

Principal & interest$3,615

Property taxes$310

Home insurance (est.)$328

HOA dues$56

Down payment

20%

$143,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history39 days on market

Status: Active
Aug 27, 2026
Listed$735,000
Aug 27, 2026
Price reduced$714,999

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 39
Cumulative DOM: 73
Subdivision: Groves At Cobbs Landing
County: Pinellas
Year built: 1991
Living area: 2,492 sq ft
Price/sq ft: $287
Building area: 3,206 sq ft (Public Records)
Lot size: 8,777 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12103C0076H)
Garage: 2 spaces
Pool: Private pool
Annual taxes: $3,721 (2025)
Parcel #: 32-27-16-33988-000-072
Zoning: R-3
MLS #: TB8542553

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Interior Details

Bedrooms: 5
Full bathrooms: 3
Half bathrooms: 1
Flooring: Hardwood
Appliances: Dishwasher, Ice Maker, Microwave, Refrigerator
Interior features: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Vaulted Ceiling(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $670 / Annually
Monthly HOA: $56/mo
Total monthly fees: $56/mo
Total annual fees: $670
HOA name: Melrose Partnership Group
CDD: No
Homestead exemption: Yes
Min lease term: 1 Month
Listing terms: Cash, Conventional, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: See HOA Attachments for all lease instructions.

Exterior & Construction

Exterior features: Private Mailbox, Sidewalk
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Pool: Private pool
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Public, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryHighland Lakes Elementary-PNGreatSchools ↗

MiddleCarwise Middle-PNGreatSchools ↗

High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	19x16
Living Room	First	20x21
Primary Bedroom	First	19x13
Dining Room	First	13x11
Bedroom 2	First	13x10
Bathroom 3	First	11.6x11

Listing Details

Listing date: 2026-08-27
On market date: 2026-08-27
Original list price: $735,000
Occupant type: Vacant
MLS area: 34684 - Palm Harbor
Listing AOR: Suncoast Tampa
Status changed: 2026-08-27
Tax legal description: GROVES AT COBB'S LANDING, THE LOT 72

Flood risk

Minimal riskFEMA Zone XPanel 12103C0076H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head toward US-19 North. Turn east onto Alderman Road, make a left onto Regal Oaks Boulevard, and then turn right onto Windridge Oaks Drive where the destination is on the left

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 5, 2026 at 11:23 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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