10586 98th Place, FL
Stellar MLS
1 / 1

$499,900

10586 98th PlaceOcala, FL 34481

Listing updated: October 3, 2026 at 2:05 PM ET

Active
Stellar MLSListing courtesy of Re/Max Premier Realty · Mary Johnson · MLS #OM731055 · Active · 352-732-3222
3
Beds
3
Baths
2,703
Sq Ft
0.22
Acres
2023
Built
◆55+ community◆Fireplace◆$185/sqft◆360° tour
Single Family Residence

Property type

2023

Year built

9,583 sqft

Lot size

$185

Price / sq ft

$494/mo

HOA dues

39

Days on market

2

Garage spaces

X

Flood zone

About this home

PRICE IMPROVEMENT • TWO PRIMARY SUITES • 2,703 SQ FT • BUILT IN LATE 2023 • MULTIGENERATIONAL LIVING DONE RIGHT. A true multigenerational living opportunity. This spacious Willem model in Longleaf Ridge V at On Top of the World features 3 bedrooms, with two separate primary suites each with private ensuite baths, perfect for an in-law, parent, adult child, long-term guest, or anyone who wants privacy and comfort under one roof. Luxury vinyl plank flooring runs throughout the home, creating a clean, cohesive look with easy maintenance. The open gourmet kitchen and living area are ideal for everyday living and entertaining, offering an oversized island with generous seating, a large pantry, gas cooktop, gas wall oven and microwave, stainless steel appliances, upgraded and abundant soft-close cabinetry. A FULL DINING ROOM is just off the kitchen. The adjoining living room is anchored by a CUSTOM FLOATING FIREPLACE and stylish ceiling fan, adding a modern focal point. The main primary suite includes a spacious walk-in closet, both ensuite baths feature a tiled walk-in shower with built-in bench, handheld shower, and grab bar for added safety and comfort. A versatile FLEX ROOM provides excellent space for a home office, hobby room, den, or additional sitting area. The Laundry Room includes a large-capacity washer and gas dryer. The screened lanai extends the living space outdoors and includes roll-down shades for privacy and sun control. The backyard features upgraded landscaping for enhanced view and privacy. These original owners purchased in early 2024, making this home gently used just over 2 years. The home has received numerous thoughtful improvements, including SMART-HOME FEATURES, custom color-matched gutters, privacy film on select windows, upgraded lighting, lanai shades, window blinds throughout, and a local-channel outdoor TV antenna. A recent POST-CONSTRUCTION INSPECTION was completed by a certified home inspector. The paver driveway leads to an oversized garage with an ADDITIONAL 4 FEET OF DEPTH, professionally installed overhead metal storage, and ample room for vehicles, a golf cart, tools, and hobbies. If you’re seeking a newer home with generous square footage, smart upgrades, flexible living areas, outstanding storage, and a true TWO SUITE FLOOR PLAN, this Willem model delivers. One home, multiple living possibilities, and room for everyone to live comfortably. On Top of the World offers gated 55+ living with golf, multiple clubhouses, indoor and outdoor pools, fitness centers, pickleball, tennis, walking trails, restaurants, entertainment, clubs, and hundreds of resident activities. The HOA includes community pools, structured maintenance, landscaping, curbside trash and recycling, High Speed Internet and house painting every 7 years. HOA includes insurance coverage on the outside of structure; homeowner is only required to cover HO6 coverage.

Estimated monthly payment

Principal & interest$2,528
Property taxes$421
Home insurance (est.)$229
HOA dues$494

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history39 days on market

  1. Status: Active
    Aug 26, 2026
  2. Listed$549,900
    Aug 25, 2026
  3. Price reduced$499,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
39
Subdivision
On Top Of The World Central Longleaf Ridge Phase V
County
Marion
Year built
2023
Living area
2,703 sq ft
Price/sq ft
$185
Building area
3,628 sq ft (Public Records)
Lot size
9,583 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0683E)
Garage
2 spaces
Annual taxes
$5,052 (2025)
Parcel #
3530-065-138
Zoning
PUD
MLS #
OM731055

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Range Hood, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Smart Home, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Gas Dryer Hookup, Inside, Laundry Room
Stories / Levels
One
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Golf Cart Parking, Oversized

HOA & Financial

HOA fee
$494 / Monthly
Monthly HOA
$494/mo
Total monthly fees
$494/mo
Total annual fees
$5,924
HOA name
On Top of the World / Lori Sands
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Leasehold
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Consult with HOA for current restrictions.
Approval process
Consult with HOA for current restrictions.

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Great RoomFirst23x18
KitchenFirst15.2x10.4
Dining RoomFirst13.1x13.8
Primary BedroomFirst16.4x18.3
Primary Bedroom 2First13.1x14.5
Bedroom 3First12.4x13.6
OfficeFirst13.1x12.2
Balcony/Porch/LanaiFirst29.6x9.1

Listing Details

Listing date
2026-08-25
On market date
2026-08-25
Original list price
$549,900
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-08-26
Tax legal description
SEC 22 TWP 16 RGE 20 LONGLEAF RIDGE PHASE V PLAT BOOK 014 PAGE 136 LOT 138

Flood risk

Minimal riskFEMA Zone XPanel 12083C0683E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take I-75 to Exit 350 and proceed west on SR 200 (SW College Road). Continue west approximately 8.5 miles, then turn right onto SW 99th Street Road. Agents and clients must approach the gate in the designated visitor lane, where the vehicle's license plate will be scanned and address needs to be provided. Proceed on SW 99th Street Road, left on SW 98th Street continue on (becomes) SW 105th Avenue Rd, turn left on SW 105th Court Rd, right on SW 106th Court, Right on SW 98th Place. 10586 SW 98th Place, which will be on the right side of the road.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 3, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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