4051 D Street, FL
Stellar MLS
1 / 1

$550,000

4051 D Street

Cedar Key, FL 32625

Listing updated: August 27, 2026 at 6:53 AM ET

Active
Stellar MLSListing courtesy of Cmtg Real Estate Group · Gena Bullard · MLS #OM730985 · Active · 863-698-7990
6
Beds
4
Baths
2,036
Sq Ft
0.29
Acres
1945
Built
WaterfrontWater access$270/sqft360° tour
Duplex

Property type

1945

Year built

12,632 sqft

Lot size

$270

Price / sq ft

No HOA

HOA dues

1

Day on market

AE

Flood zone

About this home

Virtually Staged. Opportunity is knocking in the heart of Cedar Key! Bursting with character, flexibility, and income-producing potential, 4051 D Street is a truly unique mixed-use property where business and coastal living come together. Currently operating as a property management office with rental units, the property has also previously served as a charming coffee shop and veterinary office—showcasing just how adaptable this one-of-a-kind space can be. The residential accommodations have an impressive mix of four units: a detached two-bedroom, one-bath residence with a bathtub; two one-bedroom, one-bath units with showers; and an additional two-bedroom, one-bath unit with a shower. This varied layout opens the door to countless possibilities, from short- or long-term rentals and employee housing to professional offices, retail, hospitality, or an exciting live-work concept. Bring your vision and make this property your own—open the business you have always dreamed of, expand your investment portfolio, or create a destination that captures the unmistakable charm of Cedar Key. With multiple income streams and room for fresh ideas, this is much more than a property—it is an opportunity waiting to happen. Commercial uses are subject to applicable zoning and approvals.

Estimated monthly payment

Principal & interest$2,781
Property taxes$774
Home insurance (est.)$252

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 26, 2026
  2. Listed$550,000
    Aug 26, 2026
  3. Price increased$550,000

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
1
Subdivision
Map Of Southern Part Of Cedar Key
County
Levy
Year built
1945
Living area
2,036 sq ft
Price/sq ft
$270
Building area
4,320 sq ft (Public Records)
Lot size
12,632 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE
Annual taxes
$9,290 (2025)
Parcel #
0865000000
Zoning
MIXED USE
MLS #
OM730985

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Interior Details

Bedrooms
6
Interior features
Ceiling Fans(s)
Laundry
Common Area
Stories / Levels
Multi/Split

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Golf Cart Parking, Ground Level, Off Street, Open

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple

Exterior & Construction

Exterior features
Balcony
Construction materials
Frame, Wood Siding
Roof
Metal
Foundation
Basement, Pillar/Post/Pier
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Concrete, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Listing Details

Listing date
2026-08-24
On market date
2026-08-26
Original list price
$550,000
MLS area
32625 - Cedar Key
Listing AOR
Lakeland
Status changed
2026-08-26
Tax legal description
32-15-13 CEDAR KEY BLK 25 LOTS 13 THRU 16 & SUBMURGED LOTS 1 THRU 7 & LOTS 17 THRU 24 OR BOOK 1621 PAGE 317

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head W SW on State Road 24 into Cedar Key. Once you cross the first bridge onto the island the destination will be about 1 mile ahead on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 27, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA