
$769,900
777 Claudia Lane
Palm Harbor, FL 34683
Listing updated: September 6, 2026 at 4:05 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to peace and tranquility! Beautifully updated waterfront home is tucked away on a quiet cul-de-sac location in desirable Ozona, offering an exceptional blend of privacy and natural beauty. As you enter the wide-open floor plan, you will immediately be captivated by the dramatic 20-foot pine-adorned ceiling and expansive picture windows, framing serene views of the backyard bayou. The inviting living area features a beautiful natural-stone wood-burning fireplace, plantation shutters, and new flooring. Sliding glass doors lead to two balconies overlooking the water - creating the perfect setting for your morning coffee. The stunning new kitchen, updated in 2025, is designed for both everyday living and entertaining, with a large center island, marble countertops, stainless-steel appliances all seamlessly opening to the living area. Two spacious bedrooms with good size closets and an updated bath are located on the 2nd level. The 3rd level provides the primary retreat with a large walk-in closet, en-suite bath featuring dual vanities and a large walk-in shower with skylight. A unique loft/ catwalk overlooks the dramatic living space below and leads to a third-floor balcony, offering an exceptional space to enjoy the tranquil waterfront setting. The finished lower-level bonus room (not included in total Sq Ft) adds approximately 525 additional square feet of air-conditioned space with a new mini-split A/C system (2024), featuring a family room or game room, 4th bedroom, and a full bath, making this area ideal for a home office, guests or a private in-law suite. New Roof in 2022, two New A/C systems in 2023 and 2026. Oversized 3 car side entry garage. A quiet cul-de-sac location with mature tropical landscaping, a large circular driveway, and ample parking provide plenty of room for vehicles, a boat, and an RV. Enjoy fishing from your own private dock with built-in seating, the bayou is saltwater-fed from St. Joseph Sound. (No HOA) Short-term rentals are allowed. This home offers a wonderful coastal lifestyle while being conveniently close to top-rated schools, including Palm Harbor University High. Pop Stansell Park with a waterfront fishing pier - just around the corner. Golf-cart-friendly community, walk or ride your golf cart to the local restaurants and boutiques of downtown Palm Harbor and Pinellas trail. Just minutes from downtown Dunedin, the Dunedin causeway, Honeymoon island, Innisbrook - championship golf and numerous marinas. 10-15 Minutes to the historical Tarpon Springs Sponge docks, 15-20 Minutes to the beautiful renowned Clearwater beach. 20-25 Minutes to Tampa and St Pete airports.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history8 days on market
- Status: ActiveAug 29, 2026
- Listed$769,900Aug 29, 2026
- Price increased$769,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 8
- Subdivision
- St Joseph Sound Estates
- County
- Pinellas
- Year built
- 1997
- Living area
- 2,098 sq ft
- Price/sq ft
- $367
- Building area
- 3,706 sq ft (Public Records)
- Lot size
- 11,874 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12103C0059H)
- Garage
- 3 spaces
- Annual taxes
- $9,548 (2025)
- Parcel #
- 02-28-15-77917-000-0410
- Zoning
- R-1
- MLS #
- TB8541409
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- Three Or More
- Direction faces
- Southeast
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Circular Driveway, Garage Faces Side, Golf Cart Parking, Guest, Open, Oversized
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Located in unincorporated Pinellas. Please follow Pinellas County Guidelines if renting short term.
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Block, Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Connected, Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | 20x20 |
| Kitchen | Second | 15x15 |
| Bonus Room | First | 19x17 |
| Primary Bedroom | Third | 16x15 |
| Bedroom 2 | Second | 12x10 |
| Bedroom 3 | Second | 11x10 |
| Bedroom 4 | First | 17x8.5 |
Listing Details
- Listing date
- 2026-08-29
- On market date
- 2026-08-29
- Original list price
- $769,900
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-29
- Tax legal description
- ST JOSEPH SOUND ESTATES LOT 41
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Drive North on Alt 19 from Tampa Rd Intersection. Turn Left on Virginia Ave. Turn Right on 8th St. Turn left on Claudia Lane.
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Based on information submitted to the MLS GRID as of September 6, 2026 at 4:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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