10731 174th Loop, FL
Stellar MLS
1 / 1

$299,900

10731 174th Loop

Summerfield, FL 34491

Listing updated: October 1, 2026 at 11:46 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Cornerstone Re · Cindy Schutte · MLS #OM730787 · Active · 352-233-2200
2
Beds
2
Baths
1,736
Sq Ft
0.2
Acres
1994
Built
◆55+ community◆$173/sqft◆360° tour
Single Family Residence

Property type

1994

Year built

8,712 sqft

Lot size

$173

Price / sq ft

$179/mo

HOA dues

37

Days on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Prepare to fall in LOVE with this exceptional one-of-a-kind home in the sought-after 55+ Golf Community of SPRUCE CREEK SOUTH, where comfort, style, and the carefree Florida lifestyle come together beautifully! With 1,736 square feet under air, this spacious 2 Bedroom, 2 Bath home offers an inviting split-bedroom floor plan designed for both privacy and effortless entertaining, along with an INDOOR LAUNDRY room and not one, but TWO comfortable living areas. From the moment you arrive, the FRESH NEW LANDSCAPING and NEWER SCREENED FRONT PORCH create a warm and welcoming first impression. Inside, the home continues to impress with thoughtful updates to include Chair Rail Molding in Living and Dining rooms, NEW UPSCALE CEILING FANS AND LIGHTING. The spacious Primary suite is a true retreat, Featuring a large bedroom and an incredible 12 x 17 WALK IN CLOSET with plenty of room to organize everything with ease. Both bathrooms Feature convenient UPDATED WALK IN SHOWERS, adding comfort and accessibility to this beautifully maintained home. The updated galley Kitchen is sure to delight, with beautiful UPDATED CABINETRY, TWO PANTRY CABINETS with convenient PULL-OUT SHELVING, a gorgeous GLASS BACKSPLASH, upgraded Laminate countertops, updated appliances, and a cozy breakfast nook that is perfect for morning coffee. WHOLE HOUSE WATER SOFTENER SYSTEM! French doors from the family room open to your own private outdoor oasis—an oversized screened lanai where you can relax, entertain, or simply enjoy the beautiful Florida weather. MOTORIZED HURRICANE SHUTTERS provide added peace of mind. Also room to park a golf cart, motorcycle, etc through the side entry. And when Florida weather takes a turn, you'll be prepared with a WHOLE HOUSE GENERAC GENERATOR. The extended two-car garage provides additional space for vehicles, golf carts, hobbies, and storage, while the large corner lot gives the property an extra sense of openness and privacy, while the Dusk to Dawn lights surrounding the home add to the ambience. Major updates include a NEW ROOF 2022 and HVAC 2018, making this home as practical as it is beautiful. Best of all, this wonderful home is located in SPRUCE CREEK SOUTH, a vibrant 55+ Gated Golf Community adjacent to THE VILLAGES, Florida off Hwy 441/US 27. Here, every day can feel like a vacation, with an array of amenities, activities, social clubs, recreation, and golf right outside your door. Whether you're looking to spend your days on the golf course, meeting friends, enjoying community activities, or simply relaxing on your screened lanai, this is Florida living at its finest. Come discover your own little piece of paradise, you may never want to leave!

Estimated monthly payment

Principal & interest$1,516
Property taxes$236
Home insurance (est.)$137
HOA dues$179

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history37 days on market

  1. Status: Active
    Aug 25, 2026
  2. Listed$299,900
    Aug 25, 2026
  3. Price increased$299,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
37
Subdivision
Spruce Creek South
County
Marion
Year built
1994
Living area
1,736 sq ft
Price/sq ft
$173
Building area
2,957 sq ft (Public Records)
Lot size
8,712 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0905D)
Garage
2 spaces
Annual taxes
$2,837 (2025)
Parcel #
6013-002-001
Zoning
PUD
MLS #
OM730787

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Golf Cart Garage, Oversized

HOA & Financial

HOA fee
$179 / Monthly
Monthly HOA
$179/mo
Total monthly fees
$179/mo
Total annual fees
$2,148
HOA name
Jeanette Morgan
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
3 month minimum lease period.
Approval process
Must complete application process and submit along with drivers license for rental, or purchase.

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Underground Utilities

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst18x17
Family RoomFirst19x17
KitchenFirst17x9
Primary BedroomFirst15x16
Bedroom 2First14x11
Balcony/Porch/LanaiFirst32x16
LaundryFirst6x9

Listing Details

Listing date
2026-08-25
On market date
2026-08-25
Original list price
$299,900
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Ocala - Marion
Status changed
2026-08-25
Tax legal description
SEC 35 TWP 17 RGE 23 PLAT BOOK 003 PAGE 012 SPRUCE CREEK SOUTH XIII BLK B LOT 1

Flood risk

Minimal riskFEMA Zone XPanel 12083C0905D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Main entrance of SPRUCE CREEK SOUTH off Hwy 441/US 27 onto SE 176th Street, RIGHT onto SE 107th Court, LEFT SE 174th Loop, on LEFT on the corner.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 1, 2026 at 11:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA