$675,000
16392 198th Trace
O'Brien, FL 32071
Listing updated: August 25, 2026 at 9:07 PM ET
Listing courtesy of Century 21 Sunbelt Realty · Jayson Burtch · MLS #D6148407 · Active · 941-235-6610Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
MUST-SEE CUSTOM-BUILT SUWANNEE RIVER HOME WITH A NATURAL SPRING! This exceptional 2,300 SF, 4-bedroom, 2-bath custom home sits on just over 3 acres and offers approximately 400 feet of beautiful Suwannee River frontage. Designed with comfort, entertaining, and enjoying the outdoors in mind, this unique property offers an incredible North Florida lifestyle surrounded by nature and peaceful river views. Inside, the home features high ceilings, abundant natural light, and beautiful views of the Suwannee River, creating a bright and welcoming atmosphere. The spacious layout provides plenty of room for family and guests, while the home's thoughtful design and custom touches add character throughout. Outdoor living is where this property truly shines. Enjoy the floating dock and freshwater spring at the river's edge, perfect for relaxing, fishing, enjoying the water, or simply taking in the scenery. The gorgeous fenced-in yard provides a private outdoor space, while multiple outbuildings offer additional storage and versatility. A custom fire pit creates the perfect gathering spot for evenings outdoors. For entertaining, the property features a screened room with ceiling fans and a quarter bath, providing a comfortable space to enjoy the outdoors while staying protected from the elements. The spacious front porch includes a freight/automatic lift, while the back deck offers additional outdoor living space with room for a hot tub. Additional features include a tankless hot water heater, whole-house generator, covered parking, and ample storage underneath the home. The property also includes a full RV hookup with a separate septic system, making it ideal for guests, extended stays, or recreational use. With its custom-built home, expansive river frontage, natural spring, dock, acreage, multiple outdoor spaces, RV hookup, generator, and exceptional entertaining features, this is truly a one-of-a-kind riverfront property. Come experience the beauty, privacy, and possibilities this special Suwannee River retreat has to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history11 days on market
- Status: ActiveAug 14, 2026
- Listed$675,000Aug 14, 2026
- Price increased$675,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 11
- Cumulative DOM
- 677
- Subdivision
- Suwannee Belle Estate Unit 2
- County
- Suwannee
- Year built
- 1997
- Living area
- 2,300 sq ft
- Price/sq ft
- $293
- Building area
- 5,938 sq ft (Public Records)
- Lot size
- 130,680 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- AE-FW
- Annual taxes
- $1,866 (2025)
- Parcel #
- 02-05S-12E-10850-000951
- Zoning
- ESA-2
- MLS #
- D6148407
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Cork, Hardwood, Linoleum, Tile
- Appliances
- Dishwasher, Dryer, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Circular Driveway, Covered, Driveway, Open, Basement
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Stilt/On Piling
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Dirt, Gravel
Utilities
- Sewer
- Aerobic Septic, Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected, Propane
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | |
| Kitchen | First | |
| Dining Room | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-08-14
- On market date
- 2026-08-14
- Original list price
- $675,000
- Occupant type
- Owner
- MLS area
- 32071 - O Brien
- Listing AOR
- Englewood
- Status changed
- 2026-08-14
- Tax legal description
- Lot 95 Suwanee Belle Estate Unit 2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Live Oak, take SR 51 south and continue toward CR 349. Turn left onto CR 349 and follow it toward the Suwannee River/Royal Springs area. Turn right onto 198th Terrace, then left onto 163rd Dr. Continue to 198th Trace and turn right. The property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 25, 2026 at 9:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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