SAN MATEO, FLSAN MATEO, FLSAN MATEO, FL
Stellar MLS
1 / 87

$2,750,000

San Mateo, FL 32187

Listing updated: July 25, 2026 at 6:49 AM ET

Active
Stellar MLSListing courtesy of Cora Properties Llc · Jaquis McCullough · MLS #R4911707 · Active · 863-651-2139
9
Beds
7
Baths
5,500
Sq Ft
9
Acres
2011
Built
WaterfrontWater access9 acres$500/sqft
Single Family Residence

Property type

2011

Year built

392,040 sqft

Lot size

$500

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

Estimated monthly payment

Principal & interest$13,905
Property taxes$3,123
Home insurance (est.)$1,260

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 24, 2026
  2. Listed$2,750,000
    Jul 24, 2026
  3. Price increased$2,750,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Wiggins
County
Putnam
Year built
2011
Living area
5,500 sq ft
Price/sq ft
$500
Building area
12,200 sq ft (Owner)
Lot size
392,040 sq ft
Lot category
20 to less than 50
Flood zone
X (12107C0326C)
Annual taxes
$37,475 (2025)
Parcel #
29-10-27-0000-0091-0000
Zoning
RESI
MLS #
R4911707

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Interior Details

Bedrooms
9
Full bathrooms
6
Half bathrooms
1
Flooring
Concrete, Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Heat Pump, Natural Gas, Zoned
Cooling
Central Air

Parking

Garage spaces
0
Parking features
Open, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Lighting, Outdoor Shower, Rain Gutters
Construction materials
HardiPlank Type, ICFs (Insulated Concrete Forms)
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Dirt

Utilities

Sewer
Private Sewer
Water source
Well
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Water Connected

Schools

ElementaryBrowning-Pearce Elementary SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond18x14
Bedroom 1First14x14
Bedroom 2First13.5x14
Dining RoomFirst15x18
KitchenFirst22x18
Bonus RoomFirst18x12
Great RoomFirst31x28

Listing Details

Listing date
2026-06-24
On market date
2026-07-24
Original list price
$2,750,000
Occupant type
Vacant
MLS area
32187 - San Mateo
Listing AOR
Other
Status changed
2026-07-24
Tax legal description
PT OF LOTS 3, 7, 11 SEC 29 & PT OF WIGGINS GRT OR1248 P1620 (PARCEL B) (SUBJECT TO FPL ESMT OR1291 P881)

Flood risk

Minimal riskFEMA Zone XPanel 12107C0326C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 25, 2026 at 6:49 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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