


$370,000
561 28th Street
Melrose, FL 32666
Listing updated: August 14, 2026 at 1:19 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to a beautiful waterfront retreat in the heart of Lake Geneva Estates in Melrose, Florida—where everyday living feels like a private getaway. This exceptional 3-bedroom, 2-bath canal-front home offers the perfect rural living: sweeping water views underneath the most beautiful oak trees. From the moment you arrive, the paved driveway leads you to an inviting entrance that sets the tone for what’s inside. Step through the door into a spacious open-concept living area where high ceilings and a panoramic layout seamlessly connect the living room, kitchen, and dining space. The kitchen is designed for both function and gathering, featuring abundant counter space and sleek stainless steel appliances. Anchoring the living room is a warm brick wood-burning fireplace, creating a cozy focal point that flows naturally into the Florida room—where walls of windows showcase stunning canal and island views. The primary suite is a peaceful retreat with a generous walk-in closet and a private en-suite bath. An interior utility room adds everyday convenience and functionality. Outdoor living is where this property truly shines. An oversized garage provides ample storage, while the screened lanai invites you to relax and take in serene views of the canal just beyond your backyard. A patio overlooks lush green grass that invites all the wildlife to entertain you—your own natural sanctuary waiting to be explored. Nature surrounds you here, with frequent sightings of whistling wood ducks, sandhill cranes, deer, and more, creating a peaceful and vibrant wildlife backdrop. Tucked away in a quiet, desirable neighborhood, this property offers the rare combination of privacy, waterfront living, and convenience—just minutes from local restaurants, shopping, and everyday essentials. And best of all—NO HOA. Offered at $397,500, this is more than a home—it’s a lifestyle, a retreat, and an extraordinary opportunity to own a slice of Florida paradise. *Additional 8.2 acre island lot available at $97,000
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history22 days on market
- Status: ActiveJul 23, 2026
- Listed$397,500Jul 23, 2026
- Price reduced$370,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 22
- Subdivision
- Boykin
- County
- Bradford
- Year built
- 1992
- Living area
- 1,594 sq ft
- Price/sq ft
- $232
- Building area
- 2,524 sq ft (Public Records)
- Lot size
- 22,318 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12007C0295F)
- Garage
- 2 spaces
- Annual taxes
- $1,668 (2025)
- Parcel #
- 561 SE 28TH ST. MELROSE, FL 32666
- Zoning
- SFR
- MLS #
- GC542185
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet
- Appliances
- Dishwasher, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Concrete
- Roof
- Shingle
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-07-20
- On market date
- 2026-07-23
- Original list price
- $397,500
- Occupant type
- Owner
- MLS area
- 32666 - Melrose
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-07-23
- Tax legal description
- 36 8S 22 COM SW COR OF LOT 7 BOYKIN S/D N89*15'47"W 413.18' TO POB. N89*15'47"W 140', N15*07'52"E 194.33' M/L TO WATERS EDGE, S89*49'54"E 84.11', S01*34'45E 187.75' TO POB. BEING LOT K.
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the crossing of State road 26 and state road 21, go north on state road 21, to right on se 28th st. to home on left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 14, 2026 at 1:19 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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