409 Montgomery Avenue, FL409 Montgomery Avenue, FL409 Montgomery Avenue, FL
Stellar MLS
1 / 9

$275,000

409 Montgomery Avenue

Lakeland, FL 33801

Listing updated: July 23, 2026 at 1:58 AM ET

Active
Stellar MLSListing courtesy of Realtycity Inc · Jesse Carriedo · MLS #S5154269 · Active · 863-438-6605
3
Beds
2
Baths
1,366
Sq Ft
0.27
Acres
1960
Built
$201/sqft
Single Family Residence

Property type

1960

Year built

11,700 sqft

Lot size

$201

Price / sq ft

No HOA

HOA dues

0

Days on market

X

Flood zone

About this home

Spacious one-story home located in the established Cloverdale neighborhood of Lakeland. This 3-bedroom, 2-bathroom home offers a functional layout with plenty of potential to make it your own. The dining room and bedrooms feature wood flooring, while the spacious living room is finished with durable ceramic tile flooring. The kitchen offers ample cabinet storage and workspace for everyday living. Relax with your morning coffee or unwind in the screened patio overlooking the fenced backyard, providing a great space for outdoor enjoyment. A storage shed offers additional room for tools, lawn equipment, or hobbies. Whether you're a first-time homebuyer, investor, or someone looking to add your own personal touches, this property presents an excellent opportunity to create your ideal living space. Conveniently located near shopping, dining, schools, and major roadways. Schedule your private showing today and discover the possibilities this Lakeland home has to offer before it's gone!

Estimated monthly payment

Principal & interest$1,391
Property taxes$296
Home insurance (est.)$126

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jul 23, 2026
  2. Listed$275,000
    Jul 23, 2026
  3. Price increased$275,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Cloverdale Subdivision
County
Polk
Year built
1960
Living area
1,366 sq ft
Price/sq ft
$201
Lot size
11,700 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Annual taxes
$3,557 (2025)
Parcel #
24-28-20-239200-000020
Zoning
SFR
MLS #
S5154269

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Electric Water Heater, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Attached garage
No
Parking features
Driveway
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryPhilip O’Brien ElementaryGreatSchools ↗
MiddleCrystal Lake Middle/JunGreatSchools ↗
High SchoolLakeland Senior HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10x10
Dining RoomFirst12x12
Primary BedroomFirst13x12
Bedroom 2First13x9
Bedroom 3First13x11
Living RoomFirst30x13

Listing Details

Listing date
2026-07-23
On market date
2026-07-23
Original list price
$275,000
Occupant type
Owner
MLS area
33801 - Lakeland
Listing AOR
Osceola
Status changed
2026-07-23
Tax legal description
CLOVERDALE SUB PB 43 PG 28 LOT 2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Route 98 to Lake Parker S. Turn North to Lime Street turn right to Montgomery Ave turn right to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 23, 2026 at 1:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA