6590 Bay Shore Drive, FL6590 Bay Shore Drive, FL6590 Bay Shore Drive, FL
Stellar MLS
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$549,000

6590 Bay Shore Drive

St Cloud, FL 34771

Listing updated: August 6, 2026 at 3:12 PM ET

Active
Stellar MLSListing courtesy of Golden Palms Realty Of Florida · Kelly Yerkes · MLS #S5154229 · Active · 407-944-4822
3
Beds
2
Baths
2,229
Sq Ft
0.51
Acres
1992
Built
WaterfrontWater access$246/sqft360° tour
Single Family Residence

Property type

1992

Year built

21,998 sqft

Lot size

$246

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome home to your canal front property on a half acre leading to Bay Lake! This 3 bedroom, 2 bath home features an open floor plan with soaring ceilings and sliding glass doors all along the back of the house and skylights to let in lots of natural light. The backyard faces a conservation area across the canal, so no rear neighbors! Some of the upgrades include the kitchen, both bathrooms, roof replaced in 2022, HVAC system replaced 2025, hot water heater 2025, screened garage door replaced 2024 and drainfield replaced in 2021. A brand new 16' by 10' barn style shed was just installed in March of 2026. There is lots of lush, mature landscaping for privacy and lots of trees for shade. Relax on the dock in the morning and enjoy all the birds and squirrels! An oversized garage has extra storage for all your toys. An enclosed 48' by 12' lanai is great for entertaining. If you are looking for a beautiful property on the water where you are not on top of your neighbors, look no further. Bay Lake Estates has a boat ramp for the community residents use. Enjoy Florida living at its best!

Estimated monthly payment

Principal & interest$2,776
Property taxes$258
Home insurance (est.)$252

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 6, 2026
  2. Listed$549,000
    Aug 6, 2026
  3. Price increased$549,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Bay Lake Estates
County
Osceola
Year built
1992
Living area
2,229 sq ft
Price/sq ft
$246
Building area
3,437 sq ft (Public Records)
Lot size
21,998 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12097C0285G)
Garage
2 spaces
Annual taxes
$3,099 (2025)
Parcel #
13-26-31-2595-0001-0930
Zoning
ORS1
MLS #
S5154229

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, In Kitchen, Laundry Closet
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Garage Door Opener, Garage Faces Side, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Canal/Lake For Irrigation, Public
Utilities
BB/HS Internet Available, Electricity Connected, Public, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerFirst7x7
Dining RoomFirst25x11
Family RoomFirst25x15
Primary BedroomFirst12x26
Primary BathroomFirst12x16
KitchenFirst12x18
Bedroom 2First11x14
Bedroom 3First11x12
Florida RoomFirst48x12

Listing Details

Listing date
2026-07-22
On market date
2026-08-06
Original list price
$549,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-08-06
Tax legal description
BAY LAKES EST PB 2 PG 86 & 87 LOT 93

Flood risk

Minimal riskFEMA Zone XPanel 12097C0285G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Narcoossee Rd. and Irlo Bronson Memorial Parkway (Hwy. 192) drive east on 192, take a left on Old Melbourne Hwy., take a left on Bay Shore Dr. and property will be on your right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 6, 2026 at 3:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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