11685 Blue Cove Drive, FL11685 Blue Cove Drive, FL11685 Blue Cove Drive, FL
Stellar MLS
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$2,500,000

11685 Blue Cove Drive

Dunnellon, FL 34432

Listing updated: July 17, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Joan Pletcher · Joan Pletcher · MLS #OM728590 · Active · 352-804-8989
5
Beds
4
Baths
6,040
Sq Ft
0.36
Acres
1991
Built
WaterfrontWater accessFireplace4-car garage$414/sqft360° tour
Single Family Residence

Property type

1991

Year built

15,682 sqft

Lot size

$414

Price / sq ft

No HOA

HOA dues

1

Day on market

4

Garage spaces

AE

Flood zone

About this home

A rare opportunity to own one of Rainbow River’s premier waterfront estates. Experience unparalleled luxury where timeless elegance meets one of Florida’s most breathtaking natural settings. This exceptional 6,040± square-foot residence boasts approximately 90 feet of private Rainbow River frontage, offering unobstructed views of the crystal-clear, spring-fed waters. With no homes across the river—only the untouched beauty of Florida’s natural landscape—this extraordinary property delivers a level of privacy and serenity that is truly unmatched. Thoughtfully designed to capture the spectacular views, the home features two expansive screened porches spanning both levels, along with a private balcony off the owner’s suite, creating the perfect setting to enjoy peaceful mornings, colorful sunsets, and the beauty of the river throughout the day. A grand foyer welcomes you inside, where an elegant staircase and custom elevator provide access to the main living level. The impressive great room showcases soaring vaulted ceilings, a stately fireplace, custom wet bar, and walls of glass that frame the river beyond. French doors open seamlessly to the screened porch, blending indoor and outdoor living. The gourmet kitchen flows effortlessly into the dining area, creating an ideal space for both intimate gatherings and grand entertaining. The owner’s suite is a private sanctuary featuring its own fireplace, sitting area, and secluded porch overlooking the river. The spa-inspired bath offers a soaking tub, walk-in shower, private water closet with bidet, dual vanities, and two generous walk-in closets. Two additional guest suites, each with private en-suite baths, provide exceptional comfort and privacy. The lower level is equally impressive, featuring an expansive game room with a built-in bar and custom cabinetry, along with a spacious flex room complete with a closet and utility sink—ideal as an art studio, fitness room, home office, media room, or additional guest suite. An additional bedroom and full bath make this level perfectly suited for extended family, guests, or multigenerational living. Two oversized garages provide space for up to four vehicles, while the conveniently located upstairs laundry room enhances everyday functionality. Outside, approximately 90 feet of private Rainbow River frontage sets the stage for an extraordinary waterfront lifestyle. A spacious deck leads to the private dock, offering immediate access to boating, kayaking, paddleboarding, fishing, swimming, or simply floating along one of Florida’s most celebrated spring-fed rivers. A tranquil waterfall feature and beautifully landscaped grounds complete this remarkable outdoor retreat. Combining architectural elegance, exceptional craftsmanship, and one of the most coveted locations on the Rainbow River, this extraordinary estate offers an unparalleled opportunity to experience the very best of Florida waterfront living.

Estimated monthly payment

Principal & interest$12,641
Property taxes$2,588
Home insurance (est.)$1,146

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 16, 2026
  2. Listed$2,500,000
    Jul 16, 2026
  3. Price increased$2,500,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Cumulative DOM
199
Subdivision
Blue Cove
County
Marion
Year built
1991
Living area
6,040 sq ft
Price/sq ft
$414
Building area
8,884 sq ft (Public Records)
Lot size
15,682 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12083C0662D)
Garage
4 spaces
Annual taxes
$31,055 (2025)
Parcel #
3453-002-004
Zoning
R1A
MLS #
OM728590

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Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Carpet, Tile, Wood
Appliances
Cooktop, Dishwasher, Microwave
Interior features
Built-in Features, Elevator, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Balcony, Lighting, Private Mailbox
Construction materials
Cedar, Stone, Frame
Roof
Metal
Foundation
Block, Stem Wall
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Schools

ElementaryDunnellon Elementary SchoolGreatSchools ↗
MiddleDunnellon Middle SchoolGreatSchools ↗
High SchoolDunnellon High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst15x18
Primary BedroomFirst20x18
Living RoomFirst23x30

Listing Details

Listing date
2026-07-14
On market date
2026-07-16
Original list price
$2,500,000
Occupant type
Owner
MLS area
34432 - Dunnellon
Listing AOR
Ocala - Marion
Status changed
2026-07-16
Tax legal description
SEC 25 TWP 16 RGE 18 PLAT BOOK H PAGE 027 BLUE COVE UNIT 1 BLK B LOT 4

Flood risk

High riskFEMA Zone AEPanel 12083C0662D

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Dunnellon, East on CR 484 and left on Camp Drive; first right on Blue Cove Drive and house on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 17, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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