$259,900
1158 Carmel Circle
Casselberry, FL 32707
Listing updated: September 30, 2026 at 6:43 PM ET
Listing courtesy of Lpt Realty, Llc · Didem Hanley · MLS #O6425206 · Active · 877-366-2213Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
LAKEFRONT LIVING ON BEAUTIFUL LAKE HOWELL! Owner Financing Available for qualified buyer, Welcome to Carmel by the Lake, a gated waterfront community offering the relaxed Florida lifestyle you’ve been looking for. This spacious 4th-floor, 3-bedroom, 2-bath residence offers 1,876 square feet of comfortable living space, elevator access, and a private balcony where you can unwind and enjoy peaceful views of the lake and beautifully maintained grounds. The generous floor plan provides plenty of room for everyday living, entertaining, working from home, or welcoming overnight guests. Large windows and sliding glass doors bring in natural light while connecting the living area to the beautiful outdoor setting. One of the highlights of Carmel by the Lake is private access to Lake Howell, giving residents the opportunity to enjoy boating, fishing, kayaking, and paddleboarding just steps from home. Community amenities also include a sparkling swimming pool, tennis courts, clubhouse, and beautifully landscaped grounds. The HOA adds exceptional convenience by including water, sewer, cable TV, high-speed internet, exterior maintenance, roof maintenance, and grounds care—ideal for buyers looking for a low-maintenance, lock-and-leave lifestyle. Conveniently located near Winter Park, Maitland, Altamonte Springs, Lake Mary, and Downtown Orlando, with easy access to major roadways, shopping, restaurants, medical facilities, entertainment, and everything Central Florida has to offer. Whether you're searching for a full-time residence, seasonal Florida retreat, or waterfront getaway, this is an opportunity to enjoy space, convenience, and lakefront living in one of Seminole County's established waterfront communities. Come experience the views, the amenities, and the lifestyle at Carmel by the Lake. Schedule your private showing today! Some photos have been virtually staged to help illustrate the potential use and furniture placement of the rooms. Furnishings and décor shown in virtually staged photos are not included. Seller Financing Available .
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history75 days on market
- Status: ActiveJul 17, 2026
- Listed$280,000Jul 17, 2026
- Price reduced$259,900
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 75
- Subdivision
- Carmel By The Lake Unit 2 A Condo
- County
- Seminole
- Year built
- 1984
- Living area
- 1,876 sq ft
- Price/sq ft
- $139
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- X (12117C0165F)
- Annual taxes
- $5,050 (2025)
- Parcel #
- 28-21-30-516-0000-3440
- Zoning
- PRD
- MLS #
- O6425206
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Parquet, Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Range Hood
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Split Bedroom
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Parking features
- Covered, Off Street, Parking Pad
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $786/mo
- Total annual fees
- $9,432
- HOA name
- Vista Community Association Management
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, Owner Financing, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please call HOA
- Approval process
- Please Call Hoa
Exterior & Construction
- Exterior features
- Balcony, Tennis Court(s)
- Construction materials
- Block, Stucco
- Roof
- Membrane, Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available
Community
- Pets allowed
- Breed Restrictions, Cats OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 25x10 |
| Primary Bedroom | First | 19x13 |
| Living Room | First | 17x13 |
| Dining Room | First | 10x13 |
| Primary Bathroom | First | 14x12 |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-07-15
- On market date
- 2026-07-17
- Original list price
- $280,000
- Occupant type
- Vacant
- MLS area
- 32707 - Casselberry
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-17
- Tax legal description
- UNIT 344 CARMEL BY THE LAKE UNIT 2 A CONDO PB 30 PGS 68 TO 71
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Carmel by the Lake in on 436 (Semoran Blvd) between Howell Branch and Red Bug Lake Rd. The entrance is directly across from the Super Walmart
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 30, 2026 at 6:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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