318 Circle Drive, FL318 Circle Drive, FL318 Circle Drive, FL
Stellar MLS
1 / 38

$745,000

318 Circle Drive

Palm Harbor, FL 34683

Listing updated: July 23, 2026 at 3:53 PM ET

Active
Stellar MLSListing courtesy of Belloise Realty · Dianna Farnell · MLS #TB8527358 · Active · 727-449-2700
3
Beds
2
Baths
2,160
Sq Ft
0.23
Acres
1963
Built
WaterfrontWater access$345/sqft
Single Family Residence

Property type

1963

Year built

10,171 sqft

Lot size

$345

Price / sq ft

$6/mo

HOA dues

0

Days on market

1

Garage space

AE

Flood zone

About this home

Experience the ultimate Florida waterfront lifestyle in this beautifully renovated coastal retreat, perfectly situated on an oversized pie-shaped lot at the end of a quiet private cul-de-sac. Boasting more than 155 feet of waterfront, this exceptional property offers direct Gulf access and is a dream come true for boaters, anglers, and anyone who loves life on the water. Step outside to your private backyard paradise featuring a brand-new oversized composite dock complete with a 15,000lb boat lift, making it effortless to launch your next adventure. A new seawall cap provides added peace of mind, while the expansive waterfront offers plenty of room to relax, entertain, and soak in the coastal scenery. Inside, this home has been completely transformed with quality updates throughout. Major improvements include new roof (2022), new HVAC system and ductwork (2023), double-pane PVC windows and sliding glass doors, luxury vinyl plank flooring throughout, fresh interior paint, a newer paver driveway, a stunning new kitchen, and beautifully updated bathroom vanities. Don't let the front fool you, this home is remarkably spacious inside. The bright, open floor plan is filled with natural light thanks to walls of sliding glass doors that seamlessly connect the living area to the expansive wraparound screened porch, creating the perfect space for year-round indoor-outdoor entertaining. The thoughtfully designed split-bedroom layout provides privacy for family and guests. The oversized primary bedroom serves as a peaceful retreat, featuring a custom walk-in closet and a beautifully appointed en-suite bath with dual vanities. The heart of the home is the open-concept kitchen, complete with granite countertops, a center island, abundant cabinetry, and a layout designed for gathering with family and friends. Location is everything, and this home truly has it all. Enjoy direct Gulf access for boating, fishing and diving enthusiasts. You're also less than an hour from two major airports, making travel convenient for full-time residents and seasonal homeowners alike. Surrounded by some of Pinellas County's most desirable destinations, you'll be just minutes from the historic Tarpon Springs Sponge Docks, vibrant downtown Dunedin, Palm Harbor, Ozona, Crystal Beach, Honeymoon Island, Caladesi Island, and countless waterfront restaurants, parks, beaches, and shopping destinations. Every nearby community offers its own unique charm and coastal character. The neighborhood enhances the lifestyle even further with a private community boat ramp and direct access to the Pinellas Trail, perfect for biking, walking, and enjoying Florida's beautiful outdoors. Whether you're searching for a full-time waterfront residence, a seasonal escape, or the perfect place to enjoy boating and coastal living, this exceptional property delivers it all. Florida waterfront living truly doesn't get any better than this. Boat and trailer may be available for purchase separately and can be negotiated as part of the sale.

Estimated monthly payment

Principal & interest$3,767
Property taxes$535
Home insurance (est.)$341
HOA dues$6

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jul 23, 2026
  2. Listed$745,000
    Jul 23, 2026
  3. Price increased$745,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Baywood Village
County
Pinellas
Year built
1963
Living area
2,160 sq ft
Price/sq ft
$345
Building area
3,145 sq ft (Public Records)
Lot size
10,171 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0057H)
Garage
1 spaces
Annual taxes
$6,424 (2025)
Parcel #
23-27-15-05814-000-1190
Zoning
R-3
MLS #
TB8527358

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

HOA fee
$75 / Annually
Monthly HOA
$6/mo
Total monthly fees
$6/mo
Total annual fees
$75
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block, Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst25x17
KitchenFirst14x25
Bedroom 2First14x17
Living RoomFirst19x18
Primary BedroomFirst25x17
KitchenFirst14x25
Living RoomFirst19x18

Listing Details

Listing date
2026-07-23
On market date
2026-07-23
Original list price
$745,000
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-07-23
Tax legal description
BAYWOOD VILLAGE LOT 119

Flood risk

High riskFEMA Zone AEPanel 12103C0057H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US Alt 19 North. West into Baywood Village . Westwinds Dr, Right on Westwinds East to Circle.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 23, 2026 at 3:53 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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