4270 Cove Drive, FL4270 Cove Drive, FL4270 Cove Drive, FL
Stellar MLS
1 / 71

$1,100,000

4270 Cove Drive

Palm Harbor, FL 34685

Listing updated: July 20, 2026 at 9:47 PM ET

Active
Stellar MLSListing courtesy of Keller Williams St Pete Realty · Bunni Longwell · MLS #TB8525161 · Active · 727-894-1600
4
Beds
3
Baths
3,324
Sq Ft
0.45
Acres
2003
Built
Private poolFireplace4-car garage$331/sqft360° tour
Single Family Residence

Property type

2003

Year built

19,733 sqft

Lot size

$331

Price / sq ft

$258/mo

HOA dues

0

Days on market

4

Garage spaces

X

Flood zone

About this home

Welcome to one of East Lake's best-kept secrets—an ultra-exclusive, gated enclave of just 14 custom luxury homes along prestigious Cove Drive. Opportunities to own in this intimate community are incredibly rare, making this a truly special offering. Nestled on a quiet cul-de-sac, this exceptional 4-bedroom, 3-bath custom home offers a thoughtfully designed split-bedroom floor plan, providing privacy for the primary suite while creating comfortable spaces for family and guests. With a rare 4-car garage and a spacious bonus room that can serve as a media room, game room, home office, or playroom, this home offers the flexibility today's buyers are looking for. The beautifully updated gourmet kitchen is the heart of the home, featuring granite countertops, abundant cabinetry, quality appliances, and plenty of prep and entertaining space. Elegant architectural details—including soaring tray ceilings, crown molding, and spacious living areas—add timeless style and sophistication throughout. Step outside to your own private oasis featuring a heated, screened-in pool with a spillover spa, creating the perfect setting for year-round Florida living, entertaining, or simply relaxing. Residents enjoy exclusive access to the private community boat ramp, offering direct access to Lake Tarpon, one of Pinellas County's premier destinations for boating, fishing, paddleboarding, and waterfront recreation. Located adjacent to John Chesnut Sr. Park, you'll have miles of scenic walking trails, picnic areas, playgrounds, and beautiful lakefront views just steps away. Combining luxury, privacy, and an unbeatable location, this remarkable home offers everything discerning buyers are searching for. Homes in this exclusive rarely become available, making this an exceptional opportunity to own in one of East Lake's most sought-after gated neighborhoods.

Estimated monthly payment

Principal & interest$5,562
Property taxes$942
Home insurance (est.)$504
HOA dues$258

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jul 20, 2026
  2. Listed$1,100,000
    Jul 20, 2026
  3. Price increased$1,100,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Eagles Cove At Lake Tarpon
County
Pinellas
Year built
2003
Living area
3,324 sq ft
Price/sq ft
$331
Building area
4,632 sq ft (Public Records)
Lot size
19,733 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12103C0079H)
Garage
4 spaces
Pool
Private pool
Annual taxes
$11,298 (2025)
Parcel #
04-28-16-23640-000-0050
Zoning
R-1
MLS #
TB8525161

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Other, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
4
Attached garage
Yes
Parking features
Curb Parking, Driveway, Garage Faces Rear, On Street, Open, Oversized

HOA & Financial

HOA fee
$775 / Quarterly
Monthly HOA
$258/mo
Total monthly fees
$258/mo
Total annual fees
$3,100
HOA name
David W Ormiston CPA, PA Eagle Cove HOA
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact David W Ormiston, CPA, PA, forguidelines
Approval process
Contact David W Ormiston, CPA, PA, for guidelines

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryForest Lakes Elementary-PNGreatSchools ↗
MiddleCarwise Middle-PNGreatSchools ↗
High SchoolEast Lake High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst17x14
Dining RoomFirst10x14
Living RoomFirst17.5x14
Family RoomFirst17x22
Primary BathroomFirst13x10
Primary BedroomFirst14.5x17
Bedroom 2First12x14
Bedroom 3First12x14
Bedroom 4First14x15.5
Bonus RoomFirst
OfficeFirst10x12

Listing Details

Listing date
2026-07-20
On market date
2026-07-20
Original list price
$1,100,000
Occupant type
Vacant
MLS area
34685 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-07-20
Tax legal description
EAGLES' COVE AT LAKE TARPON LOT 5 LESS MOST W'LY 30FT OF S'LY 15FT

Flood risk

Minimal riskFEMA Zone XPanel 12103C0079H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Tampa Rd (CR-752 W) Turn right onto East Lake Business toward CR-611 N Go for 0.9 mi. Turn left onto Cove Dr.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 20, 2026 at 9:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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