


$563,000
96095 Gravel Creek DriveYulee, FL 32097
Listing updated: October 12, 2026 at 9:33 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
**USDA LOAN-ELIGIBLE PROPERTY + $10,000 SELLER-PAID RATE BUYDOWN!** Qualified buyers may enjoy ZERO DOWN PAYMENT financing, while sellers are offering $10,000 toward an interest rate buydown, helping you KEEP MORE CASH IN YOUR POCKET AT CLOSING and REDUCE YOUR MONTHLY MORTGAGE PAYMENT! Call your lender today to see if you qualify and learn more about USDA financing! **CUSTOM-BUILT HOME ON A RARE HALF-ACRE LOT IN YULEE!** This 3BR/2BA home offers 2,109 sq ft plus a dedicated office with 4th bedroom potential. Bring your BOAT OR RV! Ample parking and potential boat/RV storage building, subject to approvals. SURVEY AVAILABLE! Oversized 2-car garage, fenced yard, screened porch, deck, fire pit and play area. INDOOR LAUNDRY with WASHER & DRYER INCLUDED and separate garage entrance—ideal after a day enjoying the Florida outdoors! Vaulted ceilings, granite counters, upgraded cabinetry and propane fireplace. 210-FT ARTESIAN WELL providing delicious drinking water, septic, 7-zone irrigation, LOW $450/YEAR HOA and NO CDD!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history112 days on market
- Status: ActiveJun 22, 2026
- Listed$588,000Jun 22, 2026
- Price reduced$563,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 112
- Subdivision
- Lanceford
- County
- Nassau
- Year built
- 2014
- Living area
- 2,109 sq ft
- Price/sq ft
- $267
- Building area
- 28,885 sq ft (Public Records)
- Lot size
- 22,002 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12089C0219G)
- Garage
- 2 spaces
- Annual taxes
- $3,019 (2025)
- Parcel #
- 45-3N-28-121L-0023-0000
- Zoning
- RS-1
- MLS #
- V4949784
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Hardwood, Tile, Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier
- Interior features
- Ceiling Fans(s), Chair Rail, Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Boat, Covered, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Parking, Ground Level, Guest, Off Street, On Street, Open, Oversized, Parking Pad, RV Access/Parking, Tandem, Workshop in Garage
HOA & Financial
- HOA fee
- $450 / Annually
- Monthly HOA
- $38/mo
- Total monthly fees
- $38/mo
- Total annual fees
- $450
- HOA name
- Lanceford HOA/ Stephanie Johnson/ Peter Gregory
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- please contact Nassau County and Lanceford HOA to confirm all leasing restriction
Exterior & Construction
- Exterior features
- Courtyard, Fire Pit, Garden, Lighting, Outdoor Grill, Playground, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sprinkler Metered, Storage
- Construction materials
- Brick, Concrete, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 14.1x16.1 |
| Primary Bathroom | First | 12.1x9.11 |
| Office | First | 12x12.1 |
| Balcony/Porch/Lanai | First | 19.8x11.8 |
| Kitchen | First | 15.3x13.1 |
| Bedroom 1 | First | 10.5x13.4 |
| Bedroom 2 | First | 13.9x12.1 |
| Bathroom 2 | First | 10.5x6.5 |
| Living Room | First | 19.8x18.8 |
| Dining Room | First | 10.9x11.11 |
Listing Details
- Listing date
- 2026-06-21
- On market date
- 2026-06-22
- Original list price
- $588,000
- Occupant type
- Owner
- MLS area
- 32097 - Yulee
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-22
- Tax legal description
- LOT 23 PT OR 1899/330 LANCEFORD PB 6/356
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
North on A1A, Left on Blackrock Rd, Right on Gravel Creek Rd, home is on Left
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