$469,777
2110 Palm Terrace
Sarasota, FL 34231
Listing updated: June 20, 2026 at 6:53 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Excellent opportunity to own a well-maintained duplex in a highly desirable Sarasota location just minutes from world-famous Siesta Key Beach, Downtown Sarasota, shopping, dining, and transit. This property features two separate 2-bedroom, 1-bathroom units, making it ideal for investors seeking strong rental income or owner-occupants looking to offset their mortgage with rental revenue. Both entrances have enclosed lanai areas. The front unit lanai has laundry hookups. Tile flooring throughout, large kitchens, tub with tiled shower walls. Ceiling fans in bedrooms. Fenced on back and side of building. Both units offer comfortable floor plans with central air conditioning and charming fireplaces that add character and appeal. The rear unit includes a valuable two-car carport, dedicated storage area, and laundry hookups, providing additional convenience for tenants. 2011 Metal Roof, 2021 & 2022 HVAC. Owner pays water, electric separately metered. Attractive units and setup for long-term renters. Situated on a quiet street with easy access to Sarasota's beaches, cultural attractions, restaurants, and everyday conveniences, this duplex combines location, functionality, and investment potential. Buyer to verify all measurements, rental information, and property details.
Local Insight
At $280/sqft for a 1952 duplex, you're getting solid value in Harbor Oaks, but the age means you'll want a thorough inspection—foundation, roof, electrical, and plumbing are all potential unknowns on a property this old. The lack of HOA is a plus, and being in flood zone X removes that insurance headache, but the tight 0.23-acre lot and duplex structure mean limited privacy and any structural issues could be costly if they affect both units. The real question is whether this is positioned as an investment play (two rental units) or owner-occupancy, because the math and the condition issues look very different depending on your intent.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 19, 2026
- Listed$469,777Jun 19, 2026
- Price increased$469,777
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 1
- Subdivision
- Harbor Oaks
- County
- Sarasota
- Year built
- 1952
- Living area
- 1,680 sq ft
- Price/sq ft
- $280
- Building area
- 2,721 sq ft (Public Records)
- Lot size
- 9,864 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12115C0142G)
- Annual taxes
- $3,664 (2025)
- Parcel #
- 0075040039
- Zoning
- RSF3
- MLS #
- A4697614
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Interior Details
- Bedrooms
- 4
- Flooring
- Tile
- Appliances
- Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
- Laundry
- Outside, Washer Hookup
- Stories / Levels
- One
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Attached garage
- No
- Parking features
- Common, Covered, Driveway, Open
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1 Month
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please check with Sarasota county regarding any short-term rental restrictions.
Exterior & Construction
- Exterior features
- Private Yard, Sidewalk, Storage
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-06-19
- On market date
- 2026-06-19
- Original list price
- $469,777
- Occupant type
- Tenant
- MLS area
- 34231 - Sarasota/Gulf Gate Branch
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-06-19
- Tax legal description
- LOT 10 BLK B HARBOR OAKS
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head south on US41 from the Bee Ridge Rd intersection about 1/4mi. At the Field Rd Traffic light (across from Extra Space Storage) make a U-turn. Head North on US 41 and 4 streets up on your right is Palm Ter. Property will be down on the right. Look for sign.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 20, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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