$179,900
4700 Cove Circle
St Petersburg, FL 33708
Listing updated: June 20, 2026 at 6:53 AM ET
Listing courtesy of Future Home Realty Inc · Caroleanne Vorac · MLS #TB8521066 · Active · 813-855-4982Property type
Year built
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Virtually Staged. Welcome to resort-style living in the sought-after Jefferson Building at Sea Towers, a gated 55+ waterfront community in St. Petersburg! This beautifully updated 2 bedroom, 2-bath condo offers comfort, style, and peace of mind. Inside, you'll find updated laminate flooring throughout, a freshly painted interior, and a spacious open layout. The updated kitchen features modern finishes and ample cabinet space, while both bathrooms have been tastefully renovated. The guest bath includes a luxurious smart toilet, and the primary bath features a comfort-height toilet for added convenience. Major improvements include a 2024 HVAC system with a transferable 10-year warranty, providing years of worry-free ownership. The well-maintained Jefferson Building recently received a new roof in 2024, adding even more value and confidence. Sea Towers is one of Pinellas County's premier waterfront 55+ communities, offering a guard-gated entrance, two pools, tennis and pickleball courts, fitness center, clubhouse, social activities, fishing piers, walking paths, and beautifully landscaped grounds. Conveniently located just minutes from Madeira Beach, shopping, restaurants, Seminole City Center, and everything the Gulf Coast lifestyle has to offer. Experience carefree coastal living in this move-in-ready condo—schedule your private showing today!
Local Insight
That HOA of $947/month is steep for a sub-1,100 sq ft unit and eats significantly into the value proposition at this price point—you're looking at nearly $11,400 annually just for fees. Being in flood zone AE means flood insurance is mandatory and likely expensive, which combined with the high HOA makes your true cost of ownership considerably higher than the purchase price suggests. The waterfront location and 55+ community appeal are real draws, but make sure those benefits justify what's essentially a $25,000+ annual carrying cost before you fall in love with the water views.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJun 19, 2026
- Listed$179,900Jun 19, 2026
- Price increased$179,900
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 1
- Subdivision
- Jefferson House The Condo
- County
- Pinellas
- Year built
- 1969
- Living area
- 1,055 sq ft
- Price/sq ft
- $171
- Lot category
- Non-Applicable
- Flood zone
- AE (12103C0183H)
- Annual taxes
- $2,787 (2025)
- Parcel #
- 04-31-15-43893-000-2080
- Zoning
- 0430 CONDO
- MLS #
- TB8521066
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate, Tile
- Appliances
- Electric Water Heater, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Walk-In Closet(s)
- Laundry
- Common Area, Laundry Room, Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- HOA fee
- $947 / Monthly
- Monthly HOA
- $947/mo
- Total monthly fees
- $947/mo
- Total annual fees
- $11,368
- HOA name
- Fed of Sea Towers / Laurie Lorenz
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 55+, Face-to-Face interview, contact Sea Towers for details
- Approval process
- 55+, Face-to-Face interview, contact Sea Towers for details
Exterior & Construction
- Exterior features
- Rain Gutters, Sidewalk, Storage, Tennis Court(s)
- Construction materials
- Block
- Roof
- Built-Up
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Florida Room | First | 17.25x7.58 |
| Kitchen | First | 11.67x10.5 |
| Living Room | First | 17.42x12.17 |
| Dining Room | First | 12x9.83 |
| Primary Bedroom | First | 11.67x15.25 |
| Bedroom 2 | First | 11.92x13.17 |
Listing Details
- Listing date
- 2026-06-19
- On market date
- 2026-06-19
- Original list price
- $179,900
- Occupant type
- Vacant
- MLS area
- 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-19
- Tax legal description
- JEFFERSON HOUSE, THE CONDO UNIT 208
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Follow signs to Jefferson Building and guest parking across the street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 20, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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