1651 Sand Key Estates Court, FL1651 Sand Key Estates Court, FL1651 Sand Key Estates Court, FL
Stellar MLS
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$699,000

1651 Sand Key Estates Court

Clearwater Beach, FL 33767

Listing updated: June 19, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Lokation · Hany Edward · MLS #TB8519686 · Active · 954-545-5583
2
Beds
2
Baths
1,530
Sq Ft
2.42
Acres
1982
Built
Water viewWater accessPrivate pool2.42 acres$457/sqft360° tour
Condominium

Property type

1982

Year built

105,609 sqft

Lot size

$457

Price / sq ft

$1,311/mo

HOA dues

1

Day on market

AE

Flood zone

About this home

Experience elevated coastal living in this beautifully updated corner residence at Harborage I, showcasing sweeping views of the Gulf of Mexico, Intracoastal Waterway, and Sand Key Beach. This spacious 2-bedroom, 2-bath condo was fully renovated in 2022, featuring a modern kitchen, updated bathrooms, and refined coastal finishes throughout. Walls of windows fill the home with natural light and capture water views from nearly every room. Designed for both comfort and lifestyle, the home includes a deep-water boat slip with a 12,000 lb lift - offering quick, direct access to open Gulf waters. A rare under-building tandem parking space adds exceptional convenience and security. The open-concept layout flows seamlessly to a large private balcony, where you can enjoy sunrise coffee or sunset views while watching dolphins, manatees, and passing boats drift by. The primary suite offers a generous walk-in closet and a spa-like ensuite bath with a soaking tub and separate glass shower. Harborage I is a gated waterfront community known for its peaceful setting and prime location just minutes from award-winning beaches, fine dining, boutique shopping, and vibrant nightlife. A rare opportunity to own a fully updated corner waterfront condo with premier boating access - ideal as a full-time residence or coastal retreat.

Local Insight

At $457/sqft for a 1982 waterfront condo in Clearwater Beach, you're paying a reasonable premium for direct water access and private pool amenities, but that AE flood zone designation means mandatory flood insurance will add meaningful ongoing costs you should model carefully. The 2.42-acre lot is unusually generous for a condo and suggests potential future development value, though the $1,311 monthly HOA is steep enough that you'll want to review reserve studies and any planned assessments before committing. For a 40-year-old building with water exposure, a thorough structural inspection focusing on seawall condition and foundation integrity is non-negotiable.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,535
Property taxes$906
Home insurance (est.)$320
HOA dues$1,311

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 18, 2026
  2. Listed$699,000
    Jun 18, 2026
  3. Price increased$699,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Harborage Condo Belleair Beach
County
Pinellas
Year built
1982
Living area
1,530 sq ft
Price/sq ft
$457
Lot size
105,609 sq ft
Lot category
2 to less than 5
Flood zone
AE (12103C0112H)
Pool
Private pool
Annual taxes
$10,872 (2025)
Parcel #
30-29-15-35630-000-0780
MLS #
TB8519686

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Tile, Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Solar Hot Water, Water Softener
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

HOA fee
$1,311 / Monthly
Monthly HOA
$1,311/mo
Total monthly fees
$1,374/mo
Total annual fees
$16,488
HOA name
Resource Property Management, Allisha Hallums
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify leasing restrictions with the association.
Approval process
Application fee required. Interview required. Buyer to verify approval process.

Exterior & Construction

Exterior features
Balcony, Garden, Lighting, Outdoor Grill, Sliding Doors, Storage, Tennis Court(s)
Construction materials
Block, Concrete, Stucco
Roof
Built-Up, Membrane
Foundation
Block, Pillar/Post/Pier, Slab
Pool
Private pool
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Cats OK

Room Details

RoomLevelDimensions
Living RoomFirst24x13
Dining RoomFirst12x11
KitchenFirst15x11
Primary BedroomFirst22x11
Bedroom 2First12x18
Balcony/Porch/LanaiFirst47x5

Listing Details

Listing date
2026-06-15
On market date
2026-06-18
Original list price
$699,000
Occupant type
Vacant
MLS area
33767 - Clearwater/Clearwater Beach
Listing AOR
Osceola
Status changed
2026-06-18
Tax legal description
HARBORAGE, THE CONDO UNIT 78

Flood risk

High riskFEMA Zone AEPanel 12103C0112H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Go west on Bellair Causeway and turn North on Gulf Blvd. Drive through Bellair Beach and past the Bellair Beach Marina. On the East side of the street - make a right turn into the upcoming guard house. The guard ill give you a pass when you present a business card. The unit is located in Harborage 1. Park in guest parking in front of the tennis/pickleball court. Proceed to the North/Main entrance.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 19, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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