$575,000
11208 Duncan Street
Seminole, FL 33772
Listing updated: June 26, 2026 at 1:02 AM ET
Listing courtesy of Lpt Realty, Llc. · Larry Fischer · MLS #TB8523448 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to one of the most flexible income-producing opportunities on the market. This single-story 4-bedroom, 2-bath home in Seminole offers nearly 2,000 square feet of heated living space, a private screened in-ground pool, two separate entrances, two full kitchens, and no HOA. Whether you are an investor, an owner-occupant looking to offset your mortgage, or a family seeking a multigenerational solution, this property checks every box. The home is configured as two distinct living spaces. Unit A offers 3 bedrooms, 1 bathroom, and a full kitchen, currently leased at $2,345 per month. Unit B offers 1 bedroom, 1 bathroom, and a full kitchen, generating $1,450 per month. Combined monthly rental income from day one: $3,795. Throughout the interior, fresh texture, new paint, and 5mm waterproof vinyl flooring create a clean, updated feel in every room. Each unit operates on its own central AC system, and the Unit A HVAC was replaced in 2025, giving the larger unit a brand new system. The main living area features an open floor plan connecting the living room, kitchen, laundry room, and family space, complete with ceiling fans, a spacious eat-in kitchen, and a full appliance package. The second unit is fully equipped with its own private entrance, full kitchen, separate laundry, and a bonus room with additional storage. Step outside to a private backyard oasis. The screened in-ground pool is perfect for relaxing or entertaining year-round, and the pool pump was replaced in 2025. Mature landscaping, exterior lighting, and rain gutters round out the exterior. The lot runs approximately 30% larger than most in the neighborhood. Located in a no flood, no evacuation zone, just minutes from the Pinellas Trail, Seminole Recreation Center, and SPC library, with the beaches about 10 minutes away. Public utilities with one water meter and one electric meter serving the property. No HOA. No flood zone. Immediate cash flow from day one. Opportunities like this do not stay available long.
Local Insight
At $288/sqft for a 1971 duplex in Seminole, you're getting decent per-square-foot pricing, and the zero HOA is a real plus—though you'll want to confirm whether that applies to both units or just yours, and what maintenance obligations fall on you versus a partner owner. The private pool is a solid amenity for the price point, but given the age of the structure, a thorough inspection of the roof, foundation, and plumbing is essential before committing, as 50+ year-old duplexes tend to have deferred issues. Being in flood zone X is favorable, but verify the duplex's condition in Seminole's humidity and whether either unit has a history of water intrusion.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJun 26, 2026
- Listed$575,000Jun 25, 2026
- Price increased$575,000
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 0
- Subdivision
- Seminole Lake Village 2nd Add
- County
- Pinellas
- Year built
- 1971
- Living area
- 1,998 sq ft
- Price/sq ft
- $288
- Building area
- 2,018 sq ft (Public Records)
- Lot size
- 7,819 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Pool
- Private pool
- Annual taxes
- $6,886 (2025)
- Parcel #
- 22-30-15-79938-010-0030
- MLS #
- TB8523448
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Interior Details
- Bedrooms
- 4
- Flooring
- Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Laundry Room, Other
- Stories / Levels
- One
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $0
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer must check with local municipalities about exact leasing ordinances.
Exterior & Construction
- Exterior features
- Lighting, Private Yard
- Construction materials
- Brick
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-06-25
- On market date
- 2026-06-25
- Original list price
- $575,000
- Occupant type
- Tenant
- MLS area
- 33772 - Seminole
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-26
- Tax legal description
- SEMINOLE LAKE VILLAGE 2ND ADD BLK J, LOT 3
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Osceola Middle School at 9301 98th St North in Seminole, take 98th St North to 102nd Ave N and continue into Seminole. Proceed along 98th Ave and Village Green Ave, then take Temple Ave to Duncan St. Continue to 11208 Duncan St in Seminole, which will be your destination.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 26, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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