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$525,000

1651 Sand Key Estates Court

Clearwater, FL 33767

Listing updated: June 22, 2026 at 10:46 AM ET

Active

Listing courtesy of Charles Rutenberg Realty Inc · Mary Farnham · MLS #TB8517717 · Active · 727-538-9200

Beds

Baths

1,100

Sq Ft

Acres

1982

Built

◆Waterfront◆Water access◆Private pool◆$477/sqft◆360° tour

Condominium

Property type

1982

Year built

$477

Price / sq ft

$982/mo

HOA dues

Days on market

Flood zone

About this home

Experience breathtaking views of the Gulf of Mexico, Sand Key Beach, and the Intracoastal Waterway from this beautifully maintained condominium. Recently installed accordion shutters provide added peace of mind, offering protection during the storms. Perfectly situated just a short stroll from the sugar-white sands of Sand Key Beach, you'll enjoy spectacular year-round sunsets over the Gulf. After a day at the beach, explore the nearby Shoppes of Sand Key, featuring charming boutiques and popular waterfront restaurants. Boating enthusiasts will appreciate this true boater's paradise, with boat slips frequently available for purchase or lease. Located just minutes from Clearwater Pass, you'll have quick and easy access to the open waters of the Gulf of Mexico. Following the 2025 Milestone Inspection, the building underwent an extensive restoration, along with significant updates to the building exterior and beautifully landscaped grounds. These improvements provide long-term value and added confidence for future ownership. Don't miss this rare opportunity to own your own piece of paradise in the highly desirable Sand Key community!

Estimated monthly payment

Principal & interest$2,655

Property taxes$183

Home insurance (est.)$241

HOA dues$982

Down payment

20%

$105,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

Status: Active
Jun 20, 2026
Listed$525,000
Jun 20, 2026
Price increased$525,000

Facts & features

Property type: Residential
Sub type: Condominium
Status: Active
Days on market: 2
Subdivision: Harborage Condo Belleair Beach
County: Pinellas
Year built: 1982
Living area: 1,100 sq ft
Price/sq ft: $477
Lot size: 0 sq ft
Lot category: Non-Applicable
Flood zone: AE (12103C0112H)
Pool: Private pool
Annual taxes: $2,200 (2025)
Parcel #: 30-29-15-35630-000-0310
MLS #: TB8517717

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Interior Details

Bedrooms: 2
Full bathrooms: 2
Flooring: Tile
Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Refrigerator, Washer
Interior features: Accessibility Features, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry: Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Parking features: Assigned, Ground Level, Guest, Tandem
Carport: Yes

HOA & Financial

HOA fee: $982 / Monthly
Monthly HOA: $982/mo
Total monthly fees: $982/mo
Total annual fees: $11,784
HOA name: Allisha Hallums
CDD: No
Homestead exemption: Yes
Min lease term: 1-2 Years
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Application fee required. Interview required. Buyer to verify approval process with the association. Buyer to verify leasing restrictions with the association
Approval process: See additional Lease Restrictions.

Exterior & Construction

Exterior features: Balcony, Garden, Lighting, Outdoor Grill, Sliding Doors, Storage, Tennis Court(s)
Construction materials: Block, Concrete, Stucco
Roof: Built-Up, Membrane
Foundation: Block, Pillar/Post/Pier, Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Cats OK, Dogs OK, Yes

Room Details

Room	Level	Dimensions
Balcony/Porch/Lanai	First	39x5
Living Room	First	12x13
Dining Room	First	18x10
Kitchen	First	13x8
Primary Bedroom	First	19x11
Bathroom 2	First	7.3x4.1
Primary Bathroom	First	5x5

Listing Details

Listing date: 2026-06-20
On market date: 2026-06-20
Original list price: $525,000
Occupant type: Owner
MLS area: 33767 - Clearwater/Clearwater Beach
Listing AOR: Suncoast Tampa
Status changed: 2026-06-20
Tax legal description: HARBORAGE, THE CONDO UNIT 31

Flood risk

High riskFEMA Zone AEPanel 12103C0112H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Go west on Belleair Causeway and turn north on Gulf Blvd. Drive through Belleair Beach and past the Belleair Beach Marina on the east side of the street. Make a right turn into the upcoming Guard House. The Guard will give you a pass when you present a business card. The unit is located in Harborage 1. Park in guest parking in front of the Tennis/Pickleball court. Proceed to the North/Main entrance.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 10:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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