$289,900

5230 Montego Lane

Port Charlotte, FL 33981

Listing updated: June 13, 2026 at 6:48 AM ET

Active
3
Beds
2
Baths
1,615
Sq Ft
0.3
Acres
1992
Built
$180/sqft
Single Family Residence

Property type

1992

Year built

13,067 sqft

Lot size

$180

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

x

Flood zone

About this home

BANK OWNED property listed below appraised value. With some TLC you can have equity in this 3-bedroom, 2 bath home in Port Charlotte in the coveted Gulf Cove Community. Close proximity the Myakka State Forest and beaches of Englewood and Manasota Key. The Property Owners Association of Gulf Cove own two private waterfront recreational properties that encompass a little over 5 acres on the Myakka River, including boat launch, picnic area, pavilion and playground. Low POA fee of $75.00 ANNUALLY. Schedule your showing appointment today!

Estimated monthly payment

Principal & interest$1,466
Property taxes$363
Home insurance (est.)$133

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 12, 2026
  2. Listed$289,900
    Jun 12, 2026
  3. Price increased$289,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Port Charlotte Sec 056
County
Charlotte
Year built
1992
Living area
1,615 sq ft
Price/sq ft
$180
Building area
2,420 sq ft (Public Records)
Lot size
13,067 sq ft
Lot category
1/4 to less than 1/2
Flood zone
x
Garage
2 spaces
Annual taxes
$4,351 (2025)
Parcel #
402131276007
Zoning
RSF3.5
MLS #
TB8518820

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate
Appliances
Range
Interior features
Cathedral Ceiling(s), Living Room/Dining Room Combo, Split Bedroom
Laundry
Inside
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Other

Room Details

RoomLevelDimensions
KitchenFirst12x13
Great RoomFirst14x20
Primary BedroomFirst13x14

Listing Details

Listing date
2026-06-10
On market date
2026-06-12
Original list price
$289,900
Occupant type
Vacant
Special conditions
Real Estate Owned
MLS area
33981 - Port Charlotte
Listing AOR
Suncoast Tampa
Status changed
2026-06-12
Tax legal description
PCH 056 1782 0010 PORT CHARLOTTE SEC56 BLK1782 LT 10 269/566 1125/1645 CD1266/1087 2656/176 2656/177 2660/1606 4900/1633

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

GPS- David Blvd. to Montego Ln.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 13, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA