12970 Spencer Street, FL
Stellar MLS
1 / 1

$199,900

12970 Spencer StreetFort Myers, FL 33908

Listing updated: October 20, 2026 at 1:08 PM ET

Active
Stellar MLSListing courtesy of Apogee Realty Services · Mary Boor · MLS #TB8516156 · Active · 813-484-6886
3
Beds
2
Baths
960
Sq Ft
0.09
Acres
1998
Built
◆$208/sqft◆360° tour
Manufactured Home

Property type

1998

Year built

4,051 sqft

Lot size

$208

Price / sq ft

No HOA

HOA dues

133

Days on market

AE

Flood zone

About this home

Welcome to this charming and well-maintained 3-bedroom, 2-bath home located in a great no HOA community with AIRBNB history just minutes from the area's beautiful beaches. Situated on land you own, this mobile home is classified as real property, offering an excellent opportunity for both homeowners and investors. The spacious open-concept floor plan creates a comfortable and inviting atmosphere, perfect for everyday living and entertaining. The home has been successfully operated as a full-time Airbnb, demonstrating strong income-producing potential for those seeking an investment property. Enjoy a bright living area, functional kitchen, and comfortable bedrooms designed for easy living. While the home is being sold unfurnished, furnishings may be available through separate negotiation. Whether you're looking for a primary residence, vacation getaway, or turnkey investment opportunity near the coast, this property offers exceptional value in a great location. Seller Concessions offered

Estimated monthly payment

Principal & interest$1,011
Property taxes$172
Home insurance (est.)$92

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history133 days on market

  1. Status: Active
    Jun 9, 2026
  2. Listed$215,000
    Jun 9, 2026
  3. Price reduced$199,900

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
133
Subdivision
Harvey Heights
County
Lee
Year built
1998
Living area
960 sq ft
Price/sq ft
$208
Lot size
4,051 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12071C0414G)
Annual taxes
$2,064 (2025)
Parcel #
36-45-23-05-0000C.0190
Zoning
MH-1
MLS #
TB8516156

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Hardwood
Appliances
Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
Laundry
In Kitchen, Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Awning(s)
Construction materials
Vinyl Siding
Roof
Shingle
Foundation
Crawlspace
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
Living Room13x15
Kitchen12x14
Primary Bedroom5x8
Bedroom 112x9
Bedroom 29x10
Bathroom 15x8
Primary Bathroom5x8

Listing Details

Listing date
2026-06-08
On market date
2026-06-09
Original list price
$215,000
Occupant type
Owner
MLS area
33908 - Fort Myers
Listing AOR
Suncoast Tampa
Status changed
2026-06-09
Tax legal description
HARVEY HEIGHTS U 1 UNREC BLK C DB 324 PG 255 LOT 19

Flood risk

High riskFEMA Zone AEPanel 12071C0414G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

McGregor Blv to Iona Rd-Rt to John Morris-left to Spencer-left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 20, 2026 at 1:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA