20 Division Street, FL
Stellar MLS

$1,149,000

20 Division Street

Winter Garden, FL 34787

Active
4
Beds
3
Baths
2,729
Sq Ft
0.3
Acres
1959
Built
Private poolFireplace$421/sqft360° tour
Single Family Residence

Property type

1959

Year built

12,982 sqft

Lot size

$421

Price / sq ft

No HOA

HOA dues

1

Day on market

1

Garage space

X

Flood zone

About this home

Welcome to one of Winter Garden's most remarkable custom transformations. This wasn't a flip—it was the owner's forever dream home. Originally built in 1959 and completely reimagined in 2023 and 2026. This extraordinary residence has undergone an extensive renovation and expansion, creating a truly one-of-a-kind property just minutes from Historic Downtown Winter Garden and Plant Street. Offering 2,729 square feet of beautifully designed living space, this 4-bedroom, 3-bathroom home showcases exceptional craftsmanship, thoughtful design, and luxury finishes throughout. In 2026, the owners completed a stunning expansion that includes an ultra-luxury primary suite designed as a private retreat. The spa-inspired custom bathroom features premium finishes, a private sauna, and a level of comfort rarely found at this price point. The heart of the home features open-concept living spaces filled with natural light, designer finishes, and seamless flow for everyday living and entertaining. Step outside to your private backyard oasis featuring a brand-new custom pool completed in 2026, creating the perfect setting for relaxing weekends and unforgettable gatherings. Major improvements include a 2026 HVAC system, 2026 luxury primary suite addition, 2026 custom pool, 2022 plumbing, 2022 electrical, 2018 roof, and all new windows installed in 2018, providing peace of mind for years to come. Every inch of this home tells the story of a family who spared no expense creating their dream home. Now, that dream can become yours. Schedule your private showing today!!!

Local Insight

At $421/sqft for a 1959 pool home in a rapidly growing area, you're paying a premium for the private pool and established neighborhood character, but you should factor in that this 65-year-old house will likely need systems updates—roof, plumbing, electrical—sooner rather than later. The unincorporated Winter Garden area is experiencing explosive growth (315% since 2010) which could mean appreciating property values, but also increasing development pressure and eventual infrastructure strain on roads and utilities that currently serve a much smaller population. The lack of an HOA and X flood zone are genuine pluses, but verify the condition of that older foundation and pool equipment before committing, since those are expensive wildcards on a property of this age.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$5,810
Property taxes$600
Home insurance (est.)$527

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$1,149,000
    Jun 5, 2026
  3. Price increased$1,149,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Winter Garden Shores First Add
County
Orange
Year built
1959
Living area
2,729 sq ft
Price/sq ft
$421
Building area
3,435 sq ft (Public Records)
Lot size
12,982 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12095C0205H)
Garage
1 spaces
Pool
Private pool
Annual taxes
$7,197 (2025)
Parcel #
14-22-27-9388-01-010
Zoning
R-1
MLS #
O6413659

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Luxury Vinyl, Marble, Tile
Appliances
Bar Fridge, Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Wine Refrigerator
Interior features
Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Sauna, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer agent to verify with county records

Exterior & Construction

Exterior features
Garden, Private Yard, Rain Gutters, Sauna
Construction materials
Concrete
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available

Room Details

RoomLevelDimensions
Living RoomFirst42.5x13.2
KitchenFirst17x12.9
Primary BedroomFirst17x12.9

Listing Details

Listing date
2026-06-03
On market date
2026-06-05
Original list price
$1,149,000
Occupant type
Vacant
MLS area
34787 - Winter Garden/Oakland
Listing AOR
Orlando Regional
Status changed
2026-06-05
Tax legal description
WINTER GARDEN SHORES FIRST ADDITION T/86LOT 1 BLK A

Flood risk

Minimal riskFEMA Zone XPanel 12095C0205H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Dillard street turn left onto E Division street, home is on your left.

Property sale history

Public records

20 E DIVISION ST, Winter Garden 34787

  • Jul 2024$750,000

2,115 sq ft · Built 1959 · 0.2980 acres

Sale data from Florida public records (Department of Revenue / county property appraiser). Deemed reliable but not guaranteed; may not reflect current market or MLS status. Not Stellar MLS data.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA